Take advantage of the latest Altra Federal Credit Union bonuses, promotions, and offers here.
Update 7/23/24: You can now earn a $300 checking bonus valid through 7/26/24.
Altra Federal Credit Union Bonuses Review
Established in 1931, Altra Federal Credit Union is an independent financial institution that is not-for-profit, so they put their members first.
| Eligibility: Altra Federal Credit Union offers membership to those who attend school, worship, live, or work in specific census tracts in La Crosse, Wisconsin; Winona or Rochester, Minnesota; the city of Clarksville or Montgomery County, Tennessee; or city or Tyler or Smith County, Texas. |
I’ll review the current bonuses below.
Altra Federal Credit Union $300 Checking Bonus
- What you’ll get: $300 Bonus
- Eligible account: A+ Checking or A+ Platinum Account
- Availability: CO, MN, NJ, TN, TX, W
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- Monthly Fee: $0
- Direct Deposit Required: Yes
- How to earn it:
- Open an A+ Checking or A+ Platinum Account using promo code: CHK_A+300
- Open to new and existing members who open a new A+ account in person in branch between July 22 – July 26, 2024.
- Must make an initial minimum of 10 Altra card transactions with in 30 days of account opening.
- Not eligible to current checking account holders including A+ Checking, A+ Platinum, Free Checking, and Live Your Life Spend Account.
(Expires 07/26/2024)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- $300 cash bonus available for new and existing Altra members who open a new A+ Platinum or A+ Checking account in person in a branch July 22 – July 26, 2024.
- Not eligible to current checking account holders including A+ Checking, A+ Platinum, Free Checking, and Live Your Life Spend Account.
- Offer void if any Altra checking account or Altra membership has been closed within the last 6 months.
- To receive offer, initial minimum ten (10) Altra debit card transactions must be posted within thirty (30) days of account opening.
- ATM transactions do not qualify; Only debit card transactions processed by merchants and received by Altra as Point of Sale (POS) transactions count towards qualifying debit card transactions.
- $300 will be deposited into new checking account within 60 business days of initial ten (10) debit card transactions posted.
- A+ Checking or A+ Platinum account per member; one offer per member.
- Must reference promo code: CHK_A+300.
- Available for personal accounts only; not available to Guardianship, Rep Payee, or UTMA accounts.
- Offer valid for members age 16 and older.
- A parent must co-sign if under age 18.
- For tax purposes, cash bonus may be reported as dividends.
- Membership eligibility required.
- Limited time offer.
- Cannot be combined with any other checking bonus.
- Contact Altra for complete details.
Altra Federal Credit Union $250 Business Checking Bonus
- What you’ll get: $250 Bonus
- Eligible account: Business Advantage or Business Edge account
- Availability: CO, MN, NJ, TN, TX, W
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- Monthly Fee: $10-$15; waivable
- Direct Deposit Required: No
- How to earn it:
- To receive offer, you must complete the following requirements within the first sixty (60) days of account opening:
- 1) Make a minimum of $2,500 in qualifying deposits (new money; funds not currently on deposit at Altra, and
- 2) Make a minimum of twenty (20) purchases with your Altra Visa Business Debit Card ($10.00 minimum purchase per transaction required).
- $250 will be deposited into new Business Checking account within 30 business days of completing requirements.
- PROMO CODE: CHK_$250BUSINESS
- To receive offer, you must complete the following requirements within the first sixty (60) days of account opening:
(Limited time offer)
| Chase Business Checking ($300 or $500 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
Fine Print
- $250 cash bonus available for new Altra Business members who open a new Business Advantage or Business Edge Checking account in person at any Altra Branch location; Offer void for existing Altra Business members or Altra members if Altra membership has been closed within the last 6 months.
- To receive offer, you must complete the following requirements within the first sixty (60) days of account opening: 1) Make a minimum of $2,500 in qualifying deposits (new money; funds not currently on deposit at Altra, and 2) Make a minimum of twenty (20) purchases with your Altra Visa Business Debit Card ($10.00 minimum purchase per transaction required).
- $250 will be deposited into new Business Checking account within 30 business days of completing requirements.
- If all requirements are not completed and/or posted within the first 60 days of account opening, cash bonus will not be deposited.
- The first sixty (60) days of account opening means the full 60 days beginning on the 1st day and up to the 60th calendar day at 2 pm CST.
- One Business Checking account per business member; one offer per business member.
- Available for business accounts only; not available for personal or Guardianship, Rep Payee, or UTMA accounts.
- Offer valid for members ages 18 and older. For tax purposes, cash bonus may be reported as dividends.
- Membership eligibility required.
- Limited time offer.
- Cannot be combined with any other checking bonus.
- Contact Altra for complete details.
Altra Federal Credit Union $150 Checking Bonus (RPSD)
Open a new A+ Checking or A+Platinum with Altra FCU to earn $150 checking bonus. Apply promo code RPSD_A+150 at the time of opening.
- What you’ll get: $150 Bonus
- Eligible account: A+ Checking or A+ Platinum Account
- Availability: CO, MN, NJ, TN, TX, WI (Branch Locator)
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- Monthly Fee: $0
- Direct Deposit Required: No
- How to earn it:
- Simply open one of the checking accounts using promo code: RPSD_A+150
- To receive offer, initial minimum ten (10) Altra debit card transactions must be posted within thirty (30) days of account opening. ATM transactions do not qualify; Only debit card transactions processed by merchants and received by Altra as Point of Sale (POS) transactions count towards qualifying debit card transactions.
- $150 will be deposited into new checking account within 30 business days of initial ten (10) debit card transactions posted.
(Expires 05/31/2025)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- $150 cash bonus available for new Altra members who open a new Altra membership and an A+ Platinum or A+ Checking account in person or online; Must be a Rochester Public School District Employee w/employee badge.
- Offer void for current Altra members or if Altra membership has been closed within the last 30 days.
- Offer void for current Altra members or if Altra membership has been closed within the last 30 days.
- To receive offer, initial minimum ten (10) Altra debit card transactions must be posted within thirty (30) days of account opening. ATM transactions do not qualify; Only debit card transactions processed by merchants and received by Altra as Point of Sale (POS) transactions count towards qualifying debit card transactions.
- $150 will be deposited into new checking account within 30 business days of initial ten (10) debit card transactions posted.
- One A+ Checking or A+ Platinum account per member; one offer per member; personal accounts only; not available to Guardianship, Rep Payee, or UTMA accounts.
- Offer valid for members age 16 and older.
- A parent must co-sign if under age 18.For tax purposes, cash bonus may be reported as dividends.
- Promo code must be entered at time of account opening.
- Membership eligibility required.
- Limited time offer.
- Cannot be combined with any other checking bonus.
- Contact Altra for complete details.
Altra Federal Credit Union $150 Checking Bonus (Saint Mary’s University)
Open a FREE A+ account and earn $150 checking bonus. Apply promo code SMU_A+150 at the time of opening.
- What you’ll get: $150 Bonus
- Eligible account: A+ Checking or A+ Platinum Account
- Availability: CO, MN, NJ, TN, TX, WI
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- Monthly Fee: $0
- Direct Deposit Required: No
- How to earn it:
- Open a FREE A+ account. Use promo code SMU_A+150
- To receive offer, initial minimum ten (10) Altra debit card transactions must be posted within thirty (30) days of account opening.
- $150 will be deposited into new checking account within 30 business days of initial ten (10) debit card transactions posted.
(Expires 05/31/2024)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- $150 cash bonus available for new Altra members who open a new Altra membership and an A+ Platinum or A+ Checking account in person or online; Must be a Saint Mary’s University of Minnesota Employee w/employee ?badge.
- Offer void for current Altra members or if Altra membership has been closed within the last 30 days.
- To receive offer, initial minimum ten (10) Altra debit card transactions must be posted within thirty (30) days of account opening.
- ATM transactions do not qualify; Only debit card transactions processed by merchants and received by Altra as Point of Sale (POS) transactions count towards qualifying debit card transactions.
- $150 will be deposited into new checking account within 30 business days of initial ten (10) debit card transactions posted.
- One A+ Checking or A+ Platinum account per member; one offer per member; personal accounts only; not available to Guardianship, Rep Payee, or UTMA accounts. Offer valid for members age 16 and older.
- A parent must co-sign if under age 18.For tax purposes, cash bonus may be reported as dividends.
- Promo code must be entered at time of account opening. Membership eligibility required.
- Limited time offer.
- Cannot be combined with any other checking bonus.
- Contact Altra for complete details.
Altra Federal Credit Union $100 Checking Bonus
Open a new A+ Checking or A+Platinum with Altra FCU to earn $100 checking bonus. Apply promo code A+100 at the time of opening.
- What you’ll get: $100 Bonus
- Eligible account: A+ Checking or A+ Platinum Account
- Availability: CO, MN, NJ, TN, TX, WI
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- Monthly Fee: $0
- Direct Deposit Required: Yes
- How to earn it:
- Initial minimum direct deposit is required within 30 days of account opening
- A+ Checking $50 minimum required
- A+ Platinum $250 minimum required.
- $100 will be deposited into new checking account within 30 business days of initial direct deposit.
- Initial minimum direct deposit is required within 30 days of account opening
(Limited time offer)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- $100 cash bonus valid for NEW Altra members only who open a new A+ Checking or A+ Platinum with direct deposit, in person or online.
- One A+ Checking or A+ Platinum account per member; one offer per member; personal accounts only.
- Offer void if Altra member has an existing Altra Checking account or an Altra Checking that was closed within the last 30 days.
- For tax purposes, cash bonus may be reported as dividends. Membership eligibility required.
- Limited time offer.
- Contact Altra for complete details.
Altra Federal Credit Union $100 Checking Bonus
Altra FCU is offering a $100 bonus when you open anew A+ Account with Direct Deposit. Mention code A+100 at time of application.
- What you’ll get: $100 Bonus
- Eligible account: A+ Checking or A+ Platinum Account
- Availability: CO, MN, NJ, TN, TX, WI
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- Monthly Fee: $0
- Direct Deposit Required: Yes
- How to earn it:
- Open a new A+ Checking or A+ Platinum account using promo code A+100 and meet the following requirements:
- Receive your monthly eStatement at a valid email address.
- Log in required with Altra.org or Altra mobile app at least once per cycle.
- Have one direct deposit of at least $50 into your A+ Checking account per cycle &
- Have 10 purchases with your Altra Visa Debit card each cycle to receive a direct deposit.
- Open a new A+ Checking or A+ Platinum account using promo code A+100 and meet the following requirements:
(Limited time offer)
| Chase Business Checking ($300 or $500 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
Fine Print
- To receive offer, initial minimum direct deposit is required within 30 days of account opening:
- A+ Checking $50 minimum required; A+ Platinum $250 minimum required.
- $100 will be deposited into new checking account within 30 business days of initial direct deposit.
- One A+ Checking or A+ Platinum account per member; one offer per member; personal accounts only.
- Offer void if Altra member has an existing Altra Checking account or an Altra Checking that was closed within the last 30 days.
- For tax purposes, cash bonus may be reported as dividends. Membership eligibility required.
- Limited time offer.
- To qualify you must 1) Receive your monthly eStatement at a valid email address; 2) Log in required through Altra.org or the Altra mobile app at least once per cycle. Aggregation services such as Quicken or Mint will not count as a valid login. Must be using Altra mobile app version 1.2018 or greater. For security purposes, they recommend using the most recent version of the mobile app available; 3) Have one direct deposit of at least $50 into your A + Checking account per cycle; and 4) Have ten (10) purchases with your Altra Visa Debit card each cycle.
Altra Federal Credit Union $50/150 Referral Bonuses (Expired)
Earn a $50 bonus from Altra Federal Credit Union when you refer a friend to open a new account. Your friend can earn up to $150 for themselves as well!
- What you’ll get: $50 Bonus
- What they’ll get: $150 Bonus
- Eligible account: A+ Checking or A+ Platinum Account
- Availability: CO, MN, NJ, TN, TX, WI
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- Monthly Fee: $0
- Direct Deposit Required: Yes
- How to earn it:
- Refer your friends and family to join the credit union
- Have them complete the following:
- Open a new A+ Platinum or A+ Checking
- To receive offer, initial minimum ten (10) Altra debit card transactions must be posted within thirty (30) days of account opening.
- Set up to receive direct deposit within 30 days
(No Expiration Date)
| J.P. Morgan Self-Directed Investing (Up to $700 Cash) | TradeStation ($150 Cash) |
| E*TRADE (Up to $6,000 Cash) | |
Fine Print
- Qualifying A+ and A+ Checking accounts earn currently posted Annual Percentage Yield (APY) on balances up to $15,000; Portion of balance over $15,000 earn 0.40% APY.
- Account earns 0.10% APY if all requirements are not met in any given cycle. Rates subject to change monthly.
- Contact Altra for complete details.
- Altra employees not eligible for this offer.
- If a Referrer’s account is closed prior to the deposit of a Bonus Award, referrer forfeits the Bonus.
Altra Federal Credit Union $100 Checking Bonus (Expired)
You can receive a $100 bonus when you open a qualifying checking account and complete the qualifying activities.
- What you’ll get: $100 Bonus
- Eligible account: A+ Checking or A+ Platinum Account
- Availability: Tyler, TX
- Credit Inquiry: Soft Pull or Hard Pull? Let us know
- Monthly Fee: $0
- Direct Deposit Required: Yes
- How to earn it:
- Open a new A+ Checking or A+ Platinum with direct deposit, in person or online.
- Initial minimum direct deposit is required within 30 days of account opening: A+ Checking $50 minimum required; A+ Platinum $250 minimum required.
- $100 will be deposited into a new checking account within 30 business days of initial direct deposit
- Must mention promo code: 100_TYLERChecking
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Editor’s Note: Offer valid in office only at Tyler, TX Branches
Editor’s Note: There is also a separate $100 bonus link available to those residing near the Rochester Branch. Simply open an A+ Checking Account with the promo code 100_ROCHChecking and meet the requirements associated. Furthermore, APSU students and faculty can earn a separate $100 Checking Bonus.
Fine Print
- $100 cash bonus valid for NEW Altra members only who open a new A+ Checking or A+ Platinum with direct deposit, in person or online.
- To receive an offer, the initial minimum direct deposit is required within 30 days of account opening: A+ Checking $50 minimum required; A+ Platinum $250 minimum required.
- One A+ Checking or A+ Platinum account per member; one offer per member; personal accounts only.
- Automatically earn $0.50 cashback rewards for every purchase made with your new Altra Visa® Debit Card.
How to Waive Monthly Fees
- Free Checking: No monthly fees
- A+ Platinum: No monthly fees
- A+ Checking: No monthly fees
- Live Your Life Spend Account: No monthly fees
- Business Advantage: $10 monthly fee waived with $500+ Daily Average Balance
- Business Edge: $15 monthly fee waived with $5,000+ Daily Average Balance
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Conclusion
If you live near an Altra Federal Credit Union location, you have the chance to earn checking bonuses. There are a vast array of promotions from Altra Federal Credit Union, that’s why we aim to provide the best and most up to date bank bonuses currently available!
Feel free to comment on this post with any questions you may have about Altra Federal Credit Union, their accounts they offer, or any experiences you have had!
While these bank promotions are rather attractive, you can also take advantage of our list of Savings, Money Market, and CD rates.
However, if you do not live in qualified states, definitely take a look at our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Check back often for more Bonuses, Promotions, or Offers!
