BayCoast Bank is a successful community bank serving the people and businesses of southeastern Massachusetts and Rhode Island. Take a look at the most updated BayCoast Bank bonuses, promotions, and offers here.
Currently, they’re offering generous bonus of $222 when you meet the requirements.
BayCoast Bank Bonuses Review
BayCoast Bank is headquartered in Swansea, Massachusetts and was founded 1851. Since then they have grown to 22 locations and boast an A heath rating. They uphold the belief in community involvement and provides a wide range of financial services.
I’ll go over the BayCoast Bank bonuses & offers below.
BayCoast Bank $222 Checking Bonus
Earn a $222 bonus when you open a new checking account with qualifying activity.
- What you’ll get: $250 Bonus
- Eligible account: Checking
- Where it’s available: MA, RI (Bank Locator)
- Credit Inquiry: Unknown
- Direct Deposit Required: Yes
- Monthly Fee: $3-$15; waivable
- How to earn it:
- Open any BayCoast Bank personal checking account using code BCB222.
Set up one or more direct deposits to your new account for three consecutive months.
- Open any BayCoast Bank personal checking account using code BCB222.
(Offer Expires 01/31/2023)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Use code BCB222. Receive $222.00 by opening any BayCoast Bank personal checking account and establishing direct deposit.
- To qualify for the $222.00 direct deposit incentive, customer must receive one or more direct deposits for 3 consecutive months that total $250.00 or more each month.
- Direct deposits are automatic electronic deposits made through the ACH network to your account by someone else, such as an employer issuing payroll or a government or retirement plan paying benefits.
- It may not include deposits to your account that are made by an individual using online banking, an Internet payment provider, or a merchant advancing payroll using a debit card.
- Offer valid for new accounts opened by 1/31/2023.
- Must be 18 years or older to open an account.
- Customer must not have had an open BayCoast Bank checking account within the last 6 months.
- Customer has up to 150 days after account opening to take the necessary action(s) to qualify for the incentive and account must be open and in good standing.
- A $222.00 credit will be applied within 30 days of completing these requirements.
- Starter checks will be provided at no cost following account opening upon request.
- Present this offer in person at account opening or enter the promotion code during the online account opening process to be eligible for this offer.
- Only one account is eligible for this offer. Offer is exclusive, nontransferable, cannot be combined with any other offer, and is subject to change at any time.
- Employees of BayCoast Bank and its subsidiaries are not eligible.
BayCoast Bank $250 Checking Bonus (Expired)
Earn $250 when you open a new, eligible direct checking account. Use promo code BCB250.
- What you’ll get: $250 Bonus
- Eligible account: Direct Checking
- Where it’s available: MA, RI
- Credit Inquiry: Unknown
- Direct Deposit Required: Yes
- Monthly Fee: $3-$15; waivable
- How to earn it:
- Open a Direct Checking with direct deposit and get a $100 incentive
- Make 12 posted debit card purchases within 90 days and get a $50 incentive
- Sign up for eStatements and get a $25 incentive
- Make a bill payment and (or) a mobile deposit and get $25
- Open a safe deposit box and receive a $40 credit toward your annual fee
- Receive your first order of starter checks with a $10 first order credit
- Use promo code BC250 when applying
(Offer Expires 12/31/2021)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Must be 18 years or older to open an account.
- Customer must not have had an open BayCoast Bank Direct Checking account within the last 12 months.
- Customer has 90 days after account opening to take the necessary action(s) to qualify for the incentive(s).
- Only one account is eligible for this offer.
- Offer is exclusive, nontransferable, cannot be combined with any other offer, and is subject to change at any time.
- Employees of BayCoast Bank and its subsidiaries are not eligible.
- Direct deposits are automatic electronic deposits made through the ACH network to your account by someone else, such as an employer issuing payroll or a government or retirement plan paying benefits.
- It may not include deposits to your account that are made by an individual using online banking, an Internet payment provider, or a merchant advancing payroll using a debit card.
- ATM transactions do not qualify as debit card purchases.
- Enrollment in online banking is required to sign-up for eStatements, make bill payments, and perform mobile deposits.
- Safe deposit boxes are not available at all branch locations and availability varies by branch.
How To Waive Monthly Fees
- Direct Checking: $3 monthly fee, waived if maintained average daily balance of $1,500.00 or one direct deposit per statement cycle
- Preferred Checking: $15 monthly fee, waived if maintained average daily balance of $5,000 in combined deposit balances & mortgage loan balances (including HELOC & home equity loans)
- Active Checking: $10 monthly fee, waived if average daily balance of $1,500.00 for the statement cycle or satisfaction of all quali?cation requirements during a quali?cation period
- Student Checking: $6 monthly fee, waived if you are 23 years or younger
- Senior Checking: $6 monthly fee, waived if you are 65 years or older
- Honor Checking: $5 monthly fee, waived if you are active and retired armed services personnel and veterans. One direct deposit per statement cycle
- Small Business Checking: None
- Business Analysis Checking: Competitive earnings credit to offset monthly activity charges with a minimum daily balance of $500.00
- Right Fit Checking: Interest compounded and paid monthly. Minimum balance to obtain interest: $10.00.
- Municipal/Non-Profit Checking: Interest compounded and paid monthly. Minimum balance to obtain interest: $500.00.
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Conclusion
The BayCoast Bank offers great features for you to be able to manage your funds. Additionally, you can open this account in person or online. If you are interested, be sure to apply today!
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Furthermore, feel free to comment on this post with any questions you may have about BayCoast Bank, their accounts they offer, or coupon codes.
Lastly, check back often for more BayCoast Bank Bonuses, Promotions, or Offers!
