Have you ever wondered if your bank was open on holidays? Do you ever need to get cash to finish your holiday shopping, but not sure if your bank is open? We’ve provided a list of 10 official holidays observed by the U.S. Federal Reserve System (FRS) so you know when you can visit your local banks. Although not all banks observe the federal holidays, be sure to check into your local branches to see if they’re available!
If your bank is closed and you need your money immediately, you may still have access to all your banking services through online, mobile or telephone banking. Some banks like Chase Bank and Discover Bank offer exclusive apps so your money is available at the tip of your fingers
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Bank Holidays
| Holiday | 2019 | 2020 | 2021 |
| New Year’s Day | Jan 1 | Jan 1 | Jan 1 |
| Martin Luther King Jr. Day | Jan 21 | Jan 20 | Jan 18 |
| Presidents Day/Washington’s Birthday | Feb 18 | Feb 17 | Feb 15 |
| Memorial Day | May 27 | May 25 | May 31 |
| Independence Day | Jul 4 | Jul 4* | Jul 4** |
| Labor Day | Sept 2 | Sept 7 | Sept 6 |
| Columbus Day | Oct 14 | Oct 12 | Oct 11 |
| Veterans Day | Nov 11 | Nov 11 | Nov 11 |
| Thanksgiving Day | Nov 28 | Nov 26 | Nov 25 |
| Christmas Day | Dec 25 | Dec 25 | Dec 25* |
Holiday Observations
When a holiday falls on a weekend, the FRS treats the holiday in one of two ways:
*If the holiday falls on a Saturday, the FRS does not observe the holiday on the preceding Friday.
**If the holiday falls on a Sunday, the FRS observes the holiday on the subsequent Monday.
If you complete any sort of online transaction on any of these days, since the bank is closed, your transactions may not process until the next business day.
Conclusion
If you are interested in knowing which days banks usually close be sure to check out the table above. If you’re not sure if this applies to your bank, feel free to call ahead. If all else fails, many banks offer mobile and online banking so you can access your money anytime, anywhere!
If you don’t have a bank account yet, check out our list of Bank Bonuses when you open a new account. Depending on your needs you can find all sorts of accounts that have great account features. Additionally, you can also check out our Referral Bonuses, Bank Rates as well as our CD Rates!
