BECU Bonuses: $100, $200 Checking, Referral Promotions (ID, OR, WA)

Find all the latest BECU promotions, bonuses, and offers here.

Right now, BECU is offering bonuses of $100, $200 when you meet the requirements.

BECU Bonuses Review

BECU (Boeing Employees Credit Union) was formed in 1935 but has since expanded their reach across Idaho, Oregon, and Washington. Currently with 56 locations, they offer money market rates that are 93% higher than the national average, and boasts an A+ health rating.

I’ll go over all BECU bonuses & offers below.

BECU $200 Checking & Savings Bonus

BECU is offering members a chance to earn a $200 bonus for opening a checking and savings account and meets the requirements.

• What you’ll get: $200 Bonus
• Eligible account: Checking & Saving Account
• Availability: WA, OR, ID (Bank Locator)
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: $0
• How to earn it:
  • Open a new BECU checking and savings account using promo code PASSPORTMBR
  • Transaction Requirements:
  • Option A: Complete five or more qualifying actions from this list:
    • Make a purchase using your BECU debit Mastercard
    • Write a check or electronic check
    • Make a payment using BECU Bill Pay
  • Option B: Deposit $500 or more into your checking account.

(Expires 12/31/2024)

Fine Print

• For new BECU members only, age 18 and older. Must be within BECU’s field of membership and be eligible to open and maintain membership; not everyone will qualify. New members who are rejoining but have had a membership relationship with BECU in the last six (6) months do not qualify. Business, Fiduciary, Zero-Dividend, HSA, and Early Saver accounts are not eligible to receive deposit bonuses. BECU employees are not eligible. Must establish and maintain membership by opening a Member Share savings and also a checking account using promo code PASSPORTMBR by December 31, 2024, and meeting the transaction requirements within 30 days of account opening. Accounts must remain open for 90 days or more. BECU reserves the right to terminate this offer at any time. Other terms, limitations, and conditions apply. Cannot be combined with any other offers except for the Financial Health Check Offer below. Limit one offer per member. Check with BECU for current Annual Percentage Yield (APY) of accounts. The $200 bonus deposit to your Member Share savings account will occur within 120 days of establishing the qualifying accounts if the transaction requirements were met in the first 30 days. Account must be in good standing at time of fulfillment to qualify. Bonus will be reported to the IRS on form 1099INT at year end as interest income. BECU is not required to pay the promotional incentive for accounts opened without the appropriate Promo Code. BECU reserves the right to terminate this offer at any time.
• To meet the transaction requirements, you must open and maintain active Member Share or Member Advantage savings and also a checking account. You must complete five or more qualifying transactions using the checking account or deposit transaction(s) of $500 or more into the checking account within 30 days of account origination. Checking transactions, POS withdrawals, international ACH withdrawals, ATM transfer debits, electronic checks, ATM withdrawals, checks, and external withdrawals are defined as qualifying transactions. External deposits, ATM deposits, ATM transfer credits, new account deposit, and international ACH transaction deposits are defined as qualifying deposits.

BECU $100 Referral Bonuses

BECU is offering members a chance to earn a $100 bonus for referring a friend who opens a checking account and meets the requirements.

• What you’ll get: $100 Bonus
• Eligible account: Checking & Saving Account
• Availability: WA, OR, ID
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: $0
• How to earn it:
  • Send your friend your unique referral code along with the promo code REFER.
  • Your friend joins BECU and opens a Member Share or Member Advantage savings and also a checking account using the promo code REFER, along with your unique referral code. They’ll need both codes to open their new accounts.
  • Your friend meets the account qualification requirements within the first 30 days?of opening their accounts (see below) and keeps their accounts open for at least 90 days.
    • To qualify, new members must perform 10 qualifying transactions within the first 30 days of joining BECU, including any combination of the following:
      • Make purchases using their BECU debit or credit card3.
      • Write paper or electronic checks.
      • Make payments using bill pay.
  • After your friend meets the account qualification requirements, $100 will be deposited into your account, as well as your friend’s account.

(Expires 12/31/2024)

Fine Print

• You can apply for membership and open a checking account in-person at any BECU location or online at BECU’s website.
• The referred friend must enter the promo code REFER and the referring member’s unique referral code at time of application.
• BECU is not required to pay the promotional incentive for accounts opened without the appropriate promo code and referral code.
• Referring member must be 18 years or older, in good standing, a primary on a Member Share or Member Advantage savings account.
• Referred friend must not be an existing member, must be 18 years or older, within BECU’s field of membership, and be eligible to open and maintain membership.
• Not all applicants will qualify.
• Referred friends who were a BECU member during the past six months and are now rejoining BECU do not qualify for the Refer-a-Friend promotion.
• Accounts must remain open in good standing for at least 90 days.
• Joint account holders, Business, Fiduciary, HSA, Zero Dividend, and Early Saver account holders and BECU employees are not eligible to participate in the Refer-a-Friend promotion.
• Referring members may refer a maximum of 25 people during each session and a maximum of 500 times throughout the entirety of the Refer-a-Friend promotion.
• New member and referring member will receive the $100 bonus deposit to the Member Share or Member Advantage savings account within 120 days of opening qualifying accounts, provided that they meet the transaction requirements within 30 days and keep accounts open and in good standing for at least 90 days.
• BECU will not deposit bonus funds to closed accounts or accounts not in good standing.
• $100 bonus deposit will be reported for the new member as interest income to the IRS on Form 1099-INT at year-end and may be reported to the IRS on Form 1099-MISC for the referring member.
• Other terms, limitations, and conditions may apply.
• Check with BECU for current Annual Percentage Yield (APY) of accounts.
• BECU reserves the right to terminate this offer at any time.
• This promotion cannot be combined with any other promotions.

BECU $100 Checking Bonus (Expired)

BECU is offering a $100 bonus when you open a new qualifying checking savings account and complete the requirements.

• What you’ll get: $100 Bonus
• Eligible account: Checking & Saving Account
• Availability: WA, OR, ID
• Credit Inquiry: Soft Pull
• Direct Deposit Required: No
• Monthly Fee: $0
• How to earn it:
  • Seahawks teammates may be eligible to receive a $100 bonus for opening a savings and checking account and meeting our simple transaction requirements.
  • $100 for opening a checking and savings account and meeting simple transaction requirements
  • Perform 5 or more qualifying actions from this list:
    • Make a purchase using your BECU Debit Mastercard®
    • Write a check or electronic check
    • Make a payment using bill pay
    • OR
    • Deposit $500 or more into your checking account
  • Plus, you could get $50 for completing a Financial Health Check with trained specialists who can help you achieve your financial goals.
  • Promo code: SEAHAWKSNEW

(Expires 12/31/2022)

Fine Print

• For new BECU members only, age 18 and older. Must be within BECU’s field of membership and be eligible to open and maintain membership; not everyone will qualify. New members who are rejoining but have had a membership relationship with BECU in the last six (6) months do not qualify. Business, Fiduciary, Zero-Dividend, HSA, and Early Saver accounts are not eligible to receive deposit bonuses. BECU employees are not eligible. Must establish and maintain membership by opening a Member Share savings and also a checking account using promo code SEAHAWKSNEW by December 31, 2022, and meeting the transaction requirements within 30 days of account opening. Accounts must remain open for 90 days or more. BECU reserves the right to terminate this offer at any time. Other terms, limitations, and conditions apply. Cannot be combined with any other offers except for the Financial Health Check Offer below. Limit one offer per member. Check with BECU for current Annual Percentage Yield (APY) of accounts. The $100 bonus deposit to your Member Share savings account will occur within 120 days of establishing the qualifying accounts if the transaction requirements were met in the first 30 days. Account must be in good standing at time of fulfillment to qualify. Bonus will be reported to the IRS on form 1099INT at year end as interest income. BECU is not required to pay the promotional incentive for accounts opened without the appropriate Promo Code. BECU reserves the right to terminate this offer at any time.
• To meet the transaction requirements, you must open and maintain active Member Share or Member Advantage savings and also a checking account. You must complete five or more qualifying transactions using the checking account or deposit transaction(s) of $500 or more into the checking account within 30 days of account origination. Checking transactions, POS withdrawals, international ACH withdrawals, ATM transfer debits, electronic checks, ATM withdrawals, checks, and external withdrawals are defined as qualifying transactions. External deposits, ATM deposits, ATM transfer credits, new account deposit, and international ACH transaction deposits are defined as qualifying deposits.
• New or existing member must schedule and complete a Financial Health Check by December 31, 2022, in order to qualify. Only one FHC bonus per member and per account. You must mention SEAHAWKSNEW when you schedule your financial health check to receive the bonus. Must be 18 or older to qualify. Member must not have gone through any Financial Health Check in last 12 months. The $50 bonus deposit to your Member Share savings account will occur within 60 days of completing the financial health session and may be reported to the IRS on form 1099MISC. The Member Share/Member Advantage accounts must be open and in good standing at the time of the bonus deposit. Offer expires December 31, 2022. BECU is not required to pay the promotional incentive for a Financial Health Check completed without the appropriate Promo Code. BECU reserves the right to terminate this offer at any time.

How To Waive Monthly Fees

• BECU Checking: None
• Member Advantage: None
• Free Checking: None
• Teen & Youth Checking: None
• Beyond Teen Checking: None
• BECU Savings: None
• Early Saver Youth Account: None
• Business Basic Checking: None
• Business Interest Checking: None

Conclusion

BECU offers a variety of promotional offers! You can earn a decent referral bonus so be sure to take advantage if this account interests you!

This bonus from BECU is super simple to earn and I recommend taking advantage of this offer before it expires. BECU money market rates are alright for a traditional bank, but it is hard to beat an online bank, so check our best rates Savings, Money Market, and CD accounts.

• Best Savings/Money Market rates
• Best CD Account rates

If you’re not local to any of the States above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.

Feel free to comment on this post with any questions you may have about BECU or information on something we missed!

Check back often for more BECU Bonuses, Promotions, or Offers!