Bright Money is dedicated to help everyone with their debt and build wealth. They use artificial intelligence that adapts to changing your financial profile to help you take control of your debt, improve your credit score, and start building wealth.
Bright has helped over 30,000 Americans and managed hundreds of millions in debt. Continue reading below to learn more about Bright Money.
| Features | Banking, debt payments, saving, investing |
| Monthly Fee | $14.99 |
| Works With | 14,000 banks in the U.S. |
| FDIC Insured | Up to $250,000 |
| Promotions | 10-Day Free Trial |
Be sure to check more popular bank promotions include Chase Bank, Bank of America, Citibank, Discover Bank, CIT Bank, TD Bank, Huntington Bank, HSBC Bank, Wells Fargo and many more.
Bright Money Features
Bright learns about your finances and makes payments for you, always on time, optimized for savings, and adapting automatically as your needs shift. By using advanced technology, Bright pays off your card debt – automatically.
How it works:
- Download the Bright app
- Connect your bank accounts and credit cards
- Set the amount you want to pay each month
- Get a personalized Bright Plan within minutes
- Bright studies your finances and finds the fastest way to pay off your cards, always saving on charges
- Bright makes payments for you – and even adjusts automatically when your finances shift
Not only that, when you’re ready, your Bright Plan can do a lot more, saving and investing for a future that’s all yours. Plus get access to features like:
- 14,000 U.S. Banks. Bright learns more about your financial habits over time by gleaning information from your linked bank account.
- Stash Account.
- Smart debt payments. Bright is a highly personalized financial plan that pays off debt fast and builds more wealth automatically. It’s a smarter, faster way for anyone to get debt-free, build more savings and keep moving forward.
- Savings account. They’ll help build your savings and investments the same way, taking small steps regularly and ensuring you’re always earning more interest. Bright’s patented technology learns about you and studies the markets daily, figuring how best to grow your investments fast.
- Credit builder. Your Bright Plan automates credit card management. Credit card consolidation is a built-in option, and the Bright Credit Builder can improve credit scores with every payment.
- Asset account. Bright savings funds accounts come in two forms: individual accounts to add money to a fund and an account to see recent activity.
- Learning resources. Bright offers resources available online and in the app. Topics include building wealth, saving strategies, debt relief options, and more.
Bright Money Plans & Pricing
Bright membership is a month-to-month subscription that begins at sign up. You can cancel anytime, online, 24 hours a day. There are no long-term contracts, set up charges, or cancellation fees. You can withdraw your funds at any time or pause Bright’s service on the app.
All plans come with a 10-day free trial and a money-back guarantee. There are no long-term contracts, set up charges, or cancellation fees.
| 1 MONTH | 6 MONTHS | 12 MONTHS |
| $14.99/month | $8.99/month | $6.99/month |
Bright Money Limitations
Make sure that you keep an eye out on the limitations:
- It has a monthly fee. Bright is not free. You’ll have to pay between $6.99 to $14.99 every month, depending on how many months you purchase at a time.
- It doesn’t support all debt. Bright focuses mainly on credit card and student loan repayments.
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Conclusion
At Bright they help every American double their wealth by enabling better financial decisions, powered by data sciences and behavioral design.
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