If you have signed up for a particular bank bonus, it may be important know when you will actually receive the incentive. Listed below are the estimated times of when bank bonuses are posted and few data points that we have compiled from various sources to help you have an idea of when you will receive your bonus. The list should serve as a general outline of when you should expect to receive your incentive. The Bank Sign Up Bonus Posting Times list should provide you the proper data points of when you will receive your bonus, when to complete the bonus requirements, and when the bonus will be posted. If you happen to not receive it in the appropriate time frame, check to make sure if you are missing any necessary requirements or whether or not they have posted by the proper due date. If there is still time to meet the bonus requirements, you may be able to complete them and qualify for your bonus!
Editor’s Note: We have a multitude of other bank news and pages for your convenience to learn more about how to improve your banking experience:
- Bank Bonuses and Promotions
- Hard Pull Or Soft Pull for Opening A Bank Account?
- Fund a Bank Account with Your Credit Card
- What Methods Banks Count As Direct Deposit?
- Best Bank Bonuses For Each State
- Best Savings Account Bonuses
 | Chase College CheckingSM: Get $100 as a new Chase checking customer when you open a Chase College CheckingSM account and complete 10 qualifying transactions within 60 days of account opening. Get Coupon---Chase College Checking Review |
| Chase Secure BankingSM: Earn a $100 bonus when you open a new Chase Secure BankingSM account online or enter your email address to get your coupon and bring it to a Chase branch to open an account. Make sure to complete 10 qualifying transactions within 60 days of coupon enrollment. Apply Now---Chase Secure Banking Review |
| Chase Private Client: Enjoy up to $3,000 bonus when you open a new Chase Private Client Checking account with qualifying activities. Get more from a personalized relationship when you open a new Chase Private Client Checking account with qualifying activities. Learn More---Chase Private Client Review |
Our Bank Sign Up Bonus Posting Times list was created to help you understand when you are expected to complete the requirements to be eligible for the bonus and when the bonus disbursement should take place. You will find the appropriate estimate of the bank posting times and other important notes that you should keep in mind when signing up for that bonus. If you would like to share about your data points when signing up for bank bonuses, let us know when you opened the account, when you should complete the requirements, and when your bonus was posted. The format should be listed as:
- Account opened on 01/01/2017; Posted direct deposit on 02/01/2017; received bonus on 03/01/2017.
Disclaimer: The information listed below have been compiled from a variety of sources and are subject to change as banks and credit unions will often change their bonus posting times. The times are not a guarantee but an estimate and if you would like an accurate time of the posting date, contact your local financial institution.
| Bank/Credit Union | Time Estimate For Bonus To Post | Notes |
|---|---|---|
| Associated Bank | 2-14 Days | |
| Bank of America | 9-23 Days | |
| Bank of Colorado | 90+ Days | |
| Bank of Texas | ~10 Days | |
| Bank of the West | ~3 Months | |
| BBVA Compass Bank | 4-13 Days | |
| BMO Harris Bank | 60-156+ Days | |
| Capital One 360 | 2-18 Days | |
| Centennial Bank and Trust | 2 Days | |
| Charles Schwab | Varies (1-30 Days) | |
| Chase | 1-2 Weeks; Business 2 Months | |
| Citibank | 90 Days | |
| Citizens Bank | 2 Months | |
| Colorado State Bank and Trust | 1 Day | |
| Columbia Bank | Within 30 Days | Bonus posting is reported to be at the end of each month |
| East Boston Savings Bank | 3-60 Days | |
| Elements Financial | 1-9 Days | |
| Fifth Third Bank | 1-10 Days | |
| First Tennessee Bank | 2-34 Days | |
| Harbor One Bank | 2 Months | |
| HSBC | 1-2 Months | |
| Huntington Bank | 5-9 Days | |
| KeyBank | 1-2 Months (Mixed Reports) | |
| Kinderhook | 3 Weeks | |
| M&T Bank | 1 Day-2 Weeks | |
| Northwest Savings Bank | 2-6 Days | |
| PeoplesBank | 2-16 Days | |
| People’s United Bank | 6-8 Weeks | |
| PNC Bank | Approximately 1 Month | |
| Popular Community Bank | 2-3 Weeks | |
| Regions Bank | 2-9 Days | |
| Santander Bank | 2-4 Months | |
| Seacoast Bank | 2 Weeks | |
| Suntrust Bank | 1 Week-3 Months | |
| TCF Bank | 2-4 Days | |
| TD Bank | 1-3 Months | |
| Tech Credit Union | Varies | Bonus posting is reported to be at the end of each month |
| TIAA Direct | 2-3 Months | |
| TruWest Credit Union | 8 Days | |
| Union Bank and Trust | 3-7 Days | |
| U.S. Bank | 3 Days-1 Month | |
| Wells Fargo | 2-3 Days |
