Capital One has quite the selection of formidable banking products up their sleeves, however I’m fairly certain that not all of you are familiar with Capital One’s 360 Money Market Account. With 360 Money Market, you get one of the nation’s top rates – 2.00% APY, with the certainty of high-interest, fee-free online and mobile account access.
So as long as you have the account open, your savings growth can prove for the long haul. And since it’s FDIC-insured, you can rest easy knowing your money’s safe and sound. Note, however, a hefty $10,000 in deposit value is necessary in order to trigger the necessary APY, anything lesser will receive 0.85% APY.
Be sure to check out the table of our Best Bank Rates below. Once you have found Capital One’s MMA, just click the green “Next” button to proceed to account opening!
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Capital One 360 Money Market Info:
- Learn More (See table above)
- Account Type: Online MMA
- Rate: 2.00% APY
- Availability: Nationwide
- Expiration Date: None
- Soft/Hard Pull: Soft Pull
- Direct Deposit Requirement: None
- Monthly Fee: None
- Additional Requirements: In order to qualify for the bonus, you must make a $10,000 deposit from an external account.
Capital One MMA Benefits/Services:
With no fees attached to your Money Market Account with Capital One and online/mobile access, you’ll be able to experience utter convenience with your savings. Snap a picture of a check and deposit it right into your account, Deposit checks and move money—all from your smartphone or tablet. Let’s not forget that the account is also FDIC-insured so you can rest easy knowing your money is safe and sound! You’ve got savings growth for the long haul with Interest on your account compounded and credited on a monthly basis.
Capital One MMA Savings Rate:
Although Capital One requires you to make $10,000 in deposit value prior to earning the entitle interest, you will be earning a consistent rate for the remainder that your account is left open. Also note that Capital One allows you to not only deposit via mobile, but ACH, wire and other methods as well providing the utmost flexibility and convenience necessary over their competitors.
Conclusion:
Capital One’s 360 Money Market account can offer you 2.00% APY on your balance so as long as you are able to make the $10,000 in deposit. If you’re interest, be sure to scroll through our table of Best Bank Rates above and check out “Capital One’s MMA” for 2.00% APY.
I wouldn’t recommend this account to those that do not already have an established emergency fund, but I do enjoy quite a sum of the features attached to this account including no fees, obligations, consistently high-interest, and FDIC-Insured for the utmost reliability and safety. Note that if you’re not able to make the $10,000 in deposit value, you’ll have to resort to 0.85% APY. This is a substantially exceptional account for your long-term savings growth. Find all the best bank rates from our exclusive list nationwide!
