Capital One 360 checking and savings accounts are free to open and offer higher-than-average APY rates. But how do they compare with Wells Fargo? Both banks are some of the largest in the business so how do you know which to choose from?
Read below and learn about which bank better suits your financial needs!
| BONUS LINK | OFFER | REVIEW |
| Huntington Bank Unlimited Plus Business Checking | $1,000 Cash | Review |
| Huntington Bank Unlimited Business Checking | $400 Cash | Review |
| Huntington Bank Business Checking 100 | $100 Cash | Review |
| Wells Fargo | Capital One 360 | |
 |
 |
|
| Locations | Almost 5,300 branches
(Locator) |
Online Only |
| ATMs | Over 13,000+ ATMs | Over 39,000 no-fee Capital One & Allpoint ATMs |
| Savings | 3/5 | 3.5/5 |
| CD | 2/5 | 0.60% to 1.40% APY. Terms of 6 months to 5 years. 12-month CD APY of 1.30% |
| Checking |
|
5/5 |
| Money Market | Platinum Savings Account. 0.05% APY. Minimum opening deposit of $25. $12 monthly service fee, unless you maintain a minimum daily balance of $3,500. | 4/5 |
| Customer Service | Available 24 hours a day, 7 days a week. | 4.5/5 |
| Mobile App | Wells Fargo is compatible with Samsung Pay, Apple Pay and Google Pay. | 4.5/5 |
| Bottom Line | Wells Fargo offers nationwide access with thousands of ATMs and branch locations. They offer several different products ranging from CDs to checking/savings accounts. | Capital One 360 is a viable option for those who want the higher interest rates of an online bank without all of the fees. |
Conclusion
Wells Fargo and Capital One 360 are some of the top banking institutions within the U.S. They offer several account options and features for your banking needs.
For more variety of options, see our list of the best bank account bonuses & savings account offers.
