Avoid Chase Bank Checking Account Monthly Fees

Follow this guide to learn How To Avoid Chase Bank Checking Monthly Fees.

Monthly service fees suck value out of your accounts, and a lot of the times, meeting the requirements to waive them are very simple.

If you are looking for how to waive Chase Savings Account fees check out this guide.

Chase Checking Monthly Service Fees

At Chase, they made it possible to waive your monthly service fee by meeting sometimes simple requirements.

Chase Monthly Service Fees should be one of the most important considerations when signing up for a Chase Bank Promotion. While these bonuses can seem attractive, if you are having to pay monthly service fees you are flushing money down the drain.

Find your account below and meet any of the requirements to waive the service charge.

Chase Bank Checking Accounts 

Chase Business Complete Banking^SM account

The Chase Business Complete Banking^SM account is most ideal for small and growing businesses without the capital to meet larger requirements.

There is a $15 monthly fee – waived if any of the following are met each monthly statement period:

• $2,000 minimum daily balance
• $2,000 in purchases on your Chase Ink^® Business Card(s)
• $2,000 in deposits from QuickAccept℠ and/or other eligible Chase Payment Solutions
• Link a Chase Private Client Checking℠ account

• Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities. • Multiple ways to waive the $15 Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card. • Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions. • Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments. • Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It's a built-in feature with your Business Complete Checking account. • Get support you can rely on. Get access to our customer support team, plus a wide array of solutions that carter to every stage of your business • Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology. • Associate Debit and Employee Deposit Cards available upon request Apply Now at Chase

Chase Total Checking®

The Chase Total Checking® is the most popular checking account at the Chase. This account provides an incredible banking experience and 24/7 customer service.

• Chase Monthly Service Fee: $12
• Avoid fee by completing one of the following:
  • Complete direct deposits totaling $500 or more made to the account
  • Maintain least $1,500 minimum daily balance
  • Average daily balance of $5,000 or more in qualifying linked deposits/investments

Chase Premier Plus Checking^SM

The Chase Premier Plus Checking^SM Account provides a better similar banking experience, but with bonus features such as interest on your balance and four free foreign ATM transactions.

• Chase Monthly Service Fee: $25
• Avoid fee by completing one of the following:
  • Average daily balance of $15,000 or more in qualifying linked deposits/investments
  • Make payments automatic to your qualifying linked Chase First Mortgage from your Chase Account

Chase Savings^SM

Although the $5 monthly fwee for this account isn’t too hefty, that’s still $5 that you don’t want to spend on fees. Avoid the $5 monthly fee when you do at least one of the following each statement period:

• Maintain a balance of $300 or more at the beginning of each day, OR
• Have $25 or more in total Autosave or other repeating automatic transfers from your personal Chase checking account or Chase Liquid® Card (available only through chase.com or Chase Mobile®), OR
• Link a Chase College Checking^SM account to this account for Overdraft Protection, OR
• Monthly fee waived if you are an account owner who is an individual younger than 18, OR
• Have a linked Chase Better Banking® Checking, Chase Premier Checking^SM, Chase Premium Plus Checking^SM, Chase Sapphire^SM Checking, or Chase Private Client Checking^SM account

Chase High School Checking

Apply a child or student for a Chase High School Checking Account to have access to a basic checking experience. Additionally, you can link the account to yours to transfer money, receive notifications. and view account balances.

• Chase Monthly fee: $6
• Avoid fee by completing one of the following:
  • A linked qualifying personal parent/guardian checking account OR
  • A direct deposit made to this account. Direct deposits can be an ACH credit, payroll, pension or government benefits such as Social Security OR
  • An average ending day balance of $5,000 or more in this account

The Chase High School Checking account will become a Chase Total Checking account when the student reaches the age of 19 and still maintains the account. 

Chase College Checking^SM

The Chase College Checking^SM account has similar benefits as the Total Checking Account but with simpler requirements to waive the monthly service fee.

• Enjoy $100 as a new Chase checking customer when you open a Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of coupon enrollment. • $0 Monthly Service Fee while in school up to the graduation date provided at account opening (five years maximum) for students 17-24 years old. • Wire funds internationally using the Chase Mobile® app or chase.com. Send money to recipients around the world with multiple currency options. Fees apply. • Keep track of your money with confidence and control in the Chase Mobile® app. The Chase Mobile app helps you bank securely and conveniently from anywhere. • With Zelle®, you can send and receive money with people and businesses you know and trust who have an eligible account at a participating U.S. bank. • With Fraud Monitoring, Chase may notify you of unusual debit card purchases and with Zero Liability Protection you won't be held responsible for unauthorized debit card purchases when reported promptly. • JPMorgan Chase Bank, N.A. Member FDIC *With Chase Overdraft AssistSM, we won’t charge an Overdraft Fee if you’re overdrawn by $50 or less at the end of the business day OR if you’re overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). Chase Overdraft Assist does not require enrollment and comes with eligible Chase checking accounts. Apply Now at Chase

• Chase Monthly fee: $6
• Avoid fee by completing one of the following:
  • Up to five years while in college OR
  • A direct deposit made to this account. Direct deposits can be an ACH credit, payroll, pension or government benefits such as Social Security OR
  • An average ending day balance of $5,000 or more in this account

Conclusion

Refer to this guide when considering opening a Chase Bank Account. By learning how to waive Chase monthly service fees you are able to save money.

Find your account and follow any of the requirements to waive the monthly service fee.

Discover Bank Bonuses: $150/$200 Savings Bonus, Up To $30 Cashback Per Month with Debit, Up to 4.00% APY April 2025

Discover Savings Bonus: $150 or $200 Offer Code LOP325

Huntington Bank Bonuses: $100, $400, $1,000 Checking, Business Promotions for 2025

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