The Bank of America Travel Rewards credit card is has an offer of: 25,000 bonus points. The value of these bonus points will be $0.01 for each point which can be redeemed for a $250 statement credit. This card comes with no annual fees, no foreign transaction fees, and 0% APR.
This introductory bonus is great for a travelling card that has no annual fees. See our list for more credit card bonuses.
You’ll be able to use your points to their full potential when you have more than one Bank of America account and if you reserve your travels with the Bank of America Travel Center.
Bank of America Travel Rewards Card Quick Facts
| Bonus Available | Receive 25,000 bonus points when you make a minimum of $1,000 in expenses in the first 90 days of opening your account. This can be redeemed for a $250 statement credit for your travelling expenses. |
| Bonus Value | $250 |
| Travel Credit | Introductory 0% APR for your first 12 billing cycles for purchases. |
| Ongoing Rewards/Benefits | Gain unlimited 1.5 points for each $1 used for all your expenses wherever and whenever, each time with no expiration date for your points. |
| Foreign Transaction Fees? | None |
| Airport Lounge Access | N/A |
| Annual Fee | None |
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
*This travel rewards card is issued by BoA. Compare this card to other credit card bonuses.*
Pros
- 25,000 bonus points valued at $250
- 0% intro APR for 12 billing cycles
- No annual fee to justify
- No foreign transaction fees to worry about while on vacation
- Bank of America Preferred Rewards points bonus of 25% – 75%
- Visa Signature benefits including concierge service
Cons
- There are cards with better rewards if you’re willing to pay an annual fee or have a high monthly spend
Editor’s Alternate Pick
 The Chase Freedom Unlimited® Card offers a $250 bonus after spending $500 on purchases in your first 3 months from account opening. Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. In addition, you can earn: • 6.5% cash back on travel purchased through Chase TravelSM, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase TravelSM, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. Member FDIC |
Bank of America Travel Rewards 25,000 Bonus Points
Each time this card is used, you’ll receive points to use on your travels. When you receive the approval for your card online, you’ll be able to spend at least $1,000 in the first 90 days of having your account open. Then you’ll get an additional 25,000 points for your travels. With these extra points, they will be worth about $250 for travel credit that you can redeem later on. The Bank of America Travel Rewards credit card is one of, if not the best credit card bonus with no annual fees attached.
You’ll be able to use your card to reserve your trip where you want and how you want to. Then you can redeem your points towards statement credit to pay off flights, hotels, vacation packages, cruises, rental cars, or baggage fees.
Here are some ideas on meeting the spending requirement:
What are Bank of America Travel Points Worth?
The value of your points will be worth about $0.01 for each point. This means that your 25,000 bonus points can be redeemed for $250 statement credit. If you’re already a Bank of America Preferred Rewards customer, then you’ll be able to get an increase of 25% to 75% (more on that below).
Using the Bank of America Travel Rewards credit card, you’ll be able to gain an unlimited 1.5 points for each $1 used, with no expirations for your points. Your points can be redeemed later on with no restrictions or blackout dates included, and as a statement credit for your travelling purchases. In other words, the points you’ve used to pay off your previous expenses instead of your travels. If you want to start redeeming your points, then you need to build up a minimum of 2,500 points, or at least $1,667 in expenses.
Bank of America Travel Rewards Top Features
You’ll gain 0% APR for the first 12 billing cycles, this gives you an amazing amount of flexibility. Once your first 12 billing cycles are over, your APR will return to the normal Bank of America standard rates.
Keep in mind that the introductory rate won’t apply towards balance transfers.
This card comes with no annual fees and will combine it with a big sign-up bonus that you can use towards any website.
Your rewards won’t expire as long as your account is in good standing and remains open. This means, you’ll be able to earn rewards leisurely with no annual fees included. It is definitely worth looking into if you don’t necessarily have a large spending to have an annual fee credit card.
Make purchases overseas without having to stress over any foreign transaction fees with the Bank of America Travel Rewards credit card offer.
You can get a 10% customer bonus for all of your expenses if you already bank with Bank of America.
You’ll need to spend at least $10,000 each year and gain 1.5 points for every $1 used, then you can gain $150 in rewards. Including the increase rate, it can be built up to $165 (1.65 points for each $1).
If you don’t have a checking or savings account with Bank of America, then you can see this guide for recent Bank of America checking account bonuses to assist your decision on switching to this bank.
With this card, you can gain Preferred Rewards bonuses. This will normally replace the 10% customer bonus.
Sign up for BoA Preferred Rewards with a minimum of $20,000 for your accounts altogether. Then you can get a 25% to 75% rewards increase for your expenses.
To qualify for the Preferred Rewards program, you have to have a Bank of America checking account or Advantage Banking account. Then you’ll have to keep up with the 3 month average balance altogether with: BoA, Merrill Edge, or Merrill Lynch accounts.
Customers who’ve already signed up can get a Preferred Rewards bonus of:
| Qualifying Balance | Rewards Bonus | Points for each $1 |
| $20,000 (Gold) | 25% | 1.875 |
| $50,000 (Platinum) | 50% | 2.25 |
| $100,000 (Platinum Honors) | 75% | 2.625 |
Concierge Service. This Visa concierge service will get you access to concierges that can assist you with travel plans, restaurant recommendations, and event bookings.
Visa Signature Luxury Hotel Collection. – Cardholders will have Visa Signature privileges such as access to the Visa Signature Luxury Hotel Collection.
Bottom Line
Your 25,000 bonus points will be worth about $250 and it is a decent offer for a credit card that comes with no additional annual fees. If your a regular traveler and want an easy way to gain rewards, then this card is a great match for you, especially if you already have an existing account with Bank of America. But, if you are willing to pay for an annual fee, then there are other travel rewards cards that would be better suited for you.
(Visit Bank of America for more information)
What’s the Competition?
There are some of Bank of America Travel Rewards credit card’s top competitors listed below.
Cards with an annual fee attached:
 The Chase Sapphire Preferred® Card offers 100,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. You'll earn: • 5x on travel purchased through Chase TravelSM • 3x on dining, select streaming services and online groceries • 2x on all other travel purchases • 1x on all other purchases • $50 Annual Chase Travel Hotel Credit • Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027. Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase TravelSM This card carries a $95 annual fee. |
 The Capital One VentureOne Rewards Card offers 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel. Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR after that; balance transfer fee applies You'll earn: • 1.25 Miles per dollar on every purchase, every day. • 5 Miles per dollar on hotels and rental cars booked through Capital One Travel. This card comes with no annual fees and no foreign transaction fees which is a great choice as your go-to travel card! |
 The American Express® Gold Card offers 75,000 Membership Rewards® Points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership. You'll earn: • 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year. • 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year. • 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com. • 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com. • 1X Membership Rewards® point per dollar spent on all other eligible purchases. Other benefits: • $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That's up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards points for Uber Eats purchases made at restaurants or U.S. supermarkets. Point caps and terms apply. • $84 Dunkin' Credit: With the $84 Dunkin' Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express(R) Gold Card at U.S. Dunkin' locations. • $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express(R) Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That's up to $50 in statement credits semi-annually. Enrollment required. • $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express(R) Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required. • Explore over 1,000 upscale hotels worldwide with The Hotel Collection and receive a $100 credit towards eligible charges* with every booking of two nights or more through AmexTravel.com. *Eligible charges vary by property. This card has an annual fee of $325 with no foreign transaction fees (See Rates & Fees). Terms Apply. |
Cards with no annual fees attached:
 The Chase Freedom FlexSM offers a $200 bonus after spending $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
The Chase Freedom Unlimited® Card offers a $250 bonus after spending $500 on purchases in your first 3 months from account opening. Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. In addition, you can earn: • 6.5% cash back on travel purchased through Chase TravelSM, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase TravelSM, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. Member FDIC |
