The Bank of America Business Advantage Travel Rewards World Mastercard has an introductory bonus offer of: 25,000 bonus points. These 25k points will be worth about $250 in value. Even though this isn’t the best welcome bonus there is to offer, it’s still a good one for no annual fees attached.
It’s a business credit card that has bonus rewards for travel expenses. It’s a great choice for someone that wants a travel card with no additional fees. However, it’s an even better offer if you already have an account with Bank of America.
Business Advantage Travel Rewards Card Quick Facts
| Bonus Available | Gain 25,000 bonus points once you’ve spent a minimum of $1,000 in the first 60 days of having your account open. |
| Bonus Value | $250 |
| Travel Credit | No travel credit |
| Ongoing Rewards/Benefits | Get unlimited 3 points for each $1 used when you reserve travel with BoA Travel Center unlimited 1.5 points for each $1 used on other expenses. |
| Foreign Transaction Fees? | No |
| Airport Lounge Access | N/A |
| Annual Fee | $0 |
Recommended Free Credit Score (Get Free Score)
720 – 850 (Excellent)
*If interested see our list of Bank of America bonuses for Checking & Savings accounts.*
Pros
- No annual fee
- Bonus points
- Unlimited flat rewards
- Relationship bonus
- No foreign transaction fees
Cons
Excellent credit needed to qualify
Editor’s Alternate Pick
 The Ink Business Unlimited® Credit Card offers $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. You'll earn an unlimited 1.5% cash back on every purchase made for your business and you'll receive employee cards at no additional cost. This card carries no annual fee. |
Business Advantage Travel Rewards Card 25,000 Bonus
Make use of the introductory bonus offer of: 25,000 bonus points. These 25k points will be worth $250. It’s a good bonus when you compare it to other credit cards that have no annual fees attached.
You must charge a minimum of $1,000 in the first 60 days of having your account open to be able to qualify for this bonus offer.
Here are some ideas on meeting the spending requirement:
What are Bank of America Rewards Points Worth?
Compared to other point based credit cards, depending on how you decide to use your points will reflect their value. Typically, every Bank of America Rewards point will be worth about $0.01. It’s on par with the industrial average of credit cards across this platform.
Your BoA Rewards points can be redeemed towards:
- Statement credit. Pay for flights, hotels, vacation packages, cruises, car rentals, and baggage fees. There aren’t any blackout dates or travel restrictions applied.
- Cash back. Receive direct deposits at a starting base of 2,5000 bonus points.
- Gift cards. Pick from top retailers and restaurants.
To get the best value for your rewards, you should redeem your points as statement credit. Cash back and gift card redemption devalues your points below $0.01 for each point.
Business Advantage Travel Card Top Features
If you’re already signed up in the Preferred Rewards for Business, you can get an extra 25% – 75% rewards bonus on each expense you make.
Qualifications for this program requires a specific minimum of balances for eligible Bank of America accounts. Qualifying accounts are BoA business accounts, Merrill Edge, and Merrill Lynch investment accounts.
| Membership Tier | Minimum Balance Across Accounts | Rewards Bonus | The Rewards Rate | Rewards Rate for Everything Else |
| Not a Member | None | 0% | 3X | 1x |
| Gold | $20,000 | 25% | 3.25X | 1.25X |
| Platinum | $50,000 | 50% | 3.5X | 1.5X |
| Platinum Honors | $100,000 | 75% | 3.75X | 1.75X |
Preferred Rewards bonuses will only apply towards base points gained in expenses. Norwegian Cruise Line spending gains 1 base point and 2 bonus points equal to the 3 points for each $1 used. Example: Gold level receives 25% bonus rewards on 1 base points = 0.25 bonus. That’s 3.25 points per dollar on Norwegian purchases for Gold level.
The more you have built up in your accounts the better your rewards will be.
Buy things overseas without stressing over any foreign transaction fees with the Bank of America Business Advantage Travel Rewards World Mastercard.
Bottom Line
The Bank of America Business Advantage Travel Rewards World Mastercard is a great rewards card if you have an existing Bank of America account open. The rewards bonus that you get for your loyalty is hard to top with no annual fee.
If you want your rewards to have more malleability, you should consider cash back credit cards. If you aren’t already a Bank of America client, you have lots of other choices to pick from.
(Visit Bank of America for more information)
What’s the Competition?
There are some of Bank of America Business Advantage Travel Rewards World Mastercard’s top competitors listed below.
The Ink Business Unlimited® Credit Card offers $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening. You'll earn an unlimited 1.5% cash back on every purchase made for your business and you'll receive employee cards at no additional cost. This card carries no annual fee. |
 The Capital One Spark Cash Select offers $500 Cash Back once you spend $4,500 on purchases within the first 3 months from account opening. You'll earn: • Unlimited 1.5% cash back could mean thousands of dollars each year going back into your business with no categories to limit your purchasing. • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel This card comes with no annual fee and employee cards at no additional cost. |
Cards with an annual fee:
 The Ink Business Preferred® Credit Card offers 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase TravelSM. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase TravelSM. This card does come with a $95 annual fee but does not have any foreign transaction fees. |
 The Capital One Spark Miles for Business offers a one-time bonus of 50,000 miles - equal to $500 in travel - once you spend $4,500 on purchases within the first 3 months from account opening. You'll earn: • 2 Miles per $1 on every purchase, everywhere. • 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel. Receive up to a $120 credit for Global Entry or TSA PreCheck There is an annual fee of $95, however, there is a $0 intro annual fee for the first year. Enjoy no foreign transaction fees and fly on any airline, anytime, with no blackout dates or seat restrictions. |
