The AchieveCard VISA Prepaid Card issued by The Bancorp Bank could be a great option for those looking for an alternative debit/ATM card. With Direct Deposit available, 24/7 online banking and live customer service support, bill pay services,etc., you can stay secured in the most convenient way possible.
However, this could be a costly alternative to replenish your credit score considering how expensive it could get: With a $9.95 monthly maintenance fee that can be waived to $4.95 if you set up direct deposit of at least $2,000 per month onto the card. Not to mention the withdrawal fee upwards of $2 every time you withdraw outside of Bancorp’s ATM jurisdiction.
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AchieveCard VISA Prepaid Summary:
- Apply Now
- Best Feature: No minimum balance is accepted worldwide, wherever Visa is accepted.
- Annual Fee: None, but there is a $9.95 Monthly Fee
- Expiration Date: None
- Additional Advice: Direct Deposit is useful for this card and visibly reduces your monthly fees down to $4.95 a month in doing so.
AchieveCard VISA Prepaid Features:
- Direct Deposit
- Customer Service Calls (Only call the phone number located on the back of your AchieveCard Visa Prepaid Card)
- Rewards Program (Points earned every time the card is used)
- Online Bill Payment
- SMS Alerts (carrier messaging fees may apply)
- Credit (Signature) Transactions
- Online Banking
AchieveCard VISA Prepaid AAdvantages:
- No Minimum Balance Requirement
AchieveCard VISA Prepaid Disadvantages:
- The fees: There is a $9.95 monthly maintenance fee and PIN purchase transaction fee of $0.95 each. You’ll also incurr ATM fees of $2.50 for withdrawals and $0.95 for balance inquires.
Conclusion:
If you’re in the market for a Prepaid Card then the AchieveCard VISA Prepaid Card may be a good option for you. Considering that there’s no minimum balance requirement makes it a top contender in the Prepaid Card Market… However, the monthly fee makes it less appealing compared to the American Express Serve Prepaid Card’s $1 monthly fee; $0 after an established $500 direct deposit is made. If you are adamant towards this card, it’s recommended that you establish Direct Deposit to waive your monthly fees to $4.95. Be sure to check out our complete lest of Credit Card Promotions today!
