The Brex Card for Startups is made for catering new businesses with a good cash flow, high growth potential, and comes with no personal guarantee. Get this introductory offer of 50,000 bonus points when you’ve spent a minimum of $1,000 on your card. The value of these 50k bonus points is no more than $850 (more on that later). Check out other credit card bonuses here.
Their no-annual-fee charge card comes with many great promotions. Plus, with more than $50,000 worth of partner deals and discounts, it makes this offer more appealing. However, if you want to take advantage of this card, you must make it your main corporate card. If not, then you’ll receive a higher value from business cards such as: American Express Business Gold Card, the Capital One Spark Cash for Business, or Ink Business Preferred Credit Card.
| BONUS LINK | OFFER | REVIEW |
| Chase Business Complete Checking® | $300 or $500 Cash | Review |
| U.S. Bank Silver Business Checking | $900 Cash | Review |
| U.S. Bank Gold Business Checking | $900 Cash | Review |
| U.S. Bank Platinum Business Checking | $900 Cash | Review |
| Huntington Bank Unlimited Plus Business | $1,000 Cash | Review |
| Huntington Bank Unlimited Business | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $200 Cash | Review |
| Axos Bank Basic Business Checking | $400 Cash | Review |
| Axos Bank Business Interest Checking | $400 Cash | Review |
| Novo Business Checking | $40 Cash | Review |
| NorthOne Bank Account | $20 Cash | Review |
| Regions Bank Business Checking | $150 Cash | Review |
Brex Card For Startups Quick Facts
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| Bonus Available | Receive 50,000 Brex Rewards points when you’ve spent a minimum of $1,000 on your card. |
| Bonus Value | $850 |
| Brex Exclusive Rewards | 7x points for rideshares
4x points on travel 3x points towards restaurants 2x points on software subscriptions 1x points towards anything else. |
| Other Benefits | Immediate access to a virtual card
Deals and discounts with their partners Get your first 5 cards free Transfer partners |
| Foreign Transaction Fees? | None |
| Annual Fee | $0 |
*Booked with the Brex portal. $5 a month for every employee card afterwards.*
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
*If interested see our list of other bonuses for Checking & Savings accounts.*
Pros
- Bonus miles
- Quality with limited credit
- No personal guarantee required
- High credit limit
- High unlimited earning potential
- Their points have no expiration
- Partner deals & discounts
- Transfer partners
- No annual fee
- Foreign transaction fee not included
Cons
- Minimum bank balance is required
- No travel perks included
Editor’s Alternate Pick
 The American Express® Business Gold Card offers 100,000 Membership Rewards points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.* 0% Intro APR ¤ for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.49% to 27.49% variable APR.* You'll earn more rewards: • 4X Membership Rewards points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.* • 3X Membership Rewards(R) points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.* • Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.* • Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.* This card does carry a $375 annual fee, but no foreign transaction fees. (See Rates & Fees) Terms Apply. |
50,000 Bonus Brex Rewards Points
Make use of the Brex Card’s 50k welcome bonus points worth no more than $850. Plus, you will have to spend at least $1,000 on your card to be eligible for this bonus. Not like other rewards cards, they have no spending deadline to stress over.
What are Brex Rewards Points Worth?
Brex Rewards Points will come with a flat value of $0.01 per point, no matter how they’re redeemed. Whether if it is redeemed towards statement credits or travel with the Brex Portal.
If you are a member of the Brex Exclusive Rewards program, you’ll receive a boosted value on your points worth $0.017 per point. This will make the 50k point introductory offer worth about $850.
Plus, you’re able to transfer to one of Brex’s many airline partners. This is a great way to get the most for your moneys worth. But, if you’d rather not do that, you can stay with the more transparent redemption options.
Brex will allow you to transfer your points to 7 different frequent flier programs such as:
- AeroMexico Club Premier
- Cathay Pacific Asia Miles
- Avianca LifeMiles
- Air France/KLM Flying Blie
- Qantas Frequent Flyer
- Singapore Airlines KrisFlyer
- JetBlue TrueBlue
Brex Card For Startups Exclusive Rewards
Making this card your only business card will enable you to earn increased rewards rates such as:
- 7x points on rideshares, like: Uber, Lyft, taxis, and more
- 4x points on flights & hotel stays via Brex Travel
- 3x points on dining and coffee shops
- 2x points on recurring software subscriptions like: Salesforce, GitHub, Slack, etc
- 1x points towards other things
Brex Exclusive Rewards customers are able to transfer towards other partner airlines at a 1:1 ratio. If not, then the transferring ratio is 1.5 Brex points for one airline mile.
All of their starterups will immediately have Brex Exclusive Rewards for the first two months. Once that’s over, you’ll be able to gain 1x points towards other transactions if you own other business cards.
Conclusion
Now, if you cannot, or don’t want to have a line of business credit in your name, there aren’t many low priced options to choose from. This card comes with many perks and benefits that consumers enjoy. It’s the ideal business card for owners that have a small credit history. But, it’s not a bad idea to check out other options before getting this business card.
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What’s the Competition?
Here are some of their top competitors listed below that you might want to check out.
 The Ink Business Cash® Credit Card offers $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening. You'll earn: • 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year • 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year • 1% cash back on all other card purchases with no limit to the amount you can earn. This card comes with no annual fee. You'll be able to take advantage of employee cards at no additional cost. |
 The Ink Business Preferred® Credit Card offers 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase TravelSM. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase TravelSM. This card does come with a $95 annual fee but does not have any foreign transaction fees. |
 The Ink Business Unlimited® Credit Card offers $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. You'll earn an unlimited 1.5% cash back on every purchase made for your business and you'll receive employee cards at no additional cost. This card carries no annual fee. |
