Available nationwide, open a new Brilliant Bank Money Market account and earn up to 4.50% APY on your funds.
Update 2/28/25: The rate has decreased to 4.50% APY from 4.70%.
Brilliant Bank Money Market Review
Brilliant Bank is an online-only bank that specializes in deposit accounts. The easy-to-use mobile app (available for both Apple and Android devices) empowers you to manage your money on your terms and achieve your financial goals. Choose between several types of accounts, depending on your personal financial needs.
Brilliant Bank is fully backed by Equity Bank, an FDIC-insured institution with $5 billion in assets and locations in 4 states.
I’ll review Brilliant Bank Money Market below.
Brilliant Bank Money Market Rate
To earn Brilliant Bank’s competitive rate, simply have an opening deposit of $1,000.
- Eligible account: Money Market
- Credit inquiry: Unknown
- Where it’s available: Nationwide (unavailable for select regions in Kansas, Missouri, Oklahoma and Arkansas.)
- Opening Deposit: $1,000 minimum
- Monthly fee: None listed
- Early Termination Fee: None listed
(FDIC Insured)
How to Earn Rate
- Open a new Money Market account with a minimum opening deposit of $1,000.
- Earn 4.50% APY on balances up to $500,000
| Balance Requirement | APY Rate |
| Up to $500,000 | 4.50% APY |
What You’ll Need To Apply
- Address, phone number, email, social security number.
- Identification, such as a driver’s license, state ID or passport.
- A Debit/Credit card or account information for funding your new account.
- All applicants must be 18 years of age and a U.S. resident.
Account Features
- Interest credited monthly
- FDIC Insured
Are My Deposits Safe?
Yes, your funds are FDIC insured.
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Conclusion
If you’re looking to open a new interest bearing account with a competitive rate and do not mind banking online, consider the Brilliant Bank Money Market as an option!
Plus, with the rate from Popular Direct, check out our list of best rates Savings, Money Market, and CD accounts.
If you are interested in expanding your financial future, definitely use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Lastly, let us know about your experience with this bank and comment below.
