Check out the latest 1st United Credit Union bonuses, promotions, and offers here.
Currently, the credit union is offering a $50, $150 or $200 bonuses when you sign up for a qualifying checking account.
Update 3/25/24: There is now a $200 checking offer added to the list – limited time offer.
1st United Credit Union Bonuses Review
The 1st United Credit Union has been thriving in the San Francisco East Bay Area since 1932. They believe that technology helps us deliver our members a simpler, faster, and friendlier banking experience. That’s why they invested in new technologies like online banking, mobile banking, and state-of-the-art in-branch equipment.
| Eligibility: Membership in 1st United Credit Union is open to those who live, work, or attend school in Alameda, Contra Costa, Kings, San Joaquin, Solano, or Stanislaus Counties in California. See current membership details |
I’ll go over the 1st United Credit Union bonuses & offers below.
1st United Credit Union $200 Checking Bonus
You can earn a $200 bonus when you open a rewards checking account and meet the requirements.
- What you’ll get: $200 Bonus
- Eligible account: Checking Account
- Availability: CA (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fees: None
- How to earn it:
- Earn $200 when you:
- Open a new checking account using promotional code SANLEANDRO
- Make ten (10) signature or personal identification number (PIN) purchases of at least $10 each with debit card within 60 days of account opening.
- Earn $200 when you:
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Offer not available to existing or additional 1st United checking accounts.
- We reserve the right to retain incentive if checking account is closed within six months.
- Checking account and debit card establishment are subject to approval using a third-party consumer reporting agency.
- Members age 17 and under require an adult joint owner.
- Earn $200 when you 1) open a new checking account using promotional code SANLEANDRO; 2) make ten (10) signature or personal identification number (PIN) purchases of at least $10 each with debit card within 60 days of account opening.
- Offer is subject to change or withdrawal at any time.
- Incentive will be credited on the 10th of the following month after all requirements are fulfilled.
1st United Credit Union $150 Checking Bonus
You can earn a $150 bonus when you open a qualifying checking account and meet the requirements.
- What you’ll get: $150 Bonus
- Eligible account: Checking Account
- Availability: CA (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fees: None
- How to earn it:
- To receive $150 incentive:
- Open new checking account using promotional code HACIENDA.
- Establish a qualifying monthly direct deposit of $500 or more within 60 days of account opening.
- Activate and make a signature or PIN purchase with debit card within 60 days of account opening.
- To receive $150 incentive:
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Offer not available to existing 1st United checking accounts.
- Checking account and debit card establishment are subject to credit approval.
- Members age 17 and under require an adult joint owner.
- A qualifying direct deposit needs to be an electronic deposit of your paycheck, pension or government benefits (such as Social Security) from your employer or the government.
- Bonus is considered interest and will be reported on IRS Form 1099-INT.
- Offer is for a limited time only and is subject to change or withdrawal at any time.
- Incentive will be credited after all requirements are fulfilled.
- 1st United membership is required and established by opening a savings account.
- Membership is available to anyone who lives or works in Alameda, Contra Costa, San Joaquin, Solano, Stanislaus, or Kings Counties.
- Federally insured by NCUA.
1st United Credit Union $200 Business Checking Bonus
Business owners can now earn a $200 bonus when they open a business checking account with 1st United Credit Union and meet the eligible requirements. Use promo code SMALLBIZ at the time of applications.
- What you’ll get: $200 Bonus
- Eligible account: Business Checking Account
- Availability: CA (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fees: None
- How to earn it:
- Use promo code SMALLBIZ to receive your $200 incentive when you open a new business checking account
- Incentive will be credited by the tenth of the month following account opening.
(Offer expires 12/31/2023)
| Chase Business Checking ($300 or $500 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
Fine Print
- Offer expires December 31, 2023, is subject to change or withdrawal at any time and is not available to existing 1st United business checking accounts.
- Must use promo code SMALLBIZ when applying.
- Incentive will be credited by the tenth of the month following account opening.
- Checking account and debit card establishment are subject to approval through ChexSystems.
- Federally Insured by NCUA.
1st United Credit Union $50 Referral Bonuses
You can earn a $50 bonus when you refer someone to open a qualifying checking account and meet the requirements.
- What you’ll get: $50 Bonus
- Eligible account: Checking Account
- Availability: CA (Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fees: None
- How to earn it:
- Complete the referral form.
- When your friend joins and opens a membership with a qualifying account using the promotional code from their email, you’ll both receive $50.
(Does Not Expire)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Referred memberships with qualified accounts will receive incentive credited to their savings account.
- Referred member must provide their promo code to a member service representative or in the “Promo Code” section of our online membership application to receive the incentive.
- Referring members must be in good standing.
- The incentive will be credited to both the referring and referred member by the 10th of the following month in which the new account is verified.
- We reserve the right to retain incentive if account is closed within six months.
- Not valid where prohibited by law.
- Cannot be combined with any other offer.
- Qualified accounts include: Checking accounts, Loans, Visa Platinum or Rewards cards, Certificates, and Youth accounts.
1st United Credit Union $100 Checking Bonus (Expired)
You can earn a $100 bonus when you open a checking account and meet the requirements.
- What you’ll get: $100 Bonus
- Eligible account: Checking Account
- Availability: CA
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fees: None
- How to earn it:
- Open a free checking account with promo code GRAD and earn $100!
(Expires 08/31/2023)
Editor’s Note: Here’s an alternative link using promo code CAKE.
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Offer not available to existing or additional 1st United checking accounts.
- We reserve the right to retain incentive if checking account is closed within six months.
- Checking account and debit card establishment are subject to approval using a third-party consumer reporting agency.
- Members age 17 and under require an adult joint owner.
- Rewards Checking Account: Only available for members 18 and older.
- Dividends are paid monthly based on average daily balance, and will only be paid if the combined total of debit and credit card purchase transactions reaches 15 or more within the month.
- All qualifying transactions must post to the account and the funds must be available to fund the transaction by the last business day of each month. Click here for current rates.
- No monthly fee, but other fees may reduce earnings.
- Rewards Bonus: 1st United Visa Rewards account holders will receive a 50% bonus (1.5 points per dollar spent) on their Rewards points earned within the month if they perform 15–29 combined debit and/or credit card purchase transactions or a 100% bonus (2 points per dollar spent) if they perform 30+ combined debit and/or credit card purchase transactions.
- Bonus will be credited in the subsequent Visa cycle.
- Earn $100 when you open a new checking account using promotional code GRAD by August 31, 2023.
- Offer is subject to change or withdrawal at any time.
- Incentive will be credited on the 10th of the following month the account was opened.
- Offer expires August 31, 2023 and is subject to change or withdrawal at any time.
- Cannot be combined with any other offer.
- Membership is available to anyone who lives, works, or attends school in Alameda, Contra Costa, San Joaquin, Solano, Stanislaus, and Kings Counties. Insured by NCUA.
- FICO is a registered trademark of Fair Isaac Corporation in the United States and other countries.
How To Waive Monthly Fees
- Rewards Checking: There are no monthly fees.
- Free Checking: There are no monthly fees.
- Interest Checking: No monthly fee when you maintain a $1,000 balance.
- Business Free Checking: No monthly fees
- Business Interest Checking: No monthly fee when you maintain a $1,500 balance.
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Conclusion
If you are on the market for a new banking experience, then definitely check out the $100 and $200 bonuses 1st United Credit Union is offering. The requirements are simple to complete as long as you set up a direct deposit and use your debit card.
While these bank promotions are generous, you can also take advantage of our list of Savings, Money Market, and CD rates.
If you don’t live in the available areas, be sure to check out our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, Wells Fargo, Bank of America, CIT Bank, Citi and many more.
Feel free to comment on this post with any questions you may have about 1st United Credit Union, their accounts they offer, or coupon codes.
Check back often for more 1st United Credit Union Bonuses, Promotions, or Offers!
