Blispay VISA Credit Card Review: 2% Cash Back, Interest Free Financing on Purchases $199+

Apply for a Blispay VISA Credit card today and earn yourself a substantial 2% cash back on all purchases and you will receive no Payments, no Interest on all purchases over $199 if paid in full in 6 months everywhere that Visa cards are accepted. Blispay is the only credit card that gives you this option! Now judging by the rewards program and perks, this card does offer quite an attractive no annual fee on top of 2% everywhere. Not only that but there’s 2% cash back automatically applied as statement credit to your statement balance each month, there is no minimum redemption requirement, and there is no cap on the amount of rewards you can earn.

This is a pretty straightforward credit card, no rotating categories, or problematic redemption rules to worry about.  For the majority of consumers out there, this is a pretty well-rounded credit card if you’re looking to make a purchase here and there, this may be a very suitable credit card to add to your wallet. I believe the most attractive feature about this credit card that separates it from the other 2% cash back credit card is that it offers 2% cash back rebated automatically in the form of statement credit so you don’t need to spend a minimum amount to get your cash back and you don’t have to hassle around with manually redeeming your cash back. Overall, this is quite the convenient and flexible card!

Purchases of $199 Specs:

One of this card’s key aspects is that with purchases over $199 if paid in full in 6 months everywhere Visa cards are accepted, will not be subject to interest. Now, Interest will be charged to your account at your APR of 19.99% from the posting date if the purchase balance is not paid in full in six months. Your account has a minimum interest charge of $2.00. What I find attractive about this card is that they offer No payments, No interest, but this card can get quite problematic in areas where you have large purchases combined with small purchases.

But, this is a solid card, and it does offer you the utmost liberty and convenience. Perhaps you forget to pay off the promotional balance by the expiration date. Now, you can still make a payment between the expiration date and the next payment due date. This gives you an extra 10 days to pay it off in full without being charged with interest.

Key Features:

• 2% cash back on all purchases
• 2% cash back is applied as statement credit to your statement balance each month
• There is no cap on the amount of rewards you can earn
• There is no minimum redemption requirement
• All purchases over $199 will qualify for interest free financing for six months
• If you pay in full before the six months, you pay no interest. If you don’t then you’ll pay 19.99% from the posting date (e.g you don’t get the first six months free)
• There is a minimum interest charge of $2

Pros:

• 2% cash back on all purchases
• Decent cash back on all purchases
• Cash back automatically in the form of a statement credit
• No Caps
• No Payment, No Interest
• No Annual Fee
• No minimum redemption requirement
• Quite Flexible, no rotating categories, etc.

Cons:

• Doesn’t offer enrollment bonus
• Card may be quite difficult for day-to-day credit card

Final Analysis:

Sign up for a Blispay VISA Credit Card and you will be eligible for 2% cash back on every purchase. Also, you’ll receive interest fee financing for 6 months on all purchases over $199. Don’t forget, there’s also an attractive no annual fee for this credit card!  One of the only flaws I can really find is that, this card may get quite confusing to use if you mix up small purchases with larger ones. This card does offer convenience when paying it off each 6 months though. I don’t recommend this card as a daily credit card, but it could be quite useful in making larger purchases! Don’t forget to check out our full list of Credit Card Bonuses if you’re not interested at the moment.

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