The AT&T Access Card has an introductory offer for 10,000 Citi ThankYou bonus points when there’s a minimum of $1,000 spent in the first three months of opening your account. We value these points to be worth around $125. Even though it’s not the best welcome offer in the world, it’s a good deal with no annual fees for your card. See our list for more reward credit cards including the Capital One VentureOne Rewards Credit Card.
This AT&T Access card is an introductory-level rewards card that is made specifically for AT&T customers and online shoppers, it includes 2x points on all AT&T products, services, and any other qualified retail and travel website purchases.
There are a couple options you can use to cash in your points, that includes: flights, gift cards, Amazon purchases, statement credit and cash back.
If your money is spent elsewhere in different categories, you would want to look at other rewards cards.
Citi/AT&T Access Card Quick Facts
Bonus Available | Receive 10,000 bonus points after spending a minimum of $1,000 for purchases in the first 3 months of the account opening. |
Bonus Value | $125 |
Ongoing Rewards/Benefits | Get 2 points for each $1 spent on purchasing items on eligible retail and travel websites.
Get 2 points for each $1 used for every direct purchase of products and services from AT&T. Get 1 point for each $1 used for all other purchases. |
Foreign Transaction Fees? | 3% |
Annual Fee | $0 |
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
*If interested see our list of Citibank bonuses for Checking & Savings accounts.*
Pros
- No annual fee
- Bonus points
Cons
- Good-Excellent credit needed to qualify
- No AT&T perks
- Complicated rewards program
- Foreign transaction fees
Editor’s Alternate Pick
![]() The Capital One VentureOne Rewards Card offers 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel. Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR after that; balance transfer fee applies You'll earn: • 1.25 Miles per dollar on every purchase, every day. • 5 Miles per dollar on hotels and rental cars booked through Capital One Travel. This card comes with no annual fees and no foreign transaction fees which is a great choice as your go-to travel card! |
AT&T Access Card 10,000 Bonus Points Offer
Make use of the introductory offer for AT&T Access card for 10,000 bonus Citi ThankYou points. Looking at the evaluations, their points should be around $125 in value (more on that below).
You must charge a minimum of $1,000 on your card in the first 3 months of opening your account to qualify for this access card.
Here are some ideas to meet the spending requirement:
What are Citi ThankYou Points Worth?
Like most other rewards cards offered, depending on how they are used, that would calculate your point value. Each Citi ThankYou point worth is about $0.017. It’s better than other regular value cards that would be about $0.01 per point for many different credit card options.
Redeeming rewards for airfare would mean the value for ThankYou points would be $0.0125. The 25% value would be included if you book through the Citi ThankYou Travel Center.
Your points can be used for:
- Travel booked over the Travel Center
- Statement credits
- Gift cards
- Debt payments
- Charitable contributions
- Amazon and Best Buy online purchases
Your points can be transferred over to any eligible airline loyalty programs (more on that below).
Since there are many different options to redeem points, looking for the best value to use for points would require quite the effort. If you would prefer to have a simpler option of gaining rewards, it would be better to consider a general travel rewards card (see my suggestions below).
AT&T Access Card Top Features
There are many options open to you when you want to redeem your ThankYou points such as:
- Statement credits
- Gift cards
- Debt payments
- Charitable contributions
- Amazon and Best Buy purchases online
The most preferable way to use your ThankYou points is through the Travel Center where booking flights, hotel stays, cruises and car rentals are available. Your points are worth 25% more when you cash them in for airfare through the Travel Center.
It is possible to transfer points to 15 airline partners. Look at the full list of participating programs below.
Airline | Loyalty Program |
Air France | Flying Blue |
Avianca | LifeMiles |
Cathay Pacific | Asia Miles |
Etihad | Guest Miles |
EVA Air | Infinity MileageLands |
Garuda Indonesia | Frequent Flyer |
Jet Airways | JetPrivilege |
JetBlue | TrueBlue |
Malaysia Airlines | Enrich |
Qantas | Frequent Flyer |
Qatar Airways | Privilege Club |
Singapore Airlines | KrisFlyer |
Thai Airways | Royal Orchid Plus |
Turkish Airways | Miles & Smiles |
Virgin Atlantic | Flying Club |
There would be no transfer fees and no minimum transfer requirements for 1,000 points.
There is a benefit for all cardholders of Citi services, that would include:
- Citi Private Pass: Before tickets are opened for the public, buy tickets to concerts, sporting events, comedy shows and more. Keep an eye out for any exclusive VIP packages to certain events.
- Citi Concierge: Receive 24/7 full assistance for booking flights or hotels, preparing a special occasion and looking for the right gift for someone special. Just call and they will be able to assist your needs.
- Citi Cards with Apple Pay: Purchases are fast and simple with the downloadable app in over 200,000 stores. It is compatible with the iPhone 6, iPad Air 2 and iPad mini 3 or later versions.
- Purchase Protection: You will not be held accountable for any chargers that were not authorized by you online or elsewhere.
Bottom Line
The AT&T Access card allows you to receive good rewards in two different options: shopping on qualified websites, and purchasing AT&T products and services. No annual fee is included, meaning it would not be a bad thing to own this rewards card. Especially if you enjoy online shopping.
There are a few limitations placed on this card including:
- No AT&T-specific perks: This card is created for AT&T customers, but it does not include cell phone protection or other direct benefits.
- Complicated rewards structure: You would either have to transfer your rewards or come up with a good plan to receive the best value out of your points.
- Foreign transaction fees. When you travel overseas, you will bring a different card with you that includes a 3% fee.
If this AT&T Access card rewards program does not catch your eye, you should consider a non-branded rewards card with an easier redemption system.
(Visit CitiBank for more info on AT&T Access cards)
What’s the Competition?
You should consider the top competitors for the AT&T Access card below.
![]() The Capital One Quicksilver Cash Rewards Card offers $200 Cash Back after spending $500 on purchases within 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; variable APR after that; balance transfer fee applies You'll earn: • 1.5% Cash Back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards. • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply. This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card. |
![]() The Capital One Savor Cash Rewards Credit Card offers a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; variable APR after that; balance transfer fee applies You'll earn: • 3% Cash Back at grocery stores (excluding superstores like Walmart and Target), on dining, entertainment and popular streaming services. • 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply). • 8% Cash Back on Capital One Entertainment purchases. • 1% Cash Back on all other purchases. This card comes with no annual fee and no foreign transaction fees. |