Best Credit Cards For Office Supply Store Spending

Taking care of the office is a lot harder of a task when you don’t have the proper card to pair with your office supply spendings with and let’s face it, if you’re going to spend your money on something, you should expect rewards out of it right? Well this is why we thought it’d be logical to come up with a “Best Credit Card for your Office Supply Purchases” list.

This list is completed with all the necessary cards we think will give you the better value when maximizing your office spend. There are countless cards out there in the world, but very few fit the requisite of the most suitable office supply card. Keep in mind that we will be reviewing the business credit cards first given that there’s very few personal cards out there that offer a office supply rewards out there.

Chase Ink Business Preferred^SM Summary:

The Ink Business Preferred® Credit Card offers 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase TravelSM. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase TravelSM. This card does come with a $95 annual fee but does not have any foreign transaction fees. Learn More About This Card Here

Chase Ink Plus® Business Cash Summary:

The Ink Business Cash® Credit Card offers $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening. You'll earn: • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year • 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year • 1% cash back on all other card purchases with no limit to the amount you can earn. This card comes with no annual fee. You'll be able to take advantage of employee cards at no additional cost. Learn More About This Card

American Express SimplyCash Plus Business Summary:

With the American Express Blue Business CashTM Card: Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months. 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.49% - 27.49%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99% Plus, earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement. From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power§.Just remember, the amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to American Express and other factors. This card comes with no annual fee (See Rates & Fees). Terms Apply. Learn More About This Card

Business Gold Rewards Card from American Express OPEN Summary:

The American Express® Business Gold Card offers 100,000 Membership Rewards points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.* 0% Intro APR ¤ for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.49% to 27.49% variable APR.* You'll earn more rewards: • 4X Membership Rewards points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.* • 3X Membership Rewards(R) points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.* • Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.* • Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.* This card does carry a $375 annual fee, but no foreign transaction fees. (See Rates & Fees) Terms Apply. Learn More About This Card

Chase United MileagePlus Explorer Card:

The United MileagePlus® Explorer Card earns you an effective 2 miles per $1 spent on all purchases within the categories of restaurants, gas stations, office supply stores, and ticket purchases directly from United. There is no caps attached and The Chase United MileagePlus Explorer card could prove to be more beneficial to you if you travel outside of the United States because there is no foreign transaction fee. Keep in mind that there is a $95 annual fee attached (waived for the first year).

United MileagePlus Explorer Card Summary:

• Apply Now
• Maximum Bonus: 40,000 bonus miles + 5,000 extra bonus miles
• Spending Requirement: You must spend $2,000 on purchases in the first 3 months of signing up, and add an authorized user to your account and make a purchase(within three months).
• Annual Fee: $0 introductory annual fee for the first year, then $95 thereafter
• Bonus Worth: We estimate 45,000 bonus miles is worth at least $400 since you can get domestic round trip flight ticket.
• Expiration Date: No expiration
• Additional Advice: The Chase United MileagePlus Explorer card is beneficial if you travel outside of the United States because there is no foreign transaction fee.  You can use your card all over Europe and not get charged for anything but your actual purchases. But know that it takes awhile to really build up miles to use on flights. With their new policy, they give you 2 miles per every dollar you spend on a flight. That is great for shorter, state hopping flights where the dollar amount out-ways the miles.

Personal Card: Huntington Voice Credit Card:

You will be able to pick your 3x Rewards category per quarter and one of the choices is 3X for Restaurant spend with the Huntington Voice Credit Card. “Marking items off your to-do list is three times as rewarding with triple Office Supply points..” On top of that, this card has no annual fee attached. Keep in mind that you will be capped at $2,000 a quarter.

Huntington Voice Credit Card Summary:

• Apply Now
• Annual Fee: None
• Bonus Worth: None
• Expiration Date: None
• Additional Advice: Keep in mind that you will be capped at $2,000 a quarter

Conclusion:

With tons of valuable rewards cards out there that gives you more with your office supply spend, you’ll be able to maximize your spending with this complete list of Best Credit Cards for your Office Supply needs. In this list, we’ve included all the cards that we believe to be the best card options for your office supply purchases, because we know that office spending can get quite expensive and what’s more rewarding than cash back on what you put your hefty spending on!

Keep in mind that there wasn’t really any personal cards that offered the office supply perk because it’s more of a frequent thing to see business owners spend on office supplies. If you have a personal card that earns Points on Office Supplies, then we’d really appreciate if you mention it in the comment section. Find out which card is right for you by checking out our complete list of Credit Card Promotions today!