If you are transferring money in or out of your BECU checking or savings account, then it is necessary to know your banks routing number. This will give your account an address to send money too.
Be sure to continue reading our post below to find out how to find your BECU routing number and learn more about money transfers.
What Is a Routing Number?
A routing number is a 9-digit code that banks use to identify themselves. Think of it as an address that lets other banks know where to find your money. Routing Numbers are used to identify your bank whenever you make a financial transaction like writing a check, setting up direct deposit, or using your bank’s Bill Pay feature.
You need your routing number for many tasks, including:
- ACH payments
- Setting up direct deposit
- Receiving benefits from the government, including tax refunds
- Transferring money between accounts at different banks or investment firms
- Automatic bill payment
- Domestic wire transfers
BECU has branches all throughout the United States and has different routing numbers or “addresses” for different regions. To find out the right BECU routing number for you, check out the list below.
BECU Routing Numbers
The routing number for all BECU bank accounts is 325081403.
This includes for savings accounts as well—they use the same routing numbers as checking accounts. The BECU routing number is the same for every state in the country as well.
How to Find BECU Routing Numbers
- Use a Check: You can find your routing and bank account number on the bottom of the checks connected to your checking account. The 9-digit routing number is on the bottom left of the check. The long series of digits beside it is your account number.
Different Routing Numbers for Wire Transfers
The routing number on your checks is used primarily to help move money between your bank account and someone else’s account. Wire transfers have fees and they use a different set of numbers. You’ll also want to verify the exchange rate if you are transferring to a foreign bank. You can verify this with BECU online or by calling.
Here are the BECU routing numbers for wire transfers:
Domestic Wire Transfer ABA: 325081403
International Wire Transfer: 59 Beneficiary ABA: //FW325081403
Author’s Verdict
If you bank with BECU, then knowing or keeping your routing number on you is important when it comes to managing your finance. Having this on hand will help you set up direct deposit, automatic payment, or wire transfer.
If you’re interested in researching new banks, go through our posts about Best Bank Bonuses, Best Savings Account Rates, and Best Credit Card Bonuses. Be sure to soak in all this information when choosing the right bank for you!