Affirm is offering 3.85% APY Rate for their Savings Account. This offer is available nationwide but only in the mobile app.
Update 9/26/24: The rate has decreased to 3.85% APY (from 4.35%). We recommend our top pick – the Western Alliance savings account.
Affirm Savings Review
With Affirm, they are transparent, flexible, and fair with their customers. They strive to provide the best financial products and services to their loyal clients. Additionally, there are several perks that comes with these accounts as well.
I’ll go over the Affirm Savings Account below.
Affirm Savings Rate
To earn this decent APY Rate, just open a savings account and meet all of their requirements. Then, you’ll be able to start maximizing your savings in no time!
- What you’ll get: 3.85% APY
- Eligible account: Savings Account
- Credit Inquiry: Soft Pull or Hard Pull? Let us know!
- Where it’s available: Nationwide (via mobile app)
- Opening Deposit: None
- Monthly fee: None
- Early Termination Fee: None
(FDIC insured)
| CIT Bank Platinum Savings ($225/$300 Bonus + 4.10% APY). | Discover® Online Savings (Up to $200 Bonus + 3.70% APY) |
| SoFi Checking & Savings ($325 Bonus + 3.80% APY) | Harborstone Credit Union Money Market (4.30% APY) |
| Live Oak Bank Savings ($300 Bonus + 4.20% APY) | |
How to Earn Affirm Rate
- Simply open a new account with Affirm
- Earn 3.85% APY
| APY | Balance |
| 3.85% | $0.01+ |
Account Features
- Earns interest
- No minimum balance
- No monthly fees
- FDIC insured
Is My Savings Account FDIC-Insured?
Yes. Affirm Savings accounts are FDIC insured up to the federal limit of $250,000 through our partner bank, Cross River Bank, Member FDIC.
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Conclusion
Now, when you open a savings account with Affirm you’ll earn this good APY Rate! Additionally, this offer is available nationwide when you download their app.
However, if you close your account before interest is credited, you will not earn the accrued interest. Deposits have to be done by ACH or wire transfer since ATM transactions aren’t accepted.
Let us know about your experience with this bank and comment below. Furthermore, you can also find other great Rewards Checking Accounts here.
In addition to this rate, also check out our list of best rates Savings, Money Market, and CD accounts.
Furthermore, if you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and also many more.
Finally, check back often to see the latest info on Affirm Savings Account.
