Not a big fan of Abercrombie & Fitch so for this post, I’ll try to be as unbiased as possible. Abercrombie & Fitch has a Store card issued by Comenity Bank coined the Abercrombie & Fitch Store Card. At a quick glance, the card earns 25% off your first purchase and you’ll be able to take advantage of exclusive cardholder offers, special birthday surprises and easily access your online account management at no annual fee.
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| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| Chase Private Client | $3,000 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up To $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
Alternative Credit Card Bonuses:
- Blue Cash Everyday® Card from American Express
- Chase Freedom Unlimited®
- Gold Delta SkyMiles® Credit Card from American Express
Alternative Options:
- If you’re getting this card for just using the shopping cart trick, I’d much rather recommend the Ulta Beauty Credit Card or Victoria Secret Credit Card
- If you have bad credit and you’re having a hard chance at approvals, I’d much rather recommend the Discover It Secured which ranks pretty nice in our “How To Build Credit With Secured Credit Cards” archive.
Abercrombie & Fitch Store Card Summary:
- Apply Now
- Maximum Bonus: 25% off
- Spending Requirement: Make your first purchase
- Annual Fee: $0
- Bonus Worth: YMMV
- Expiration Date: None
Abercrombie & Fitch Store Card Features:
- 25% off your first purchase
- Exclusive cardholder offers
- Special birthday surprise
- No annual fee
Conclusion:
The Abercrombie & Fitch Store Card is supposed to offer loyal spending to cardholders, however, they fall short when it comes to anything even remotely rewarding. With a 27+% APR and no Mastercard variation, the only thing the card is really good for is shopping cart tricks. Again, it is a store card, so you’ll be limited to only spending within Amercrombie and their affiliated clothing brands. Also, be sure to check out our complete list of Credit Card Promotions for other bonuses and offers.
 With the American Express® High Yield Savings Account: • Earn 1.90% APY as of 9/15/22 on your deposits. Your High Yield Savings account earns interest daily and is posted to your account monthly. • Links easily with your current bank accounts. No need to switch banks. • FDIC Insured. Your account is insured to at least $250,000 per depositor. • 24/7 Account Access |
After receiving my Abercrombie and Fitch store card I found out I should have ask more questions. Like does comenity bank have a automated phone system to except payment from a debit card without it costing you. Because that’s how I make my payments. Synchrony, Capital One and others has this phone system. With comenity you have to have a checking account. Because if you use a debit card you will have to speak with a representative on the phone and it will cost you $9 to make your payment each month! I did appreciate that the $9 was waived the first time making payment. Needless to say I want be using this card any more until comenity steps it up and quits this kind of practice. Because I always pay my full balance each month and I’m not going to pay them $9 a month to use their card! When they should be paying me like with some kind of rewards,better than just 25% off first purchase. So unless you have a checking account you don’t want this card and even then you may not want it.