Starbucks recently announced what will be a partnership with Starbucks to drop a co-branded Chase Starbucks rewards card by this winter with prospects of even a prepaid card dropping as well. Both the Starbucks prepaid and credit card will offer customers a chance to earn Starbucks rewards with their spending. As of now, any structuring… [Continue Reading]
Citi Hilton Honors Converts To Amex Hilton Honors Equivalent
We mentioned in Mid-May that Citi has discontinued their Hilton Honors portfolio with Hilton Honors centralizing their efforts towards an ongoing partnership with American Express instead. Well, since American Express is now the exclusive issuer of Hilton co-branded cards, Citibank will sell all the accounts to American Express. If you’re a Citi Hilton Honor Reserve, you should expect… [Continue Reading]
Regions Prestige Visa Signature Credit Card Review: $100 Cash Bonus
The Regions Prestige Visa Signature Credit Card unveils itself as a way to reap Relationship Rewards with Regions. With every qualifying purchase, you’ll be able to redeem for cash, travel or merchandise. Let’s get into it. You can earn a $100 cash bonus when you spend $500 or more in the first 90 days of account opening. Also,… [Continue Reading]
Best Credit Cards Sporting Goods Store Spending
Let’s face it, there’s not a lot of sporting good-specific cards out there that actually offers you something in terms of rewards. If you’re a sports fanatic or you just shop frequently at Sporting Good stores, we’re hoping that this list of “Best Credit Cards Sporting Goods Store Spending” would benefit you in choosing a… [Continue Reading]
Mastercard Eliminates Signature Requirements (Starting April 2018)
We have reached yet another pinnacle in payment technology and payment security with 80 percent of Mastercard in-store transactions not needing a cardholder signature at checkout. Although it sounds like a small milestone, such news provides concrete evidence of adjusted customer convenience with growing levels of security on credit cards and debit cards. Mastercard’s new digital… [Continue Reading]
Credit Card Companies Credit Limit Increases Review: Hard Pull Or Soft Pull?
Getting a credit limit increase is an all-around positive,as in, you’ll be able to further boost your buying power with the additive benefit that you’re also lowering your credit utilization. However, there will always be an impending right or wrong time to request a credit limit increase. Timing is essential, and surprisingly enough, the best… [Continue Reading]
Chase INK 5X Digital Gift Card Earnings Are Over
Tragic news rolls out as PayPal Digital Cards and Cardcash will no longer be earning the 5x when paying with Chase’s Ink Cash Business, nor will we be seeing the 3x trigger on the Ink Business PreferredSM either. We’re assuming that the factor could be PayPal Digital Gifts and Cardcash coding differently. With this change, we’ll only be seeing… [Continue Reading]
Sam’s Club Credit Cards Fees Update: No Foreign Transaction Fees
Current Sam’s Club cardholders (Personal and Business), you should have already received a letter pertaining to two changes: Your cards will no longer carry any foreign transaction fees and they will be offering interest free periods ranging from 6-36 months. Typically how these interest-free promotions works depends solely on how much you spend to achieve… [Continue Reading]
Gift of College Gift Card Review: Pay Student Loans & Earn Points
Oh, the inevitably cancerous expenses that accrued from advanced learning. The wondrous learning institution and it’s prominent reasoning to millennials and their hefty debt. it’s quite understandable what a position college students are in, which is why it’s completely necessary that I urge a sum of college students to get Gift Of College Gift Cards. This… [Continue Reading]
Discover Pre-Approval Application Process Review
Discover Bank makes finding your pre-approved credit cards so much more simpler and there’s no impact on your credit upon pre-approval. All you have to do is fill out your credentials: First name, last name, address, income, SSN, etc. Your application is secured, so there’s no discrepancy anywhere along the process. Once you have successfully… [Continue Reading]
Chase Category Spending Bonus: Receive Various Bonus Offers (Targeted)
Chase recently dropped some targeted spending offers in festive for quarter 4. For now, if you’re a current Southwest Rapid Rewards or United Mileage cardholder, be sure to check your e-mail to see if you were targeted. You will be able to register for this cardmember-only bonus promotion by December 1, 2017 and you’ll be able… [Continue Reading]
Venmo Payment Accepted At 2 Million Retailers
Before I get into this post, I want to get out the way that Venmo is a payment service owned by Paypal. Paypal recently announced that two million U.S. retailers will be accepting payments via the mobile app Venmo. With millions of mobile and retail merchants accepting PayPal, I assume that Venmo will adopt such… [Continue Reading]
Top Credit Cards For Traveling & Dining
It should already go without saying that travel and dining are unanimously the most popular categories in the credit card market to date. I mean, in a sense, these two categories can go hand-in-hand if you wanted it to and the both categories can be such a strong independent category, however, in this post, we’ll… [Continue Reading]
Southwest Credit Card Companion Pass Sign Up Bonus (California Only)
California residents, now and through November 30, 2017, you can open a Southwest Rapid Rewards account and make a purchase to get your hands on a qualifying SW Companion Pass. In addition to that, you’ll be getting 40,000 points after you make a spending of $1,000 in the first three months of opening your account. Putting some… [Continue Reading]
Chase Fairmont Credit Card Discontinued
Chase Fairmont Visa Signature® cardholders, some rather unfortunate news has finally settled with Chase sending out letters stating Fairmont cardholders being converted to the Chase Sapphire Preferred as of August 15, 2017. I mean this was the only possible move for Chase considering that Chase made the card unavailable for new applicants just last year…. [Continue Reading]
Sam’s Club Card Cash Back Exclusion Products
Sam’s Club recently sent out emails regarding a certain product that will certainly not making it towards the eligibility list for Cash back. Sam’s Club Mastercard or Mastercard Business cardholders will not receive cash back on tobacco product and smoking related products (e-cigs,etc.,) starting November 1, 2017. A quick reminder, this card earns 5% cashback on gas(on first… [Continue Reading]
Discover Apple Pay Cash Back Redemption Review
Discover just introduced a new redemption options for cardholders who use Apple Pay, here’s what you should expect: If you are a Discover cardholder, you’ll be able to use your Apple Pay to check and spend your cashback balance to pay for everyday items. Just an added sense of convenience for cardholders, I’m assuming. Paying with Apple… [Continue Reading]
How To Build Credit With Secured Credit Cards
The fundamentals of a secured card lies within a requirement for cardholders to set a security deposit that acts as collateral and 100% of the time, that deposit will become your line of credit. The main purpose of secured cards is to offer a way to build bad or lackluster credit scores and credit history… [Continue Reading]
Credit Card Annual Travel Credits Review
When you look at your Travel Rewards card, moreover, Premium Travel Rewards Card’s benefits, most of the time, you’ll see a benefit attached called “Annual Travel Credit,” which generally, within each varying credit issuer has a different terminology towards what they consider eligible annual travel credit redemptions. More along the lines, this list will help… [Continue Reading]
Bank of America New Approval Rules Review
Everyone who’s had a past experience with Bank of America should know that they’ve recently integrated a new rule that allows you to get no more than 2 new Bank of America cards in 2 rolling months, and no more than 3 new BoA cards in 12 months. You will also be limited at 4… [Continue Reading]
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