Ally Bank offers one of the most competitive rates nationwide. At an attractive 1.70% APY, you should expect to receive the best service and features when you open a Ally Bank Online Savings Account. The Online savings has no monthly maintenance fees attached and you’ll have the ability to deposit your checks remotely with Ally eCheck Deposit. On top of that, you’ll get access to over 43,000 free ATMs and so much more. I mean it doesn’t really get any better than 1.70% APY with minimal requirements attached.
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Ally Bank Savings Information:
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- Account Type: Online Savings account
- Rate: 1.70% APY
- Availability: Nationwide
- Expiration Date: None
- Soft/Hard Pull: Soft pull
- Direct Deposit Requirement: None
- Avoid Monthly Fee: $0
- Additional Requirements: None
Ally Bank Savings Benefits/Services:
One thing I must note is that Ally Bank is an Online Bank. I know that some of you are hesitant because for some reason, we are still entangled with having to have a physical branch near us, however it’s 2018, and I’m quite positive when I say that this should not be a reason to overlook such a attractive savings account. Not only is this a highly competitive 1.70% APY on all your deposits, but there’s no monthly maintenance fees, no worries. Not only are you earning a higher rate than most savings accounts out there, but you’ll be growing your money faster with interest compounded daily.
Note that you will be limited to six transactions (withdrawals) per statement cycle. I mean, if you’re pulling out 6 withdrawals per statement cycle then I don’t necessarily think a savings account is for you in general, however, we all have our reasons, which brings me to saying that you’ll receive beyond satisfying safety with your every transaction considering you are insured by the FDIC up to the maximum allowed by the law.
Conclusion:
Get your hands on a 1.70% APY Online Savings account from Ally Bank (See Table Above) and you could also reap no monthly fees, no minimum balance requirements, and one of the more highly noted rates nationwide. Once you have signed up for a new account, you’ll also receive 24/7 online banking and services on top of satisfaction knowing that your deposits are secure via FDIC up to the maximum that the law allows. Note that you will be limited to six transactions (withdrawals) per statement cycle.
