Andrews Federal Credit Union Bonuses: $50, $150 Checking, Referral Promotions (D.C., MD, NJ, VA)

Find the latest Andrews Federal Credit Union bonuses, promotions, and offers here.

Update 11/25/24:

• The $150 checking bonus is back for a limited time!
• The referral offer is back but now only $50 per referral (down from the prior $75 offer).

Andrews Federal Credit Union Bonuses Review

Founded in 1948 by just eight people with $5 each, Andrews Federal Credit Union now provides a variety of financial products and services to over 120,000 members throughout Washington, DC, Maryland, New Jersey, and Virginia. It also serves members at select military outposts in Germany, Belgium, and the Netherlands.

There are a variety of personal depository banking products available from the credit union. These include savings accounts, checking accounts, Certificates of Deposit (CDs), and money market accounts. Andrews Federal Credit Union requires a basic savings account for membership, but it also offers Individual Retirement Account (IRA) savings accounts, as well as holiday savings accounts, vacation savings accounts, and youth savings accounts. As for checking accounts, the credit union provides both non-interest-bearing and interest-bearing options, depending upon the account balance. Standard CDs are available, as well as Traditional, Educational, and Roth IRAs available as CDs. CD terms range from 6 months to 84 months, and higher interest rates are available for larger “jumbo” CD balances. The credit union also offers personal loans, credit, insurance, and investment services.

Andrews Federal Credit Union also provides business savings accounts and business checking accounts. The latter vary by account balance and number of transactions. In addition to these deposit account products, business loans and other business services – such as payroll and merchant processing – are also available.

I’ll go over the Andrews Federal Credit Union bonuses & offers below.

Andrews Federal Credit Union $150 Checking Bonus

Earn a $150 bonus when you open qualifying checking account and meeting certain requirements.

• What you’ll get: $150 Bonus
• Eligible account: Checking
• Availability: Washington D.C. (Upper Marlboro Branch)
• Credit Inquiry: Hard Pull or Soft Pull? Let us know.
• Direct Deposit Required: Yes
• Monthly Fees: $10-$15; waivable
• How to earn it:
  • To receive the $150 bonus, you must
    • (1) establish a new membership with Andrews Federal Credit Union;
    • (2) open a new Kasasa Cash, Kasasa Cash Back, Forces, or Online Checking;
    • (3) start a new direct deposit of $500 or more to your new checking account within sixty (60) calendar days of opening the account; and
    • (4) maintain that direct deposit for at least ninety (90) calendar days (i.e. ninety (90) calendar days from the date of the first direct deposit to the account).
  • The $150 will be credited to the new checking account after you have met the 90 day direct deposit requirement, if all other checking account requirements are also met.

(Limited time offer)

Fine Print

• $150 Checking Cash Bonus Offer – To receive the $150 bonus, you must (1) establish a new membership with Andrews Federal Credit Union; (2) open a new Kasasa Cash, Kasasa Cash Back, Forces, or Online Checking; (3) start a new direct deposit of $500 or more to your new checking account within sixty (60) calendar days of opening the account; and (4) maintain that direct deposit for at least ninety (90) calendar days (i.e. ninety (90) calendar days from the date of the first direct deposit to the account).
• Membership and checking account must be opened during the promotional period of 11/15/2023 through the current date.
• You must meet the terms of your new checking account type, including the direct deposit requirement, in order to be eligible for the $150 bonus.
• Qualifying direct deposits include recurring electronic deposits of payroll, pension, or Social Security.
• Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.
• No minimum balance required to open a new Kasasa Cash, Kasasa Cash Back, Forces, or Online Checking account; the minimum balance to maintain each checking account type may vary, visit the individual product pages linked above for full account details.
• The $150 will be credited to the new checking account after you have met the 90 day direct deposit requirement, if all other checking account requirements are also met.
• Existing primary Andrews Federal members (i.e. memberships opened prior to 11/15/2023) are not eligible for this offer.
• Previous memberships that were closed within 180 days prior to promo are not eligible for this offer.
• Your new Andrews Federal checking account must still be open and in good standing when we seek to credit the bonus, otherwise the bonus is forfeited.
• Only one bonus will be awarded per member regardless of the number of memberships and associated accounts per membership opened.
• Bonus offers are not transferable and are reportable for tax purposes.
• A $25 early account closing fee applies if the account is closed within 60 days of opening.
• All Andrews Federal checking and savings accounts are subject to Andrews Federal standard account agreements.
• Offer is subject to change at any time.
• Employees, Directors or contractors of the Credit Union, or their direct family members are not eligible for this offer.

Andrews Federal Credit Union $50 Referral Bonuses

• What you’ll get: $50 Bonus
• Eligible account: Checking
• Availability: D.C., MD, NJ, VA
• Credit Inquiry: Hard Pull or Soft Pull? Let us know.
• Direct Deposit Required: No
• Monthly Fees: $10-15; waivable
• How to earn it:
  • Tell your friends and family about your great banking experience with Andrews Federal Credit Union! Then submit the form below to make sure that you both get your $50 referral bonus!
  • Your referral must complete the three simple steps to receive your $50 bonus.
    • Complete the form and come in to a branch to open a new checking account with a debit card.
    • Enroll in Digital Banking.
    • Make three or more purchases with the debit card.

(Limited time offer)

Fine Print

• Refer a Friend $50 Offer is available as of 02/02/2024.
• The Credit Union reserves the right to change or end this offer at any time.
• To be eligible, the referring member (“Referrer”) must be an existing member of Andrews Federal Credit Union (“Andrews,” “Credit Union”) as of 9/1/2022 with an account in good standing.
• The referred person (“The Referred”) must not have any existing account with the Credit Union as of 02/02/024 and must: open any new checking account, obtain a VISA Debit Card, enroll in online and mobile banking services (“Digital Banking Services”), and make three (3) or more purchases with the VISA Debit Card to be eligible for the referral credit.
• Some checking account types have a Direct Deposit requirement as a term of the account; to see the features and terms of all of our checking account types visit AndrewsFCU.org/Bank/Spending/Personal-Checking.
• The Referred must be eligible for membership to join the Credit Union; establishing membership requires a Base Share Savings account with a $5.00 opening deposit, which must be done before the new Checking account may be opened. New account may be opened at any Andrews branch location; offer is not available online.
• New account must remain open for at least 90 days to be eligible for the referral credit.
• A $50 credit will be made to the Referrer’s and the Referred’s Base Share Savings account after the 90 day period has ended.
• If either the Referrer’s or the Referred’s account is closed before the referral credit is given, or the account is not in good standing, the referral credit is forfeited.
• There is a $25.00 fee if an account is closed within sixty (60) days of it being opened.
• Employees, Directors or contractors of the Credit Union, or their direct family members are not eligible for referral offer.
• Andrews Federal Credit Union is Federally Insured by the NCUA.

Andrews Federal Credit Union $150 Checking Bonus

Earn a $150 bonus when you open qualifying checking account and meeting certain requirements.

• What you’ll get: $150 Bonus
• Eligible account: Checking
• Availability: D.C., MD, NJ, VA (Locator)
• Credit Inquiry: Hard Pull or Soft Pull? Let us know.
• Direct Deposit Required: Yes
• Monthly Fees: $10-$15; waivable
• How to earn it:
  • To receive the $150 bonus, you must
    • (1) establish a new membership with Andrews Federal Credit Union;
    • (2) open a new Kasasa Cash, Kasasa Cash Back, Forces, or Online Checking;
    • (3) start a new direct deposit of $500 or more to your new checking account within sixty (60) calendar days of opening the account; and
    • (4) maintain that direct deposit for at least ninety (90) calendar days (i.e. ninety (90) calendar days from the date of the first direct deposit to the account).

(Expires 03/31/2024)

Fine Print

• $150 Checking Cash Bonus Offer – To receive the $150 bonus, you must (1) establish a new membership with Andrews Federal Credit Union; (2) open a new Kasasa Cash, Kasasa Cash Back, Forces, or Online Checking; (3) start a new direct deposit of $500 or more to your new checking account within sixty (60) calendar days of opening the account; and (4) maintain that direct deposit for at least ninety (90) calendar days (i.e. ninety (90) calendar days from the date of the first direct deposit to the account).
• Membership and checking account must be opened during the promotional period of 11/15/2023 through 03/31/2024.
• You must meet the terms of your new checking account type, including the direct deposit requirement, in order to be eligible for the $150 bonus.
• Qualifying direct deposits include recurring electronic deposits of payroll, pension, or Social Security.
• Person-to-person, bank transfers or other electronic money transfers, such as those made through internet payment services, do not qualify.
• No minimum balance required to open a new Kasasa Cash, Kasasa Cash Back, Forces, or Online Checking account; the minimum balance to maintain each checking account type may vary, visit the individual product pages linked above for full account details.
• The $150 will be credited to the new checking account after you have met the 90 day direct deposit requirement, if all other checking account requirements are also met.
• Existing primary Andrews Federal members (i.e. memberships opened prior to 11/15/2023) are not eligible for this offer.
• Previous memberships that were closed within 180 days prior to promo are not eligible for this offer.
• Your new Andrews Federal checking account must still be open and in good standing when we seek to credit the bonus, otherwise the bonus is forfeited.
• Only one bonus will be awarded per member regardless of the number of accounts opened.
• Bonus offers are not transferable and are reportable for tax purposes.
• A $25 early account closing fee applies if the account is closed within 60 days of opening.
• All Andrews Federal checking and savings accounts are subject to Andrews Federal standard account agreements.
• Offer is subject to change at any time. Employees, Directors or contractors of the Credit Union, or their direct family members are not eligible for this offer.

How To Waive Monthly Fee

• Payback Checking: $10 monthly fee will be waived if you receive at least $500 in total direct deposits within a calendar month to this account.
• Boost Checking: The $15 monthly fee will be waived if you maintain a balance of $1,500 or more, or you receive direct deposits to the Boost Checking totaling more than $3,000 within the month.
• Online Checking: The $10 monthly fee will be waived if you meet one of the following criteria: complete at least 10 debit card transactions each month, or you are age 24 years or younger, or you are a U.S. Military member.
• Forces Checking: The $10 monthly fee will be waived if you receive at least $500 in total direct deposits from a military source to the Forces Checking account within the month.
• Auxiliary Checking: Not listed

Conclusion

If you live near an Andrews Federal Credit Union location, you have the opportunity to earn a generous bonuses. To earn these bonuses, simply open the eligible accounts and follow the procedures and the bonuses should be in your hands!

Although these bank promotions are rather generous, you can also utilize our list of Savings, Money Market, and CD rates.

• Best Savings/Money Market rates
• Best CD Account rates

If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.

Check back often for more Andrews Federal Credit Union Bonuses, Promotions, or Offers!