Take a look at the latest American Commerce Bank bonuses, promotions, and offers here.
Update 7/17/24: Currently there’s a lucrative up to $900 checking and savings bonus though 8/28/24.
American Commerce Bank Bonuses Review
American Commerce Bank focuses on providing tailored solutions that meet the needs of owner-managed businesses. Furthermore, they have seen tremendous growth, nearly tripling its assets, grown loans by over $90 million, and is one of the best-capitalized banks in the state of Georgia.
I’ll go over the American Commerce Bank offers below.
American Commerce Bank $900 Checking & Savings Bonus
- What you’ll get: Up to $900 Bonus
- Eligible account: Checking & Savings
- Where it’s available: FL, GA (Branch Locator)
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: See below on how to waive
- How to earn it:
- $300 Rewards Checking Bonus
- To earn this reward, within 90 days of account opening:
- Establish online banking
- Enroll in online statements
- Post three direct deposits of $500 or more and maintain a $500 minimum daily balance for the first 90 days
- If conditions are met within 90 days of account opening, $300 will be deposited into your account within 15 days
- To earn this reward, within 90 days of account opening:
- $400 Rewards High-Yield Savings Bonus
- To earn reward, within 90 days of account opening:
- Establish online banking
- Enroll in online statements
- Maintain a daily balance of at least $25,000 for the first 90 days
- If conditions are met within 90 days of account opening, $400 will be deposited into your account within 15 days
- To earn reward, within 90 days of account opening:
- Receive the additional $200 reward (for a total of $900) when both accounts are opened at the same time and requirements for both accounts are met within 90 days of opening.
- $300 Rewards Checking Bonus
(Expires 08/28/2024)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Minimum balance to open is $500 for checking account, $25,000 for High Yield Savings.
- Checking offer is not available to existing American Commerce Bank checking customers.
- High Yield Savings offer is not available to existing American Commerce Bank savings or money market customers.
- Neither offer is available to those whose accounts have been closed within 120 days or closed with a negative balance within the last 3 years.
- Accounts must be opened at the same time, remain open and meet minimum requirements to receive maximum rewards.
- Rate may change after account is opened. Fees could reduce earnings on the account.
- One checking account and one high yield savings account per new customer will qualify for the maximum reward.
- Offer expires 8/28/24.
American Commerce Bank $100 Checking Bonus (Expired)
First Responders can receive a $100 bonus when you open a new checking and meet certain requirements.
First responders include teachers, medical professionals, police officers, fire fighters, and military based on American Commerce Bank’s post.
- What you’ll get: $100 Bonus
- Eligible account: Hero Checking Account
- Where it’s available: FL, GA (Branch Locator)
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: See below on how to waive
- How to earn it:
- First Responders can earn a $100 bonus when they open a Hero Checking Account.
- Make sure to set up at least two payroll direct deposit and your bonus will be paid out after 60 days.
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Person to person payments such as ACB iPay are not considered a direct deposit.
- After you have completed all of the above checking requirements, we’ll deposit the bonus in your new account within 30 days.
- Additionally, fees may reduce earnings on the account.
American Commerce Bank $100 Business Checking Bonus (Expired)
You can receive a $100 bonus when you open a new business checking and meet certain requirements.
- What you’ll get: $100 Bonus
- Eligible account: Business Checking Account
- Where it’s available: FL, GA
- Credit Inquiry: Soft Pull or Hard Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: See below on how to waive
- How to earn it:
- Open a Business Checking Account between January 27, 2020 and February 29, 2020
- Accounts must be funded with the minimum $250 requirement and standard account pricing applies.
- Five transactions of any type (ie, deposits, withdrawals, etc) must be made within 30 days of account opening.
(Expires February 29, 2020)
| Chase Business Checking ($300 or $500 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
Fine Print
- Offer is not available to existing ACB Business Checking clients, local/state/federal Government entities or agencies, not-for-profit organizations, Political Action Committees, or those with fiduciary accounts, campaign accounts, or for business whose accounts have been closed within the most recent 90 days – or ever closed with a negative balance.
- Accounts require new money to American Commerce Bank.
- Accounts cannot be funded from an existing American Commerce Bank account.
- Accounts that meet these qualifications will receive the $100 bonus.
- The bonus earned on interest-bearing Business Checking accounts may be reportable to the IRS.
How To Avoid Monthly Fees
- Direct Checking: No monthly maintenance fee as long as you have at least one monthly direct deposit to your account.
- Personal Savings Account: Minimum daily balance of $100 required to avoid a $5 monthly maintenance fee.
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Conclusion
This bonus has quite a few requirements and the bonus amount is not very generous. Also, be sure to note that there is a $10 monthly fee that cannot be waived, or else the bonus will be forfeited. However, our website Bank Checking Savings has many other great promotions that I recommend you check out if you aren’t interested in this one.
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Feel free to comment on this post with any questions you may have about American Commerce Bank, their accounts they offer, or coupon codes.
Check back often for more American Commerce Bank Bonuses, Promotions, or Offers!
