Capital One has become quite aggressive with formidable products suitable for Online CDs, MMAs, Checkings, and investments that provide diversity to the banking industry in the most positive way yet.
Right now, you can get Capital One’s 360 Money Market Account at one of the nation’s top rates – 2.00% APY. All you have to do is check out the table below and when you have found Capital One’s MMA, just click “Start Saving” to proceed. You would need $10,000 in deposit value in order to trigger the certain APY, anything lesser will receive 0.85% APY.
Capital One 360 Money Market Account Account Summary:
- Apply Now (See Table Above)
- Account Type: 360 Money Market
- Rate: 2.00%
- Availability: Nationwide
- Expiration Date: None
- Soft/Hard Pull: Soft Pull
- Direct Deposit Requirement: None
- Additional Requirements: In order to qualify for the bonus, you must make a $10,000 deposit from an external account.
- Monthly Fee: None
- Early Termination Fee: None
Capital One 360 Money Market AccountBreakdown |
|
| Advantages |
Disadvantages |
| 2.00% APY Rate | Few branches nationwide |
| Variety of Checking,Savings, Low-cost investment accounts | MMA must be funded from a personal checking account |
| Little to No Fees attached | Hefty $10,000 Deposit requirement for guaranteed APY |
| Overdraft policies are customer-friendly | Cannot write any checks on account |
Capital One Money Market Account Rates:
| 360 Money Market Rates | Annual Percentage Yield (APY) |
| $0-$9,999.99 | 0.85% |
| $10,000+ | 2.00% |
Capital One 360 Money Market Account Features:
- FDIC insured to the maximum amount allowed by law
- Earn a competitive interest rate
- Interest compounds daily
- No monthly cycle service charge
- No minimum balance requirement
- Nationwide account that can be opened online
Opening A High Yield Savings Account
In order to open a Capital One 360 Money Market Account (See Table Above), all you need is:
- Social Security number
- Driver's License
- Home address
This could be done only online or in-person via a Capital One 360 Branch. Note that you must fund your account via your personal checking account, no investment accounts; brokerage, money market or savings accounts. If you already have a Capital One linked checking account or liquid account(s) then this would be a big plus for you.
Author's Verdict:
Get an aggressive 2.00% APY on a new Capital One 360 Money Market Account. All you have to do is check with the table above, click "Start Saving" where Capital One's MMA is positioned and proceed. A $10,000 in deposit value is necessary in order to earn the guaranteed APY. There's no monthly fees attached and interest will be compounded daily, issued monthly. Your account will be FDIC insured to the maximum amount allowed by law. Find all the Best savings rates from our exclusive list nationwide!
 The Capital One VentureOne Rewards Card offers 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel. Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.24% - 29.24% variable APR after that; balance transfer fee applies You'll earn: • 1.25 Miles per dollar on every purchase, every day. • 5 Miles per dollar on hotels and rental cars booked through Capital One Travel. This card comes with no annual fees and no foreign transaction fees which is a great choice as your go-to travel card! |
