Available nationwide, Alliant Credit Union offers a high yield savings account yielding 3.10% APY and a $100 bonus.
Alliant Credit Union High Yield Savings Review
Alliant Credit Union’s members-first philosophy has always served its customers well. With over 80 years of history and more than $11 billion in assets, Alliant Credit Union is the largest credit union in Illinois and one of the largest in the nation.
Their excellent online, mobile and phone banking services, combined with their full suite of competitive products, make banking simpler for our 450,000 members nationwide.
I’ll review Alliant Credit Union High Yield Savings account below.
Alliant Credit Union High Yield Savings Information
- Eligible account: High yield savings
- Credit inquiry: Unknown
- Where it’s available: Nationwide (ATM Locator)
- Opening Deposit: $5 minimum
- Monthly Fee: None when you select eStatements
- Early Termination Fee: None listed, check with CSR
(NCUA Insured)
How To Earn Bonus
- Apply for an account. Once you’re approved for The Ultimate Opportunity Savings Account, you’ll be ready to deposit your money.
- Make saving easy. Deposit at least $100 a month—for 12 consecutive months—into The Ultimate Opportunity Savings Account. After those 12 consecutive months, you’ll also get a $100 bonus!
- Get your bonus. Once you’ve made your 12 consecutive monthly deposits—and have a balance of $1,200 or more—they’ll automatically deposit a $100 bonus into your account!
How To Earn Rate
- Sign-up for a High Yield Savings Account with Alliant Credit Union.
- A minimum opening deposit of $5 is required to open this account.
- Maintain the opening deposit amount to earn 3.10% APY.
Balance Requirement | APY Rate |
$100+ | 3.10% APY |
Account Features
- High dividends paid monthly on average daily balances of $100 or more
- At least $250,000 in NCUA insurance through the National Credit Union Share Insurance Fund
- Convenience Card account access
- No maximum balance limit
- Online Banking
Alliant Credit Union Membership Eligibility
You’re eligible to join Alliant if any one of the following is true:
- Are a current or retired employee from one of the many businesses and organizations Alliant partners with in the U.S.
- Are a family member or a domestic partner of a current Alliant member
- Live or work in one of the communities near Alliant Credit Union’s Corporate Headquarters in Chicago.
- If you are not eligible through another option you can become a member of Foster Care to Success (FC2S) and become eligible for Alliant membership. FC2S serves thousands of foster teens across the United States, focusing on those who are aging out of the foster care system. FC2S awards grants and scholarships for higher education and provides care packages, mentoring and internships. (Alliant will pay the one-time $5 membership fee to FC2S on the member’s behalf.)
Are My Deposits Safe?
Yes, your Alliant deposit accounts are federally insured up to $250,000 by the NCUA.
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Conclusion
Sometimes, taking the trip to go to the bank just isn’t convenient. Well now, you can handle it all online with Alliant Credit Union. With a sea of bank rates, finding one that’s perfect for you isn’t as easy as it seems. However, with Alliant Credit Union, you can find the perfect rate for you at your own convenience.
With a new account, you can earn a generous rate just for meeting its deposit requirement. Additionally, with access to a range of account features, banking has never been easier.
In addition to the rate from Alliant Credit Union, check out our list of best rates Savings, Money Market, and CD accounts.
If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
However, if you’re not interested in this offer check out our Best Bank Rates for savings accounts and more!