You might need to stop by your bank on New Year’s Eve or New Year’s Day, however it might not be open since it is a standard Federal Reserve bank holiday. Continue reading below to find out if your bank is open on New Year’s Eve or New Year’s Day.
Banks Open on New Year’s Eve 2022
Most banks will be open on New Year’s Eve, however hours may be different than normal. These banks are open on New Year’s Eve:
- Bank of America: Normal branch hours
- Bank of the West: Normal branch hours
- BBVA: Normal branch hours
- BB&T: Normal branch hours
- BMO Harris Bank: Branches open 8 a.m. to 3 p.m.
- Capital One: Normal branch hours
- Chase: Normal branch hours
- Citizens Bank: Branches open 8:30 a.m. to 2 p.m.
- Fifth Third Bank: Branches open 9 a.m. to 5 p.m.
- Huntington: Branches open 9 a.m. to 5 p.m.
- KeyBank: Branches open 9 a.m. to 1 p.m.
- People’s United Bank: Branches open 9 a.m. to 4 p.m.
- PNC Bank: Closes at 12 p.m. (supermarket ones may vary)
- Regions: Branches open 9 a.m. to 4 p.m.
- Santander Bank: Branches open 9 a.m. to 3 p.m.
- SunTrust: Normal branch hours
- TD Bank: Many branches open 8 a.m. to 6 p.m.
- UBank: Branches open 9 a.m. to 1 p.m.
- Union Bank: Many branches open 9 a.m. to 5 p.m.
- U.S. Bank: Normal branch hours
- Wells Fargo: Normal branch hours
Banks Open on New Year’s Day 2022
Since New Year’s Day is a Federal Reserve bank holiday, most banks will be closed Jan. 1, 2022.
Do note that many financial institutions have online and mobile banking options that you can access even if the branch is closed.
How To Access Your Money If Your Bank Is Closed
You can access your funds through online banking and ATMs even if your bank is closed. Most ATMs are open 24/7 and many banks have drive-thru ATMs that are open even when the bank is closed.
You are still able to get a money order if needed. You will need to find a provider that stays open long enough for you to finish the transaction. For instance, you can purchase money orders at Walmart, which is open for New Year’s.
2022 Bank Holidays
Start the new year off right by penning this holiday schedule into your calendar.
2022 Bank Holidays | |
Holiday | Date |
New Year’s Day | Jan. 1 |
Martin Luther King Jr. Day | Jan. 17 |
Presidents Day | Feb. 21 |
Memorial Day | May 31 |
Independence Day | July 4 |
Labor Day | Sept. 5 |
Columbus Day | Oct. 10 |
Veterans Day | Nov. 11 |
Thanksgiving Day | Nov. 24 |
Christmas Day | Dec. 25 |
The dates above are all federal holidays, meaning that banks will usually be closed on these days. However, check with your local bank to see if they might be open.
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Conclusion
Since New Year’s Day is a federal holiday, most banks will be closed, however I recommend calling your local bank to confirm. If you need to access your money, be sure to check out your bank’s online and mobile banking or ATMs nearby.