The AARP Credit Card from Chase has an introductory offer for: $100 bonus cash back. You should look into a different cash back credit card if you want to get a better welcome bonus offer.
With the AARP card, it’s a great option to have if you normally spend a decent amount of money at restaurants or gas stations. This offer will give you 3% cash back in 2 category options. This is bigger than the ongoing rates for lots of other credit cards that have no annual fees attached.
Even though this credit card was made for AARP members, everyone is welcomed to apply for it. Even if you haven’t hit 50 just yet.
AARP Card Quick Facts
| Bonus Available | Gain $100 bonus cash back once you’ve spent a minimum of $500 in the first 3 months of having your account open. |
| Bonus Value | $100 |
| Ongoing Rewards/Benefits | Receive 3% cash back rewards at restaurants and gas stations and 1% cash back for other expenses. |
| Foreign Transaction Fees? | 3% |
| Annual Fee | $0 |
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
*If interested see our list of Chase Bank bonuses for Checking & Savings accounts.*
Pros
- No annual fee
- Bonus cash back
- High rewards rate
- Automatic contribution to Drive to End Hunger
Cons
- Good-Excellent credit needed to qualify
- Foreign transaction fees
Editor’s Alternate Pick
 The Capital One Savor Cash Rewards Credit Card offers a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; variable APR after that; balance transfer fee applies You'll earn: • 3% Cash Back at grocery stores (excluding superstores like Walmart and Target), on dining, entertainment and popular streaming services. • 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply). • 8% Cash Back on Capital One Entertainment purchases. • 1% Cash Back on all other purchases. This card comes with no annual fee and no foreign transaction fees. |
AARP Credit Card $100 Bonus Cash Back
Make use of the bonus cash back offer of $100. You must charge your card with a minimum of $500 in the first 3 months of having your account open to be able to qualify for this welcome bonus offer.
It’s an average welcome bonus offer when you compare it to other credit cards that comes with no annual fee included.
Here are some ideas on meeting the spending requirement:
AARP Credit Card Top Features
While you gain rewards using the AARP card, you can even help make a change in global hunger. Every time you’ve charged your card with a restaurant purchase, Chase will donate $0.10 to the AARP Foundation to help the Drive to End Hunger organization.
The whole point behind this is:
- Raising awareness about the problem of food shortage among older adults.
- Feed the hungry seniors when they meet their immediate food needs.
- Work to establish permanent solutions to end senior hunger
Ever since 2011, Chase has assisted this program raise more than $8.7 million which is equal to 3.2 million meals.
Your AARP rewards will show up as points and can be redeemed towards:
- Cash. Receive it as a direct deposit towards a checking or savings account, or as a statement to your AARP card.
- Gift cards. Restaurants, clothing, movies, music, etc. The starting rate is 500 points which is equivalent to $5.
- Travel. Flights, hotel stays, cruises and car rentals from Chase Travel Center. There aren’t any blackout dates or limitations placed here.
- AARP membership. Sign up or renew your membership or for friends and family.
Bottom Line
If you tend to go out to eat often and drive around, then the AARP credit card is a great match for you. Even if you aren’t above the age of 50. They have a great 3% cash back rate towards restaurant and gas purchases. There are only a handful of other credit cards that will have a better welcome bonus offer.
However, you should consider getting a different rewards credit card if you tend to spend quite the amount of money towards other categories that aren’t dining and gas.
(Visit Chase for more information)
What’s the Competition?
There are some of Chase AARP credit card’s top competitors listed below.
 The Chase Freedom FlexSM offers a $200 bonus after spending $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
The Capital One Savor Cash Rewards Credit Card offers a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; variable APR after that; balance transfer fee applies You'll earn: • 3% Cash Back at grocery stores (excluding superstores like Walmart and Target), on dining, entertainment and popular streaming services. • 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply). • 8% Cash Back on Capital One Entertainment purchases. • 1% Cash Back on all other purchases. This card comes with no annual fee and no foreign transaction fees. |
 The Blue Cash Everyday® Card from American Express offers $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 18.24% to 29.24% variable APR. You'll earn: • 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. • 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%. • 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%. • 1% back on other eligible purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. There are no annual fees with this card (See Rates & Fees). Terms Apply. |
Cash Back Cards for Flat-Rate Rewards
 The Chase Freedom Unlimited® Card offers a $250 bonus after spending $500 on purchases in your first 3 months from account opening. Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. In addition, you can earn: • 6.5% cash back on travel purchased through Chase TravelSM, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase TravelSM, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. Member FDIC |
 The Capital One Quicksilver Cash Rewards Card offers $200 Cash Back after spending $500 on purchases within 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; variable APR after that; balance transfer fee applies You'll earn: • 1.5% Cash Back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards. • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply. This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card. |
