Learn more about BayFirst National Bank bonuses, promotions, and offers here!
Currently, they have a $500 when you open a new checking & savings account and meet all the requirements.
BayFirst National Bank Bonuses Review
BayFirst National Bank is headquartered in Saint Petersburg and is the 32nd largest bank in the state of Florida. It is also the 1,088th largest bank in the nation. It was established in 1999 and as of March of 2022, it had grown to 581 employees at 7 locations.
I’ll go over all BayFirst National Bank Bonuses below.
BayFirst National Bank $500 Checking & Savings Bonus
BayFirst National Bank is offering a $500 bonus when you open a new qualifying checking & savings account.
- What you’ll get: $500 Bonus
- Eligible account: Checking & Savings Account
- Where it’s available: FL
- Monthly Fee: $0-$10; see below on how to waive
- Direct Deposit Required: Yes
- How to earn it:
- To qualify for the $400 bonus, you must be a new BayFirst checking customer and qualified to open a checking account in accordance with our normal standards.
- You must establish direct deposit to your new account.
- Your account must remain open in order to receive the $400 bonus.
- At the end of each monthly statement cycle a deposit match of $100 will be deposited for up to 4 monthly statement cycles, totaling up to $400.
- Each monthly direct deposit must equal $100 or more to qualify for the monthly bonus match.
(Expires 03/16/2024)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- To qualify for the $400 bonus, you must be a new BayFirst checking customer and qualified to open a checking account in accordance with our normal standards. You must establish direct deposit to your new account. Your account must remain open in order to receive the $400 bonus. At the end of each monthly statement cycle a deposit match of $100 will be deposited for up to 4 monthly statement cycles, totaling up to $400. Each monthly direct deposit must equal $100 or more to qualify for the monthly bonus match. This offer cannot be combined with any other offers or coupons, may change at any time, and may be withdrawn at any time. This offer applies to simply free checking accounts only. There is a $100 minimum to open and no minimum balance required. The $400 bonus will be reported to the IRS in accordance with applicable law. This is not an interest-bearing account. Offer not available for BayLive Checking Accounts. Offer expires 03/16/2024.
BayFirst National Bank $150 Kids Savings Bonus
BayFirst National Bank is offering a $150 bonus when you open a new qualifying savings account.
- What you’ll get: $150 Bonus
- Eligible account: Savings Account
- Where it’s available: FL
- Monthly Fee: $0-$10; see below on how to waive
- Direct Deposit Required: Yes
- How to earn it:
- To qualify for the $150 Cash Kids Club bonus, You must be new BayFirst customer and qualified to open an account.
- BayFirst will match and pay up to $25 for deposits made per statement cycle for the first six statement cycles.
- To receive bonus payment, account must be open at least until bonus payment is credited to the account.
- Payment will be made each statement cycle.
(Expires 03/16/2024)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Cash Kids Club: To qualify for the $150 bonus, you must be a new BayFirst savings customer and qualified to open a savings account in accordance with our normal standards.
- Account must remain open to receive the $150 bonus.
- At the end of each monthly statement cycle a deposit match of up to $25 will be deposited for up to 6 monthly statement cycles, totaling up to $150.
- Each monthly deposit, auto transfer, or direct deposit must equal $25 or more to qualify for the monthly bonus match. This offer cannot be combined with any other offers or coupons, may change or be withdrawn at any time. This offer applies to Cash Kids’ Savings accounts only.
- Cash Kids Club Savings is a tiered, interest-bearing savings account.
- The interest rate and corresponding annual percentage yield (APY) are tiered. If the daily balance in the account is $500.00 or less, the interest rate paid on the entire balance will be 4.92% with an APY of 5.04%. An interest rate of 2.97% will be applied on daily balances between $501.00 and $3,000, the APY for this tier will range from 5.04% to 3.35% depending on the balance in the account.
- An interest rate of 1.73% will be applied on daily balances above $3,000, the APY for this tier will range from 3.35% to 1.75%, depending on the balance in the account.
- Interest rate is effective as of 01/09/24.
- Rates are variable and are subject to change at the bank’s discretion.
- Rates are calculated on a daily balance method. Fees may reduce earnings. No minimum balance requirement. Minimum to open is $10.00.
- Limited to one Cash Kids Club Savings account per child. You may make six (6) withdrawals/transfers from your account each month, by pre-authorized or automatic transfer, or telephone (including data transmission) agreement, order or instruction.
- Transfers and withdrawals made in person, by mail, or at an ATM are unlimited.
- The methods of account access vary by product type, and certain account access methods may not be available with all products.
- At the age of thirteen (13), the account will be converted to a Statement Savings account.
- Offer expires 03/16/2024.
BayFirst National Bank Up to $650 Account Bonuses (Expired)
BayFirst National Bank is offering a $650 bonus when you open a new qualifying checking account.
- What you’ll get: $650 Bonus
- Eligible account: Checking Account
- Availability: FL (Bank Locator)
- Credit Inquiry: Unknown
- Monthly Fee: $0-$10; see below on how to waive
- Direct Deposit Required: Yes
- How to earn it:
- To qualify for the $350 bonus, you must be a new BayFirst checking customer and qualified to open a checking account in accordance with our normal standards. You must establish direct deposit or auto transfer to your new account.
- To qualify for the $150 bonus, you must be a new BayFirst Statement Savings customer and qualified to open a savings account in accordance with our normal standards.
- To qualify for the $150 Cash Kids Club bonus, must be new BayFirst customer and qualified to open an account in accordance with our normal standards.
(Expires 07/30/2022)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Terms and conditions apply.
- Click the button to learn more.
BayFirst National Bank $250 Checking Bonus (Expired)
BayFirst National Bank is offering a $250 bonus when you open a new qualifying checking account.
- What you’ll get: $250 Bonus
- Eligible account: Checking Account
- Where it’s available: FL
- Monthly Fee: $0-$10; see below on how to waive
- Direct Deposit Required: Yes
- How to earn it:
- To qualify for the $250 bonus, you must be a new BayFirst checking customer and qualified to open a checking account in accordance with our normal standards.
- You must establish direct deposit or auto transfer to your new account.
(Expires 06/30/2022)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- To qualify for the $250 bonus, you must be a new BayFirst checking customer and qualified to open a checking account in accordance with our normal standards.
- You must establish direct deposit or auto transfer to your new account.
- Your account must remain open in order to receive the $250 bonus.
- BayFirst will match up to $250 for direct deposits or auto transfers within the first 90 days of account opening.
- The deposit match will be deposited on the 91-100 day after account opening.
- This offer cannot be combined with any other offers or coupons, may change at any time, and may be withdrawn at any time.
- This offer applies to simply free checking accounts only.
- There is a $100 minimum to open and no minimum balance required.
- The $250 bonus will be reported to the IRS in accordance with applicable law.
- This is not an interest bearing account.
- Account must be opened by 06/30/22.
How to Waive Monthly Fees
- Simply Free: No monthly fee
- Advantage Interest: $10 or $0
- TrendSetters: No monthly fee
- Essential: $1.95
- Free Business Checking: No monthly fee
- NOW Business Interest Checking: $15 monthly maintenance fee
- Commercial Interest Checking: $15 monthly fee waived with a balance of $25,000
- Classic Business Checking: $15 monthly maintenance fee
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Conclusion
Consequently, make sure to check out BayFirst National Bank to learn more about the current promotions! Furthermore, this bonus is fairly straightforward and easy to earn, so take advantage if it interests you! I would check with your local CSR if this triggers a soft or hard pull.
Lastly, feel free to comment below and let us know about how your experience went. We value your feedback and will continue to keep you posted on the latest bank offers nationwide.
Additionally, BayFirst National Bank CD rates are fairly competitive compared to traditional banks. However, its hard to compete with online banks, so check our best rates Savings, Money Market, and CD accounts.
Furthermore, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Check back often for more BayFirst National Bank Bonuses, Promotions, or Offers!
