The BBVA Rewards Credit Card has an introductory offer of: $100 Account Credit when opening a brand new BBVA Rewards Credit Card. You would have to make at least $1,500 in expenses on your card within the first 90 days of opening your account.
Even though this isn’t the best welcome offer you could receive, it’s still a decent no annual fee card to own. you open a new BBVA Rewards Card, and make $1,500 in purchases in the first 90 days of account opening. See our list for more credit cards such as the Chase Freedom Unlimited® card.
This BBVA Rewards credit card will offer you an unlimited 2% reward for all expenses with the $1,000 for monthly direct deposits for your BBVA account. However, these rewards will decline to about 1.5% without doing the monthly direct deposit.
Using this BBVA Rewards credit card will be great for people who want a card with more flexibility to gain unlimited 2% rewards wherever a Visa card can be used. There are also no limitations placed on this card for how much you can gain out of the bonus options offered.
However, there is more to this card. This card is only offered in about 7 states, so you would need to live in one of them to be able to qualify for this credit card offer (more on that later).
BBVA Rewards Card Quick Facts
Bonus Available | Receive a $100 account credit when opening a new BBVA Rewards Card and spending at least $1,500 within the first 90 days of having your account open. |
Bonus Value | $100 |
Ongoing Rewards/Benefits | Gain unlimited 2% rewards for all expenses with $1,000 in monthly direct deposits to a BBVA deposit account |
Foreign Transaction Fees? | 3% |
Annual Fee | $0 |
Recommended Free Credit Score (Get Free Score)
630 – 850 (Average – Excellent)
*If interested see our list of BBVA Bank bonuses for Checking & Savings accounts.*
Pros
- No annual fee
- Welcome bonus
Cons
- Limited availability
- Minimum redemption requirement
- Points expire
- Foreign transaction fees
Editors Alternate Pick
![]() The Chase Freedom Unlimited® Card offers a $250 bonus after spending $500 on purchases in your first 3 months from account opening. Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. In addition, you can earn: • 6.5% cash back on travel purchased through Chase TravelSM, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase TravelSM, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. Member FDIC |
BBVA Rewards Card $100 Account Credit Offer
Make use of the BBVA Rewards card’s introductory account credit offer of: $100.
You must charge your card with a minimum of $1,500 in the first 90 days of having your account open to be able to qualify for this credit card offer.
Here are some ideas on meeting the spending requirement:
What are BBVA Rewards Points Worth?
Compared to other rewards credit cards, the value you would receive for these points would be consistent. It will be worth about $0.01 for each point, it won’t matter how you decide to use these points. Redeeming your points will give you a few choices such as:
- Statement credits
- Travel
- Merchandise
- Gift cards
In other words, if your points are used towards statement credits, you would have to redeem a minimum of 2,500 points ($25) each time.
Remember, that these points will expire in 36 months after you have received them, so be sure to use them before then.
BBVA Rewards Card Availability
This BBVA Rewards credit card is limited to certain locations that have a BBVA Bank close by. These areas will include:
- Alabama
- Arizona
- California
- Colorado
- Florida
- New Mexico
- Texas
If you don’t reside in one of theses states listed above, then you should look into a different credit card that is more available nationwide.
Bottom Line
The BBVA Rewards card will be a great card to have if you want an easy way to earn unlimited 2% rewards for qualifying expenses. But, since this card is pretty restricted for limited bonus options, you wouldn’t be able to use your rewards to their full potential with rewards spending.
(Visit BBVA Rewards for more information)
What’s the Competition?
There are some of BBVA Rewards credit card’s top competitors listed below.
![]() The Capital One Savor Cash Rewards Credit Card offers a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; variable APR after that; balance transfer fee applies You'll earn: • 3% Cash Back at grocery stores (excluding superstores like Walmart and Target), on dining, entertainment and popular streaming services. • 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply). • 8% Cash Back on Capital One Entertainment purchases. • 1% Cash Back on all other purchases. This card comes with no annual fee and no foreign transaction fees. |
![]() The Chase Freedom FlexSM offers a $200 bonus after spending $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |