Find an updated list of APG Federal Credit Union bonuses, promotions, and offers here.
Update 4/23/24: We’ve added an alternative / additional links to apply for the same $300 bonus offer.
Currently, they are promoting a $300 and $50 bonus when you meet the requirements.
APG Federal Credit Union Bonuses Review
APG Federal Credit Union is headquartered in Edgewood, Maryland. This Credit Union was established in 1938, over 132,000 members at 14 locations, and boasts an A health rating.
| Eligibility: Membership in APG Federal Credit Union is open to those who reside, work, attend school, worship, or volunteer in Cecil or Hartford Counties, or select areas of Middle River, Maryland. Immediate family and household members may also be eligible. See current membership details |
I’ll go over all APG Federal Credit Union offers below.
APG Federal Credit Union $300 Checking Bonus
- What you’ll get: $300 Bonus
- Eligible account: Checking
- Availability: MD (Bank Locator)
- Credit Inquiry: Unknown
- Direct Deposit Required: Yes
- Monthly Fee: $0-$6; waivable
- How to earn it:
- Earn $300 when you open a new High Yield checking account.
- Open a new checking account by May 31, 2024
- Set up and maintain qualifying, recurring monthly direct deposits totaling at least $500 within 90 days of account opening
(Expires 05/31/2024)
Editor’s Note: Here’s an alternative link to the offer (alternative link #3)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Offer is for new and existing members age 13 and older without a checking account only.
- Account owner may not have closed a checking account with APGFCU at any time on or after April 1, 2023, to qualify for this promotion.
- New High Yield Checking account opened on or after April 1, 2024, and on or before May 31, 2024, may qualify for a $300 cash bonus if the account meets the following qualification: within 90 days of opening the checking account (“Qualification Period”), receive into the checking account qualifying, recurring Direct Deposits** of at least $500 per month and maintain such qualifying, recurring Direct Deposits throughout the Qualification Period.
- Offer cannot be combined with any other offers and does not apply to second or multiple checking accounts.
- If you meet all the terms of this offer, the bonus will be credited to your checking account on the first business day following the end of the 90-day Qualification Period.
- Limit one bonus per member.
- Fees may apply for early closure of the checking account.
- Offer may be extended, modified, or discontinued at any time without prior notice at the credit union’s discretion.
- Any applicable taxes are the responsibility of the recipient.
- The checking account must remain open for a minimum of 90 days and all accounts associated with the membership must be in good standing (see “All About Your Accounts” agreement) to receive the bonus.
- Offer expires May 31, 2024. Annual Percentage Yields (APYs) are accurate as of the last dividend declaration date.
- Rates may change after account opening.
- Fees may reduce earnings on accounts. APY for a share savings account is 0.30% and the account has a $5.00 minimum balance.
- For High Yield Checking: If your account meets the criteria, you will earn 4.00% APY on balances up to $20,000 and 0.20% APY on balances of $20,000.01 and higher.
- Balances on accounts that fail to meet the account requirements for a given month will earn 0.05% APY.
- No monthly maintenance fees or penalties.
- To earn the higher rate, you must: (1) opt out of paper statements from APGFCU, (2) have an ongoing qualifying direct deposit of at least $200 per month into your High Yield Checking account, and (3) complete a minimum of 15 qualifying Point-Of-Sale (POS) purchase transactions per month using an APGFCU Visa® Debit Card linked to the High Yield Checking Account.
APG Federal Credit Union $50 Referral Bonuses
APG Federal Credit Union is offering a $50 bonus when you refer someone to open a new qualifying account.
- What you’ll get: $50 Bonus
- Eligible account: Checking and Savings Account
- Availability: MD
- Credit Inquiry: Unknown
- Direct Deposit Required: No
- Monthly Fee: $0-$15; waivable
- How to earn it:
- Refer a friend or family member to open a new personal or business share savings account.
- $5 minimum to open and maintain a share savings or business share savings account for new member-owners.
- Refer-a-Friend new membership share savings and business share savings accounts must be opened through the online account opening process, through the mail or at an APGFCU branch.
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- This offer is subject to change at the credit union’s discretion.
- Only one bonus offer payment will be paid to a new member-owner during the promotional period and this offer may not be combined with any other share savings offers.
- Referral email must be included with new membership application to receive the bonus.
- We may report to the IRS the value of any cash received and any applicable taxes are the responsibility of the recipient.
- Referrer must be in good standing to obtain the bonus.
- Membership eligibility applies.
- Other restrictions may apply.
- Officers, directors, volunteers and employees of APGFCU and members of their immediate families (spouse, parent, child and sibling) and persons residing in their households (whether related or not) are not eligible to participate.
How To Waive Monthly Fees
- Member Protect Checking: $6 monthly fee, waived if you have direct deposit of $200 or more into your Member Protect Checking account, opt out of receiving paper statements, make 20 or more debit card point-of-sale purchases per month
- High Yield Checking: None
- Basic Business Checking: $10 monthly fee, waived if average daily balance falls below $1,000
- Business Plus Checking: $15 monthly fee, waived if average daily balance is $10,000 or more
- Premium Business Checking: $20 monthly fee
- Not-for-Profit Checking: None
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Conclusion
Make sure to check out APG Federal Credit Union to learn more about the current $200 or $50 Bonus. Simply meet the requirements above and you will be able to start a new banking experience! If you are a teacher or student then you should definitely take advantage!
CD accounts or Savings Accounts are also another great way to earn and save money. If you are interested, check out our nationwide list of Savings, Money Market, and CD accounts.
If you aren’t interested in the offers from APG FCU, you can look at more offers from banks such as HSBC Bank, Chase Bank, Huntington Bank, Discover Bank, TD Bank, or CIT Bank.
We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
*Check back for updated APG Federal Credit Union promotions, bonuses and offers.
