The Miles & More World Elite Mastercard has an introductory offer of 60,000 bonus miles after spending at least $3,000 in the first 90 days and after paying the annual fee. The value of these points will be worth about $840. View some reviews for other airline branded credit cards such as the British Airways Visa Signature Credit Card.
Miles & More is an airline loyalty program that has Lufthansa, Austrian Airlines, Brussels Airlines, LOT Polish Airlines, SWISS, etc. With this partner branded Mastercard, it’s a great option to have for people who normally fly with Lufthansa and other partnered airlines.
It’s not hard to cover the annual fee if you use their benefits to its full potential with their malleable rewards program. For example, double miles for Miles & More ticket expenses, a complimentary companion ticket every year, and 2 free passes to Lufthansa Business lounge annually.
If you are not a frequent flyer of Miles & More airlines and its partners, you should consider looking into a different airline travel card.
Miles & More Card Quick Facts
| Bonus Available | Get 60,000 award miles after spending a minimum of $3,000 in the first 90 days and after paying the annual fee. |
| Bonus Value | $840 |
| Travel Credit | No travel credit included, but you can receive a companion ticket every year. |
| Ongoing Rewards/Benefits |
Receive 2 miles for each $1 spent on tickets directly from Miles & More airline partners, and 1 mile for each $1 spent on other purchases. Convert 5,000 to 25,000 award miles to status miles at a rate of 5:1 once per calendar year. Get a 15% discount code for hotel and car awards every year. |
| Foreign Transaction Fees? | No |
| Airport Lounge Access | Get 2 complimentary Lufthansa Business Lounge vouchers every year. |
| Annual Fee | $89 |
Recommended Free Credit Score (Get Free Score)
720 – 850 (Excellent)
*Miles & More World Elite Mastercard is issued by Barclays. Compare this card to other credit card offers*
*Bonus value is an estimated value calculated by BankCheckingSavings and not the card issuer. View our latest valuations here.
Pros
- Bonus miles
- Annual companion ticket
- Lounge passes
- Achieve elite status faster
- One-time discount on hotel & car awards
- No foreign transaction fees
Cons
- Annual fee
- Excellent credit needed to qualify
- Low earning potential
- Complicated rewards
Editor’s Alternate Pick
 The British Airways Visa Signature® Card offers 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening. You'll earn: • 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL. • 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel. • 1 Avios per $1 spent on all other purchases. This card comes with a $95 annual fee and no foreign transaction fees. You'll be able to get 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials. In addition, every calendar year you make $30,000 in purchases on your British Airways Visa card, you'll earn a Travel Together Ticket good for two years. |
Miles & More Card 60,000 Bonus Miles Offer
Make use of the Miles & More credit card’s introductory offers: up to 60,000 bonus miles. The evaluation for the value of these points would be about $840 in value (more on that below).
You must charge at least $3,000 to your card to get the first 50,000 award miles, then charge at least $3,000 to your card in the first 90 days and after paying the annual fee. Receive an extra 25,000 award miles after spending a minimum of $20,000 in your first year.
Here are some ideas on meeting the spending requirement:
What are Miles & More Miles Worth
Compared to other different airline-branded credit cards, depending on how you use your miles will reflect their worth. Typically, Miles & More miles are worth about $0.014. If you calculate your miles then 50,000 miles would have about $700 in value.
Your Miles & More miles can be used for:
- Flights with all Star Alliance and other Miles & More airline partners
- Upgrades with many Star Alliance partners
- Accommodation at hotels and resorts
- Car rentals
- Merchandise
- Donations
If you use Star Alliance airlines, that would be the best option for your Miles & More miles. Remember that there are some airlines that have a higher fuel surcharge for their award tickets.
Miles & More Airline Partners
Other than Lufthansa, you can gain and cash in your Miles & More miles with the following airline partners below:
| Adria Airways | Aegean Airlines | The Air Astana |
| Air Canada | The Air China | This Air Dolomiti |
| Air India | Air Malta | This Air New Zealand |
| All Nippon Airways | Asiana Airlines | Austrian Airlines |
| Avianca | Brussels Airlines | Cathay Pacific |
| Condor | Copa Airlines | Croatia Airlines |
| EgyptAir | Ethiopian Airlines | Eurowings |
| EVA Air | Jet Airways | LATAM Airlines |
| LOT Polish Airlines | Luxair | Olympic Air |
| Scandinavian Airlines | Shenzhen Airlines | Singapore Airlines |
| South African Airways | SWISS | TAP Portugal |
| THAI Airways | Turkish Airlines | United Airlines |
Miles & More Card Top Features
Having the companion ticket by itself would be worth the annual fee for the card. Every year, you’ll receive a free companion pass for Economy Class travel. This can’t be used with award travel, that means that you would have to pay full price for airfare to be able to use your companion pass.
Every year, you’ll receive 2 Lufthansa Business Lounge vouchers, they will be valued for $35 each. Lufthansa has business lounges in several domestic airports, including Atlanta, Los Angeles, Orlando, New York and Washington D.C.
Once every year, you will be able to convert your award miles into status miles at a 5:1 ratio. You would only be able to convert at least 5,000 miles and the most you can convert is 25,000.
| Award Miles | Status Miles |
| 5,000 | 1,000 |
| 15,000 | 3,000 |
| 25,000 | 5,000 |
After you hit 35,000 status miles, you gain a Frequent Traveler status, it gives you more travel perks like:
- Complimentary Business Lounge entry
- Accelerated mile earnings
- Access to an exclusive customer service hotline
Receive a 15% discount code every year for any hotel bookings and car rentals. You must have at least 8,824 miles (7,500 miles after discount) to qualify for the full discount.
Buy items overseas without stressing over any foreign transaction fees with your Miles & More travel card.
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Conclusion
If you use this card to its full potential, you would be able to cover the expenses of the annual fee the Miles & More World Elite Mastercard comes with. It is very flexible with other carrier options.
However, if you don’t take advantage of all of their perks and features then there would be no reason for you to own this Miles & More credit card. If this is you, then you should look into a different general airline travel credit card.
(Visit Miles & More for more information)
What’s the Competition?
Here are some of the top competitors for Miles & More World Elite Mastercard credit card listed below.
 The Delta SkyMiles® Gold American Express Card offers 50,000 Bonus Miles after you spend $2,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Delta SkyMiles Gold American Express Card Members get 15% off when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees. You'll earn: • 2X Miles on Delta purchases, at U.S. Supermarkets and at restaurants worldwide, including takeout and delivery in the U.S. • 1X Miles on all other eligible purchases. • $100 Delta Stays Credit: Get up to $100 back per year as a statement credit after using your Delta SkyMiles Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com. • $200 Delta Flight Credit: After you spend $10,000 in purchases on your Card in a calendar year, you can receive a $200 Delta Flight Credit to use toward future travel. Receive a 20% savings in the form of a statement credit on eligible Delta in-flight purchases after using your Card. Want even more flexibility? Take up to $50 off the cost of your flight for every 5,000 miles you redeem with Pay with Miles when you book on delta.com. You can check your first bag free on Delta flights, saving up to $70 on a round-trip Delta flight per person. For a family of four that's a potential savings of up to $280 per round-trip flight. There is a $150 annual fee ($0 introductory annual fee for the first year, then $150) and no foreign transaction fees. (See Rates & Fees). Now, you'll get get more savings with your first checked bag for free on Delta flights. Terms Apply. |
 The Southwest Rapid Rewards® Premier Credit Card offers a Companion Pass good through 2/28/26 plus 30,000 points after you spend $4,000 on purchases in the first 3 months from account opening. In addition, you'll earn 6,000 bonus points after your Cardmember anniversary each year. You'll earn: • Earn 3X points on Southwest purchases. • Earn 2X points on local transit and commuting, including rideshare. • Earn 2X points on internet, cable, phone services, and select streaming. You're able to redeem your points for flights, hotel stays, gift cards, access to events and more. This card does carry a $99 annual fee, but there are no foreign transaction fee. |
 The United℠ Business Card offers 100,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. You can also receive 5,000-mile better-together anniversary bonus when you have the United Business Card and a personal United credit card. You'll earn: • 2x miles on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting. • 1x mile on all other purchases. The card does carry a $99 annual fee. You're able to save up to $160 per round-trip with a free checked bag (terms apply). In addition, you can enjoy priority boarding privileges and have the opportunity for two one-time United ClubSM passes each year — Over $100 in value per year. Also, enjoy $100 annual United travel credit after 7 United flight purchases of $100 or more. Member FDIC |
