Take advantage of the latest Berkshire Bank bonuses, promotions and offers here.
Update 3/19/25: The previous $200 bonus offer has been increased to $300 and available through 7/31/25.
Berkshire Bank Bonuses Review
Berkshire Bank is an independent community bank that has been providing quality financial products and services for over 160 years.
I’ll review the current Berkshire Bank bonuses below.
Berkshire Bank $300 Checking Bonus
Earn a $300 bonus when you open a new account and meet the requirements.
- What you’ll get: $300 Bonus
- Eligible account: Checking, Savings, CD or Money Market
- Where it’s available: CT, MA, NY, TN, VT (Branch Locator)
- Credit Inquiry: Soft Pull or Hard Pull?
- Direct Deposit Required: Yes
- Monthly Fee: $0-$7; waivable
- How to earn it:
- Open a new Berkshire One Checking account.
- Set up recurring direct deposits totaling $1,000 or more per month for 3 consecutive months.
(Expires 07/31/2025)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Banking products are provided by Berkshire Bank: Member FDIC. Equal Housing Lender. Berkshire Bank is a Massachusetts chartered bank. Rates are subject to change at any time.
- The $300 reward is not valid for Berkshire Bank clients with an existing Berkshire Bank checking account and is limited to new Berkshire One checking clients that set up Direct Deposit through the Berkshire Bank online banking platform.
- New Berkshire One Checking Clients who set up recurring direct deposits totaling $1,000 or more per month for 3 consecutive months into their Berkshire One Checking account will receive $300. To qualify for the $300, the Berkshire One Checking Client must successfully complete their Direct Deposit switch through Berkshire Bank’s online banking platform or Mobile app Direct Deposit tool by July 31, 2025. Direct deposits set up in branch or directly with the payroll provider outside of the Berkshire Bank online banking platform or mobile app will not qualify for this offer.
- Eligibility and Exclusions-The Direct Deposit credit is only valid by using Berkshire’s online banking platform to set up your direct deposit. Must be at least 18 years of age to use Direct Deposit and to be eligible for credit. Client can only receive one $300 credit for this promotion. Direct Deposit setup must be submitted through pinwheel by July 31, 2025 to be eligible for this promotion. Direct deposits must total $1,000 or more into a single Berkshire One Checking account per month for 3 consecutive months to qualify. All account specific qualifications must be met to qualify for credit. The program may be discontinued or changed at any time without notice.
- Credit Information-The client’s Berkshire One Checking account must remain open, active, and in good standing. The Berkshire One Checking account must receive a combined direct deposit of $1,000 or more per month for three (3) consecutive months. The first direct deposit must be received within 45 days of Direct Deposit submission (or form download). The calendar month following the third qualifying direct deposit, Berkshire Bank will credit $300 into the customer’s Berkshire One Checking account set up using Direct Deposit. The client will see the credit reflected in their statement with the description “Direct Deposit 1H2025 Credit.” Direct Deposit credits may be reportable to the IRS on Form 1099-MISC.
- This Direct Deposit promotion is scheduled to end on July 31, 2025. Any direct deposit that is set up after July 31, 2025, will not be eligible for the Direct Deposit credit under the above terms.
- In addition, Berkshire Bank may refuse payment to a customer under the program if it has a good faith belief that the individual has provided false, misleading, or deceptive information while participating in the Direct Deposit program or establishing corresponding accounts.
- Direct Deposit is offered through Pinwheel. Berkshire Bank has a relationship with Pinwheel to offer services to its clients.
Berkshire Bank $100 Referral Bonus
- What you’ll get: $100 Bonus
- Eligible account: Personal Checking
- Where it’s available: CT, MA, NY, TN, VT
- Credit Inquiry: Soft Pull or Hard Pull?
- Direct Deposit Required: Yes
- Monthly Fee: $0-$7; waivable
- How to earn it:
- Invite Friends to Berkshire One Checking and earn up to $400 in 3 easy steps:
- Invite. Use your email template or share your referral link to let your friends know about Berkshire Bank.
- Apply. Your friends apply for accounts using your referral code.
- Receive. If their application is approved and qualifying activities are met, you’ll each get $100 in your accounts!
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Refer a Friend: Existing Berkshire Bank customers making a referral (“Referrer”) will receive $100 for each eligible individual referred to Berkshire Bank (“Referred Person”) who is a new customer without an existing Berkshire Bank relationship, who utilizes the personalized link provided by the Referrer to open a Berkshire One checking account, successfully submits the application using the referral code by December 31st, 2024, and completes the other requirement specified in the Refer a Friend disclosure.
- Other Berkshire Bank checking products do not qualify.
- The initial Referrer may receive up to a maximum of $400 within a calendar year for participating in the Refer a Friend program.
- “Calendar Year” is a one-year period that begins on January 1st and ends on December 31st.
- For more details on eligibility and how to make a referral, read our Refer a Friend Disclosure.
How To Waive Monthly Fees
- Free Checking: None
- NOW Checking: $7 monthly fee, waivable by maintaining the $750 minimum balance
- eXciting Military Checking: None
- Teen Checking: None
- GPS Checking: None
- Business Checking 500: None
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Conclusion
If you live near an Berkshire Bank location, you have the chance to earn bonuses. There are a vast array of promotions from Berkshire Bank, that’s why we aim to provide the best and most up to date bank bonuses currently available!
While these bank promotions are rather attractive, you can also take advantage of our list of Savings, Money Market, and CD rates.
Definitely take a look at our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Feel free to comment on this post with any questions you may have about Berkshire Bank, their accounts they offer, or any experiences you have had!
Check back often for more Bonuses, Promotions, or Offers!
