Best Bank Bonuses & Promotions
With a credit card, it’s much easier to make transactions online or in person. All you have to do is scan your card and put in all of your information. Plus, you’ll be given some time before your bill comes in. Furthermore, rewards that come with credit cards can be reduced if you have any… [Continue Reading]
Prepaid Debit Cards function very similar to US debit cards. In a way, you do have to load your money into these cards and once they’ve depleted, you’ll have to load it again. They can serve as a budgeting tool or even a replacement to bank accounts and usually, there’s no credit check attached to… [Continue Reading]
Owning a credit card means it will come with credit as well. When it comes down to building up your credit it can be somewhat difficult. However, the better your credit score is, the better your financial standing is. Read for more information on what a credit score is and how to improve it below…. [Continue Reading]
A prepaid business card that has specific amounts of funds in it. The money in your card can be used towards business transactions. With a prepaid business card, it will make managing your business budget much easier or to control employee work expenses. Read below for more information on what a prepaid business card is… [Continue Reading]
Owning a credit card comes with many responsibilities. For example, you must make your payments on time, work on improving your credit score, and keep an eye on your interest. When you carry a balance on your credit card a penalty interest can take affect. Normally, when you have a balance on your credit card,… [Continue Reading]
When you have a credit card, you’ll have to keep an eye out for your credit score as well. A credit score will tell you how good your spending habits are and if you’re a financially responsible person. However, it can be a little more difficult if you don’t already own a credit card. There are… [Continue Reading]
Normally, the average interest rate that comes with a credit card since 2017 is about 13.08%. In other words, the debt on your credit card can be less than 6 years if your credit score is good. However, for people with bad credit, the rates can be much higher than that. No matter what your… [Continue Reading]
When you make a balance transfer with your credit card, you’ll be able to move funds from one card to another card. The card company will offer a lower APR compared to your current one when you do this. Read below for more information on how they work. Balance Transfer Fees A balance transfer will… [Continue Reading]
Typically, it’s not very common to use your credit card to make down payments. Since there is a big credit card APR that comes with the down payments, it’s not the best way to use your card. Read below to see when is the right time to use your credit card towards a down payment…. [Continue Reading]
Some people may confuse corporate and business credit cards as the same thing, but they are two different types of cards. Corporate cards are typically for businesses earning millions of dollars and the company is liable, however, Business credit cards are for companies of all sizes or for LLCs. Before you apply for a credit… [Continue Reading]
There has always been a huge debate about which option is better to pay with: cash vs. credit card? Some people prefer to only pay with credit card, while others stick to paying with cash only. There are many reasons that people believe one is superior to the other. Be sure to keep reading to… [Continue Reading]
Adidas now has a $10 discount code for each new Creators Club member. Additionally, you’ll receive a $10 bonus voucher for each person that you’ve referred towards their loyalty program. Check out other referral bonuses here. With the Adidas Creators Club, it’s a free membership program that will grant you access to the best of… [Continue Reading]
Alliant Credit Union has $12 billion in assets and 500,000 members. Keep reading below to learn about Alliant Credit Union’s routing number. Alliant Credit Union Routing Number Alliant Credit Union has one routing number and what you will use when setting up wire transfers: 271081528 What Are Routing Numbers? Routing numbers, or ABA/transit numbers, work… [Continue Reading]
When you receive a check, you want that check to clear and the money to come in as soon as possible. However, you won’t be able to access these funds immediately after you deposit the check because banks need to verify if the check is authentic. The amount of time it takes for a check… [Continue Reading]
Check cashing is when you want to change your check into cash to use it much easier. Additionally, you’ll have cash at hand rather than using your card. Normally, you’ll be able to cash your check in at your local bank, their ATMs, online, or with their mobile apps. Now, in modern times, you’ll be… [Continue Reading]
Cashing a check from your phone is very convenient and may come in handy for many reasons. Some banks don’t offer mobile check deposit, so be sure to check out the best check-cashing apps to find one that works for you. Check cashing transforms a paper check into usable funds. Usually, they are cashed at… [Continue Reading]
When you borrow money from a bank you will generally have to pay interest. Secured credit cards are used when someone is looking to rebuild their credit score. Keep reading below to find out why secured credit card rates are so high. Secured vs. Traditional Cards For secured credit cards they usually require a cash… [Continue Reading]
Your bank routing number is important for making bank transactions. You can use it to pay online bills, order new checks, or wire money. Keep reading below to learn about Citizens Bank routing number. Citizens Bank Routing Number Below are Citizens Bank routing numbers by state: Alabama: Winfield 062204938 Arkansas: Batesville 082907736 Iowa: Sac City… [Continue Reading]
When banking, you will have to be able to monitor lots of funds and keep up with all your accounts and this can get confusing. It is necessary to know how to calculate credit card’s annual percentage rate (APR) and in this guide, we’ll show you how. In this guide we will breakdown how to… [Continue Reading]
With credit cards, there are several ways you can receive cash advances or withdrawing money from an ATM. There are many ways a credit card can be useful for you and your transactions. Additionally, there are some cards that allow you to get cash advances with extra fees and higher interest. Read below for more… [Continue Reading]
