Delta Community Credit Union Bonuses: $50, $200, $250 Checking, Referral Promotions (GA)

See new Delta Community Credit Union bonuses, promotions and rates here.

Update 4/2/25: The $250 bonus for checking & savings has been extended through 6/30/25. There’s also a $200 checking bonus available through 5/31/25.

Delta Community Credit Union Bonuses Review

As the largest Credit Union in Georgia, Delta Community Credit Union has over 25 locations located conveniently across metro Atlanta and Georgia. Since 1940, their mission as a not-for-profit financial institution has been to help members get more out of their finances by offering higher rates on deposits, lower rates on loans and low or no service fees. Lastly, visit a local branch today to learn more about the current promotions.

I’ll go over all Delta Community Credit Union offers below.

Delta Community Credit Union $200 Checking & Savings Bonus

• What you’ll get: $200 Bonus
• Eligible account: Checking Account
• Where it’s available: GA
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: None
• How to earn it:
  • New members who open a Savings and Checking Account between March 1 and May 31, 2025 can earn a $200 bonus!
  • Simply establish and complete Direct Deposits totaling $1,000 to your new Checking Account and
  • Make at least 10 Visa® Debit Card purchases within the first 90 days of account opening.
  • Once the requirements are met, the bonus will be deposited into your new account within 60 days.
  • To get started, you can apply online, and a special promotion code will be added to your application. Prefer to apply in person? Visit your nearest Delta Community branch and mention promo code “CHECKING200” when opening your new account.

(Offer expires 05/31/2025)

Fine Print

• Open a consumer membership with a Savings Account and Checking Account simultaneously between March 1 and May 31, 2025 and provide the promo code CHECKING200, and within 90 days of account opening (1) set up and receive qualifying Direct Deposits totaling $1,000 or more and (2) make 10 Visa® Debit Card purchases.
• The qualifying Direct Deposits must be deposited from the member’s employer via ACH transfer.
• Deposits that do not originate from an employer and/or are not sent by ACH (including check deposits, P2P transfers such as Venmo, Zelle® or Paypal, bank ACH transfers not from an employer, and merchant transactions such as Square or Stripe) are not eligible as qualifying Direct Deposits in this promotion.
• ATM transactions do not qualify as Debit Card purchases for this promotion.
• Debit Card transactions must post and clear the account with in the 90-day period. Accounts must be opened either online or in a branch.
• Offer not valid unless all requirements are met.
• Savings Account must have a minimum deposit of $5.
• Accounts of applicant must remain in good standing, with deposit balances above zero dollars, any applicable loan payments current, and all accounts in compliance with any other terms, conditions and governing requirements until bonus is paid. Bonuses earned through this promotional offer are subject to IRS reporting.
• The bonus will be deposited to the Checking Account within 60 days after deposit and transaction requirements are met.
• This offer is valid for the first-time Delta Community members only and cannot be combined with other offers.
• Applicant must be eligible to qualify for membership.
• As of March 1, 2025, the Annual Percentage Yield (APY) for Savings is 0.25%, for Free Checking is 0.00% and Interest Checking is 0.10%.
• Rates subject to change.
• Delta Community Credit Union reserves the right in our sole discretion to prohibit a bonus payment to non-eligible individuals for any offers claimed via third party websites and promotional materials with no affiliation or prior authorization from the Credit Union.

Delta Community Credit Union $250 Checking & Savings Bonus (Select Employer Group)

Delta Community Credit Union is offering a $250 sign up bonus when you open a new checking and savings account.

• What you’ll get: $250 Bonus
• Eligible account: Checking Account
• Where it’s available: GA
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: None
• How to earn it:
  • Open a new Savings and Checking Account between now and June 30, 2025, and get a $250 Bonus!
  • To earn the bonus, set up and receive a qualifying direct deposit totaling $1,000 and make at least 10 Visa Debit Card transactions within the first 90 days of account opening.
  • Get started now or visit any of our 29 metro Atlanta branches to open an account. You will need to mention your company’s exclusive promo code “SEG250_85” when applying in the branch

(Offer expires 03/31/2025)

Fine Print

• Applicant must be eligible and qualify for membership. To obtain the $250 bonus, applicant must complete the following:
  (1) Between April 1 and June 30, 2025 become a member of Delta Community Credit Union by opening a consumer Savings Account with a minimum deposit of $5 and a consumer Checking Account; exclusive Invitation Code must be applied online or in a branch at account opening.
• Offer not valid if not redeemed by one of these two methods.
• (2) Set up and receive qualifying direct deposits totaling $1,000 or more within 90 calendar days of opening Checking Account.
• The qualifying direct deposit must be deposited from member’s employer via ACH transfer. Deposits that do not originate from an employer (such as check deposits; P2P transfers such as Venmo or PayPal; bank ACH transfers not from an employer; and merchant transactions such as Square or Stripe) are not eligible as a qualifying direct deposit for this promotion.
• (3) Complete a minimum of 10 (ten) Visa® Debit Card purchases which post and clear the account within 90 calendar days of opening Checking Account. ATM transactions will not be considered for bonus.
• To receive bonus, account must remain in good standing, with deposit balances above zero dollars, any applicable loan payments current, and all accounts in compliance with any other terms, conditions and governing requirements until bonus is paid.
• Bonuses earned through this promotion are subject to IRS reporting.
• The Annual Percentage Yield for Savings is 0.25% as of April 1, 2025.
• The Annual Percentage Yield for Interest Checking is 0.10% as of April 1, 2025. Rates are subject to change.
• Free Checking and SpendSafe Checking® do not pay dividends.
• The bonus will be deposited to the Checking Account within 60 calendar days after qualifying direct deposit and transaction requirements are met.
• Offer is valid for first-time Delta Community members only, is not transferable, and cannot be combined with other offers.
• Offer may only be redeemed once per member. Business accounts are not eligible for this promotion.
• Delta Community Credit Union reserves the right in our sole discretion to prohibit a bonus payment to non-eligible individuals for any offers claimed via third-party websites and promotional materials with no affiliation or prior authorization from the Credit Union.
• Branch personnel please enter SEG250_85 in the invitation code field at account opening or use PROMO.CODE if necessary.

Delta Community Credit Union $50 Referral Bonuses

Earn a $50 bonus when you refer a friend to become a member at Delta Community Credit Union.

• What you’ll get: $50 Bonus
• Eligible account: Checking Account
• Where it’s available: GA
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: None
• How to earn it:
  • Create a refer-a-friend account online
  • Send referral messages to your friends
  • Your referral must:
    • Open a Checking Account with a Debit Card
    • Make a $50 deposit to their new account
    • Make at least 5 transactions with their new Debit Card
  • Once complete, the bonus will be deposited within 60 days!

(Limited time offer)

Fine Print

• Refer-A-Friend bonus cannot be combined with other promotions and is not valid for previous offers or orders
• Referrer must be Primary Account Holder with Delta Community.
• Bonuses earned through this promotion are subject to IRS reporting.

Delta Community Credit Union $350 Checking Bonus (Expired)

• What you’ll get: $350 Bonus
• Eligible account: Checking Account
• Where it’s available: GA
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: None
• How to earn it:
  • Open a Free Checking Account and receive a $250 bonus just by depositing $500 and completing 10 Visa Debit Card transactions within the first 60 days.
    Or, if you prefer to earn even more, our Interest Checking Account offers a $350 bonus when you deposit $1,500 and make 10 Visa Debit Card transactions within the same period.
  • Use promo code SEP24_VP_77 at your neighborhood branch.

(Offer expires 10/31/2024)

Fine Print

• Looking for a rewarding way to start your financial journey? Open a new checking account with Delta Community Credit Union between September 1 and October 31, 2024, and take advantage of an exclusive opportunity to reward yourself!
• Open a Free Checking Account and receive a $250 bonus just by depositing $500 and completing 10 Visa Debit Card transactions within the first 60 days.
• Or, if you prefer to earn even more, our Interest Checking Account offers a $350 bonus when you deposit $1,500 and make 10 Visa Debit Card transactions within the same period.
• These are more than just checking accounts.
• They’re your gateway to better financial management, lower fees, and the personal service you deserve from Atlanta’s trusted credit union, proudly serving the community since 1940.
• But that’s not all! As a member of Delta Community Credit Union, you’ll benefit from a variety of exclusive services tailored to help you succeed financially, from competitive loan rates to financial planning tools.
• This limited-time offer is specially designed for select individuals who receive a direct communication from Delta Community, meaning it’s not available to the general public.
• If you’re a first-time member, this is your chance to join a credit union that genuinely cares about your financial well-being.
• Take control of your finances and earn valuable rewards with Delta Community Credit Union – where your money works harder for you! Offer valid between September 1 and October 31, 2024.
• Hurry up to visit our website or get started in your nearest branch today!

Delta Community Credit Union $150 Checking & Savings Bonus (Expired)

Delta Community Credit Union is offering a $150 sign up bonus when you open a new checking and savings account.

• What you’ll get: $150 Bonus
• Eligible account: Checking Account
• Where it’s available: GA
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: None
• How to earn it:
  • Open a new Savings and Checking Account and get a $150 bonus!
  • To earn the bonus, simply deposit $500 to your new Checking Account and make at least 10 Visa® Debit Card purchases within the first 60 days of account opening.

(Offer expires 08/31/2023)

Fine Print

• Applicant must be eligible and qualify for membership.
• To obtain the $150 bonus, applicant must complete the following: (1) Between June 1 and July 31, 2023 become a member of Delta Community Credit Union by opening a consumer Savings Account with a minimum deposit of $5 and a consumer Checking Account; exclusive invitation code must be applied online or in a branch at account opening.
• Offer not valid if not redeemed by one of these two methods; (2) make deposits totaling $500 to Checking Account and a minimum of 10 (ten) Visa® Debit Card purchases which post and clear the account within 60 days of opening Checking Account.
• ATM transactions will not be considered for bonus.
• To receive bonus, account must remain in good standing, with deposit balances above zero dollars, any applicable loan payments current, and all accounts in compliance with any other terms, conditions and governing requirements until bonus is paid.
• Bonuses earned through this promotion are subject to IRS reporting.
• The Annual Percentage Yield for Savings is 0.20% as of May 1, 2023.
• The Annual Percentage Yield for Checking is 0.00% for balances less than $5,000 as of May 1, 2023.
• Rates are subject to change.
• The bonus will be deposited to the Checking Account within 60 days after deposit and transaction requirements are met.
• Offer is valid for first-time Delta Community members only, is not transferable, and cannot be combined with other offers.
• Offer may only be redeemed once per member. Business accounts are not eligible for this promotion.

Delta Community Credit Union $100 Youth Savings Bonus (Expired)

Earn a $100 bonus when you open a youth savings account.

• What you’ll get: $100 Bonus
• Eligible account: Youth Savings Account
• Where it’s available: GA
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: None
• How to earn it:
  • Parents/Guardians complete the Youth Savings Account application and send it via secure messaging on the Mobile App or Online Banking, mail it, fax it, or bring it to a Delta Community branch.
  • Once your new Youth Savings Account is opened, make a deposit! We will match that initial deposit up to $100 by July 15, 2023.

(Expires 04/30/2023)

Fine Print

• Parents/Guardians complete the Youth Savings Account application and send it via secure messaging on the Mobile App or Online Banking, mail it, fax it, or bring it to a Delta Community branch. Once your new Youth Savings Account is opened, make a deposit! We will match that initial deposit up to $100 by July 15, 2023.
• Only new Youth Savings Accounts opened between March 1, 2023 and April 30, 2023 are eligible.
• Any child, grandchild, sister, brother, niece, nephew or cousin (natural, legally adopted or step) 12 years of age and under can have Youth Savings Account, as long as they have a Joint Owner. The child, grandchild, sister, brother, niece, nephew or cousin (natural, legally adopted or step) does not have to reside within Delta Community Credit Union’s eligible counties.

Delta Community Credit Union $100 Student Checking Bonus (Expired)

• What you’ll get: $100 Bonus
• Eligible account: Checking Account
• Where it’s available: GA (Bank Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: None
• How to earn it:
  • Open a new Savings and Checking Account using promo code GRAD22 between May 15 and June 30 and Delta Community Credit Union will match your deposits up to $100!
  • To earn the match, deposit your graduation gifts from friends and family to your new account.

(Offer expires 06/30/2022)

Fine Print

• Offer is valid for new Delta Community members between the ages of 17 and 25 and cannot be combined with any other offer.
• Applicant must qualify and open membership andChecking Account between May 15 and June 30, 2022.
• Existing members ages 17 to 25 without a Delta Community Checking Account are also eligible.
• Bonus of up to $100 will be paid equal to the deposits made to account (up to $100) which remain in the account through June 30, 2022, excluding dividends.
• The annual Percentage Yield for Savings is 0.08% as of May 1, 2022.
• The Annual Percentage Yield for Checking is 0.00% for balances less than $5,000 as of May 1, 2022. Rates are subject to change.
• The bonus will be deposited to the Checking Account within 60 days after deposit requirements are met.
• To receive bonus, all accounts must remain in good standing, including all loan payments current.

How to Waive Monthly Fees

• Personal Checking: None
• Business Value Checking: $5 monthly fee, waivable with $500 average daily balance, $5,000 deposit balance or combined deposit and/or loan relationship totaling $10,000
• Business Checking: $10 monthly fee, waivable with $750 average daily balance, $10,000 deposit balance or combined deposit and/or loan relationship totaling $20,000

Conclusion

If you’re located near a Delta Community Credit Union location in Georgia, consider taking advantage of this bonus. In my opinion, if you are already a Delta Community Member you have nothing to lose with the referral bonus. Additionally, refer all your friends and persuade them to open a checking account so both of you can earn a bonus. One way you can entice them is to mention it is a soft pull, so it won’t hurt their credit score.

Delta Community Credit Union’s rates aren’t that great so be sure to check our best rates Savings, Money Market, and CD accounts.

• Best Savings/Money Market rates
• Best CD Account rates

However, if you are not interested in the promotion above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Additionally feel free to comment on this post with any questions you may have about Delta Community Credit Union.

Furthermore check back often for more Delta Community Credit Union Bonuses, Promotions, or Offers!