See all the best 0% APR balance transfer credit card promotions to help people consolidate their credit card debt onto one card to save money on interest charges. Below is a complete list of introductory 0% APR interest rate on credit card balance transfers from Chase, Citibank, Bank of America, American Express, Barclaycard, Capital One, U.S. Bank, and many more. By getting a 0% APR balance transfer credit card, you can pay off your credit card debt and save money on your existing credit card interest rate. Make sure to pay close attention to terms and balance transfer fees before applying. Here are some of the best Balance Transfer credit cards.
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| Chase Private Client | $3,000 Cash | Review |
| Chase Total Checking® | $300 Cash | Review |
| Chase College CheckingSM | $100 Cash | Review |
| J.P. Morgan Self-Directed Investing | Up To $700 Cash | Review |
| Chase Secure BankingSM | $100 Cash | Review |
 The Blue Cash Everyday® Card from American Express offers $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 18.24% to 29.24% variable APR. You'll earn: • 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. • 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%. • 3% Cash Back at U.S. gas stations, on up to $6,000 per year, then 1%. • 1% back on other eligible purchases. Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. There are no annual fees with this card (See Rates & Fees). Terms Apply. |
 The Blue Cash Preferred® Card from American Express offers a $250 statement credit after you spend $3,000 in eligible purchases on your new Card within the first 6 months. Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It(R) to split up large purchases into monthly installments. Pay $0 intro plan fees on plans created during the first 12 months from the date of account opening. Plans created after that will have a monthly plan fee up to 1.33% of each eligible purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors. Low Intro APR: 0% on purchases and balance transfers for 12 months from the date of account opening. After that, your APR will be a variable APR of 18.24% - 29.24%. You'll earn • 6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%). • 6% Cash Back on select U.S. streaming subscriptions. • 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more). • 1% Cash Back on other purchases. • $84 Disney Bundle Credit: With your enrolled Blue Cash Preferred Card, spend $9.99 or more each month on an auto-renewing Disney Bundle subscription, to receive a monthly statement credit of $7. Valid only at Disney Plus.com, Hulu.com or Plus.espn.com in the U.S. Cash Back is received in the form of Reward Dollars that can be redeemed as a statement credit or at Amazon.com checkout. The card does come with a $0 intro annual fee for the first year, then $95. (See Rates & Fees) Terms Apply. |
 The Ink Business Unlimited® Credit Card offers $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. You'll earn an unlimited 1.5% cash back on every purchase made for your business and you'll receive employee cards at no additional cost. This card carries no annual fee. |
 The Ink Business Cash® Credit Card offers $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening. You'll earn: • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year • 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year • 1% cash back on all other card purchases with no limit to the amount you can earn. This card comes with no annual fee. You'll be able to take advantage of employee cards at no additional cost. |
 The Chase Freedom FlexSM offers a $200 bonus after spending $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
 The Chase Freedom Unlimited® Card offers a $250 bonus after spending $500 on purchases in your first 3 months from account opening. Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. In addition, you can earn: • 6.5% cash back on travel purchased through Chase TravelSM, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase TravelSM, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. Member FDIC |
Best Balance Transfer Credit Cards
| Balance Transfer Cards | Promotion | Transfer Fees/Bonus | Annual Fee | Review |
|---|---|---|---|---|
| Citi® Diamond Preferred® Card | 0% Intro APR on balance transfers and purchases for 21 months | Balance transfer fee either $5 or 3% | $0 | Review |
| Citi Simplicity® | 0% Intro APR on balance transfers and purchases for 21 months | Balance transfer fee either $5 or 3% | $0 | Review |
| Citi® Double Cash Card | 0% Intro APR for 18 months on balance transfers and purchases | Balance transfer fee either $5 or 3% | $0 | Review |
| Bank of Hawaii American Express | 0% introductory APR for 18 months on balance transfers and purchases | Balance transfer fee either $10 or 4% | $0 | Review |
| Discover it® 18 Month Balance Transfer Offer | 0% Intro APR for 18 months on balance transfers | Balance transfer fee 3% | $0 | Review |
| HSBC Platinum MasterCard® | 0% Intro APR on Balance Transfers and Purchases for 18 months | Balance transfer fee either $10 or 4% | $0 | Review |
| Truwest Platinum Points Credit Card | 0% Intro APR on Balance Transfers and Purchases for 18 months and $100 bonus | Balance transfer fee 3% | $0 | Review |
| Chase Slate® | 0% Intro APR for 15 months on balance transfers | No intro balance transfer fee for the first 60 days. | $0 | Expired |
| Amex EveryDay® Credit Card | 0% Intro APR for 15 months on balance transfers and purchases | Balance transfer fee either $5 or 3% | $0 | Review |
| U.S. Bank Visa® Platinum Card | 0% Intro APR for 15 months on balance transfers and purchases | Balance transfer fee either $5 or 3% | $0 | Review |
| Discover It® Card Cashback | 0% Intro APR for 14 months on balance transfers and purchases | Balance transfer fee 3% | $0 | Review |
| Discover it® Chrome | 0% Intro APR for 14 months on balance transfers and purchases | Balance transfer fee 3% | $0 | Review |
| NHL® Discover it® | 0% Intro APR for 14 months on balance transfers and purchases | Balance transfer fee 3% | $0 | Review |
| Alliant Visa® Platinum Rewards Card | 0% Intro APR for 12 months on balance transfers | NO balance transfer fee, 10k Bonus Points | $0 | Review |
| Bank of Hawaii American Express | 0% introductory APR for 12 months on purchases | $0 | Review | |
| Blue Cash Everyday® Card from American Express | 0% Intro APR for 12 months on balance transfers and purchases | Balance transfer fee either $5 or 3% | $0 | Review |
| Blue Cash Preferred® Card from American Express | 0% Intro APR for 12 months on balance transfers and purchases | Balance transfer fee either $5 or 3% | $75 | Review |
| Edward Jones World Plus MasterCard® | 0% Intro APR for 12 months on balance transfers | NO balance transfer fee, 10k Bonus Points | $0 | Review |
| NIH FCU Visa Platinum Credit Card | 0% Intro APR for 12 months on balance transfers | Balance transfer fee either $10 or 2% | $0 | Review |
| AmEx EveryDaySM Preferred Credit Card | 0% Intro APR for 12 months on balance transfers and purchases | Balance transfer fee either $5 or 3% | $95 | Review |
| Capital One QuicksilverOne Learn More | 0% Intro APR for 9 months on balance transfers and purchases | NO balance transfer fee | $0 | Review |
| Business Balance Transfer Credit Cards | ||||
| Chase Ink Cash® Business Card | 0% Intro APR for 12 months on balance transfers and purchases | Balance transfer fee either $5 or 5%, $200 Cash Bonus | $0 | Review |
| U.S. Bank Business Edge™ Platinum Card | 0% Intro APR for 12 months on balance transfers and purchases | Balance transfer fee either $5 or 4% | $0 | Review |
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