Big news for Private Clients or those everywhere looking to be a private client with Chase. JP Morgan’s Palladium will no longer be available (as of August 19, 2016) and will be replaced by the new J.P. Morgan Reserve Card. Good news is, Chase Bankers are telling their clients that the card will not undergo any… [Continue Reading]
How To Earn Miles With Rent Payments
Previously, we’ve made it clear that in an earlier post, you can make automatic payments for your rent using a credit card at no extra fee with the use of RadPad’s convenient services. The main purpose of RadPad is to induce your rent payments towards earning credit card rewards, help meet minimum spend requirements on new credit cards,… [Continue Reading]
Credit Card Issuers Rules for Approvals & Bonuses: American Express, Bank of America, Barclaycard, Chase, & Citi
You ever had that eager wait of approval for a new credit card and thought to yourself if you’ll be approved or if you’ll get the bonus? The truth lies in the issuing bank of the credit card’s decision whether or not to approve you. Again, the issuing bank is not the payment network; VISA,… [Continue Reading]
Walmart Pay $10 Bonus for Discover Cardholders (Targeted)
Discover & Walmart introduces a new way for consumers to get rewarded. Take advantage of Walmart Pay and when you add your Discover Card to the app, you’ll get $10 back in Discover Cash Back when you make a purchase $50 or higher. Indulge yourself into a whole new way of shopping. Make sure that registration… [Continue Reading]
Apply Citi Cards Under Old Terms Before August 28th
For those of you who aren’t quite familiar with Citi’s new Credit Card Rule which prioritizes approval based on when you opened or closed a Citi Credit Card and it’s categorized family. There’s a new language on their applications regarding limiting bonuses by product line. Although, this is quite considerably, the worst news we’ve heard from… [Continue Reading]
Savings Secured Loan Technique: Increase Credit Score and Strengthen Credit Report with Installment Loan
Credit score can get quite tricky and if you feel that your credit score is not adequate enough, then there are ways to improve your credit report without any hard pull whatsoever. One useful technique to strengthening your credit report is through installment loans also known as the “Savings Secured Loan Technique.” The biggest reason… [Continue Reading]
Pay Your Rent with a Credit Card for No Fee with RadPad and Android Pay
RadPad has announced collaborating with Stripes to introduce a new method to pay for your rent using a credit card for FREE when you use Android Pay. From now through the end of the year you can simply log into Pay with RadPad from an android device, sign up for Android Pay using the credit card of your… [Continue Reading]
Citi One Bonus Limit Per 24-Month Rule: American Airlines, Expedia, Hilton & Citi TYP
There’s going to be some changes regarding Citi’s churning policy on ThankYou points earned credit cards and it confirmed to be coming to Citi’s Co-branded cards as well. To summarize this rule; You can’t get the sign-up bonus on a new card if you’ve opened or closed a card within that brand within a given past… [Continue Reading]
Samsung Pay Bonus Rewards: $5 Referral & $20 First Use
Samsung Pay is now offering a new rewards program called the “Samsung Rewards.” Indulge yourself in a variety of promotional bonuses with the ease of utilizing this app. You could earn yourself a $20 Bonus Incentive directly deposited into your Samsung Rewards just for using Samsung Pay for the first time. Keep in mind that… [Continue Reading]
Credit Card Retention Bonus Offers: Rules & Tips
If you’re currently on the look out for worth=while retention offers and bonuses, then one suggestion I really can’t stress enough is you really have to enjoy talking on the phone, especially with Customer Service Representatives or at least grow fond of small talk to say the very least. The biggest tip I can give to… [Continue Reading]
New Chase Sapphire Reserve/Elite Card Launching August 2016
Everyone in the Points and Miles world should already know that Chase released their most efficient travel card coined as the “Chase Sapphire Preferred,” and word got out that Chase will be extended the Sapphire portfolio with a competitor to high end premium travel cards like the AMEX Platinum and Citi Prestige. With this new… [Continue Reading]
Chase Hyatt Credit Card Review: Award Category Changes In Full-Effect
As of today, August 1, 2016, Hyatt will be making some changes to their award category. Now, how this may affect you Hyatt cardholders is that you may not have the option to use the free night anniversary gift at select properties that are rated category 4 or category 5. There is currently four properties in… [Continue Reading]
Comenity Pacsun Credit Card Review: Ending Credit Card Partnership
Those who are familiar with or own a Comenity issued Pacsun Card will soon be notified that on July 31, 2016, the Pacsun Card will no longer be available for consumers and the program will come to a shutdown. Now, this is quite the popular card in Comenty’s card portfolio that had the ability to… [Continue Reading]
The Effect of AMEX Statement Credit on Spending Requirements and Signup Bonus
There’s plenty of ways to earn statement credits through sign-up bonuses or programs including Amex Offers, Airlines Credit benefits, Global Entry credits and so much more. Now, the biggest question to rise is if statement credits decrease the number of points and rewards you earn or if they decrease your overall spending while making the… [Continue Reading]
Achieving Hyatt Diamond benefits Without Diamond Status
Hyatt Diamond Status has always been quite the intriguing benefit attached to the Chase Hyatt Credit Card and there are some ways to earn this status such as completing 25 paid stays or 50 paid nights. Points + Cash Stays are valid, on the other hand, award stays aren’t eligible. There’s times where new Hyatt would also offer… [Continue Reading]
How to Transfer Citi ThankYou Points to Airline Partners
If you’re a Citi Prestige, or Citi ThankYou Premier cardholder and Points and Miles enthusiast, one of the best options to redeem more for your travel with less money is transferring your flexible points to airlines and hotel partners for more award flights and stays. You can get astonishing deals booking for Business and First Class award seats… [Continue Reading]
Will Gift Card Purchases Activate Amex Offers?
American Express cardholders are looking for ways to maximize their returns with purchased gift cards from Amex Offer deals. The biggest question that revolves around this method of saving is if your purchased gift card triggers the offer credit and it’s safe to say that it varies; some do and others don’t, it’s all a… [Continue Reading]
New Barclays American Airlines Credit Card in 2017
Big news in the credit card industry as American Airlines annouces that they’ll have an extended relationship agreement entitled for their credit card issuers; Barclaycard and Citi. It’s really entertaining to witness the further competition between these two card issuers with the rendition of AAdvantage credit cards. More competition and more options to earn miles will always… [Continue Reading]
Best Credit Cards for Amazon Prime Day
There’s no doubt that Amazon has always been the go-to place for discounted merchandise with no hefty fees primarily due to lower margins and heavier volume. If you bought from Amazon within the last couple of weeks, odds are, you’re quite familiar with what Prime Day is, but for those that aren’t, Prime Day is considered… [Continue Reading]
Prorated Amex Annual Fee with Card Downgrade
Starting September 1, 2016, American Express cardholders will be subject to a new annual fee refund policy; Individuals with an American Express card will no longer be able to even have their annual fees prorated if they have cancelled their card 30 days after the fee posts to the account. On the other hand, you… [Continue Reading]
