I’m sure by now that most of you get the gest of what caliber the Chase Sapphire Reserve belongs in and most of you who have applied for the card on the given launch date (August 21, 2016), should have already received this card this monday if you were the lucky crowd that bypassed the 5/24 Rule. Now, everyone should know already the wonderous features such as the $300 annual credit for travel purchases, $100 statement credit for Global/TSA, Priority Pass Select, etc,. But there are some other benefits to look into that makes this card all the more well-rounded.
Editor’s Note: Be sure to read my extensive review of the Chase Sapphire Reserve to learn more!
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Chase Sapphire Reserve Card Summary:
- Apply Now
- Maximum Bonus: 100,000 UR Points
- Spending Requirement: You must spend $4,000 on purchases in the first 3 months from account opening
- Annual Fee: $450, not waived for the first year
- Bonus Worth: The 100K points alone is worth $1250 towards airfare/hotel.
- Expiration Date: No expiration
- Additional Advice: We recommend combining it with another Ultimate Rewards-earning card, such as the no annual fee cash-back card Chase Freedom Card. This way, you can transfer the points you earn on the Chase Freedom to your Chase Sapphire Reserve Card account and redeem them for more than 1 cent per point.
- Since both cards are on the Ultimate Rewards platform, you can also combine the points instead of using two different rewards platforms. That’s an immediate 25% increase on the value of your points when used for travel.
- Alternative Credit Card Bonuses:
Chase Sapphire Reserve Card Key Benefits:
- No foreign transaction fees
- $300 annual credit for travel purchases such as airfare and hotels
- $100 statement credit for Global Entry
- Priority Pass Select for access to airport lounges
- Visa Infinite benefits; $25 food and beverage credit at the Luxury Hotel Collection and complimentary car rental elite status with Avis, National, and Silvercar
Editor’s Note: Considering that you can reap the $300 Annual Travel Credit once per calendar year, you will be able to use that credit on a flight in 2016 and another one in 2017 all before the annual fee is posted.
Chase Sapphire Reserve Support Benefits:
- Primary rental car auto insurance
- Roadside assistance up to $50 per incident, 4 times per year
- Lost luggage reimbursement for yourself and immediate family, up to $3,000 per passenger
- Baggage delay insurance for up to $100 a day for 5 days on delays of 6+ hours
- Trip cancellation & interruption insurance up to $10,000 per trip
- Trip delay reimbursement up to $500 for delays of 6+ hours
- Travel and emergency assistance for legal and medical referrals
- Emergency evacuation & transportation, up to $100,000
- Emergency medical & dental benefit, up to $2,500
- Accident insurance for death or dismemberment, up to $1,000,000
Protection On Purchases:
- Extended one-year warranty on eligible warranties of 3 years or less from US manufacturers
- Price protection within 90 days, up to $500 per item, $2,500 per year
- Purchase protection for 120 days, up to $10,000 per claim and $50,000 per year
- Return protection within 90 days of purchase, up to $500 per item, $1,000 per year
Other Useful Benefits:
- 24/7 access to your account and to someone who can help you with it
- Access to concierge to book tickets and make reservations
- Access to special travel opportunities and exclusive cardmember experiences
- Fraud protection & alerts
Conclusion:
The Chase Sapphire Reserve is simply put, a jam-packed worth of benefits into one card. Now, hopefully you wouldn’t have to use some of these benefits ever in your lifetime (Accident insurance for death or dismemberment), but it definitely offers some reassurance considering that your flight or bag could always be in a situation that it’s delayed.
Take into consideration that this card displays the utmost well-rounded abilities that I’ve seen in any card in this market, with key features such as $300 annual travel credit, priority select pass, global entry, etc., it’s just an overwhelming amount of benefit. Be sure to also take a gander at our Chase Sapphire Reserve Review as well as our complete list of Chase Card Promotions or Credit Card Promotions.
