Find all the latest Cedar Rapids Bank & Trust bonuses, promotions, and offers here.
Update 4/10/25: The $300 checking bonus is back through 6/30/25.
Cedar Rapids Bank & Trust Bonuses Review
Cedar Rapids Bank & Trust was formed in 2001 with the goal to create an organization where relationships and service mattered. They have since formed 8 branches to better accommodate their members.
I’ll go over all Cedar Rapids Bank & Trust offers below.
Cedar Rapids Bank & Trust $300 Checking Bonus
Take advantage of a $300 bonus with a new checking account from Cedar Rapids Bank & Trust.
- What you’ll get: $300 Bonus
- Eligible account: Checking Account
- Where it’s available: IA, WI, MN (Bank Locator)
- Credit Inquiry: Soft Pull or Hard Pull, Let us know
- Direct Deposit Required: Yes
- Monthly Fee: $5; waivable
- How to earn it:
- Open a new Cedar Rapids Bank & Trust’s MAXX Checking account with a minimum of $100
- A minimum of 15 Visa® debit card transactions posted per statement cycle (excludes ATM transactions);
- A minimum of one direct deposit or debit has posted; AND
- Receive your monthly statements for this account electronically. Personal online banking enrollment, whether through a browser or our mobile banking app, and a valid email address are required to receive electronic statements.
- To be eligible for bonus new clients should use promo code: “MAXXBLOSSOM” or the referrer’s name to the referral code field during the online application. Promotion ends June 30, 2025.
(Expires 06/30/2025)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- New Client Bonus Offer: $300 bonus will be paid or given within 30 calendar days after all of the following occurs, provided the account has been open a minimum of 30 calendar days: 1) Open a new qualified Maxx checking account, which is subject to approval; 2) at least 1 qualifying direct deposit or direct debit, made through the Automated Clearing House (ACH) network, is set up with a minimum of at least $250 per transaction, posted per statement cycle; 3) The debit card has been used at least once during that same statement cycle. Direct deposit ACH examples are, but not limited to, an electronic deposit of your paycheck, pension or government benefits from your employer or the government. Person to person or Account to Account payments (such as, but not limited to, Zelle, Venmo or CashApp) are not considered a direct deposit. Direct debit ACH examples would be, but are not limited to, a car payment, mortgage, rent payment or another household bill.
- Additional terms of this bonus offer include: Account must be opened a minimum of 30 calendar days, be active and have a positive balance at the time bonus is paid, which will be applied as a credit to the new account. Requirements must be met within 3 months of account opening. Client cannot have a previously closed checking account with either Cedar Rapids Bank & Trust or Community Bank & Trust within the past 12 months. Only new Maxx Checking™ Account clients eligible. Limit One New Account Bonus per client per account. Cannot be combined with other offers. Account only eligible for Iowa residents. Promotion ends 6/30/2025 and is subject to change without notice. All bonuses and offers will be reported to the IRS as applicable. Client will be responsible for applicable taxes on this bonus. Consult your tax advisor.
Cedar Rapids Bank & Trust $50 Referral Bonuses
Take advantage of a $50 referral bonus when you refer someone to open a new checking account from Cedar Rapids Bank & Trust.
- What you’ll get: $50 Bonus
- Eligible account: Checking Account
- Where it’s available: IA
- Credit Inquiry: Soft Pull or Hard Pull, Let us know
- Direct Deposit Required: No
- Monthly Fee: $0-$6; waivable
- How to earn it:
- When you refer a friend to open a new checking account, Cedar rapids will pay you $50
- Minimum opening deposit requirements range from $25 – $100, with the exception of Premier Plus Checking (minimum $1000 to open).
- The current client will receive a $50 credit into their CRBT checking account only after the new client has met these requirements.
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Requirements must be met within the first six months.
- Only new checking account clients are eligible.
- Bonus will be reported to the IRS as applicable.
- Cannot be combined with any other offers.
Cedar Rapids Bank & Trust $250 Checking Bonus (Expired)
Earn a $250 bonus when you open a new checking account from Cedar Rapids Bank & Trust and meet the eligible requirements.
- What you’ll get: $250 Bonus
- Eligible account: BreakFree Checking Plus or Direct Checking Plus account
- Where it’s available: IA, in-branch only
- Credit Inquiry: Soft Pull or Hard Pull, Let us know
- Direct Deposit Required: No
- Monthly Fee: $0-$6; waivable
- How to earn it:
- To be eligible for the bonus you must open a BreakFree Checking Plus or Direct Checking Plus account in person at a branch with a minimum opening deposit of $25.
- To qualify for the bonus, customers must complete the following through the Bonus Account within 60 days from the date of its opening:
- 25 debit transactions. A “debit transaction” for the purpose of this section means a debit to your Bonus Account that originated from an ACH, Bankers Trust bill payment, drafting checks, or use of your debit card as a method of payment or purchase. A “debit transaction” does not include debits to your Bonus Account that originated from ATM withdrawals or other debits to your Bonus Account; and,
- 2 direct or mobile deposits of at least $200 each. A “deposit” for the purposes of this section does not include ATM deposits, deposits made in person, account-to-account transfers, or other deposits to your Bonus Account.
(Limited time offer)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Eligibility will be verified 60 days after the Bonus Account’s opening. Should you have met all eligibility requirements and are not subject to the limitations and exclusions contained herein, the bonus will be credited to the Bonus Account within 75 days of its opening.
- Limit one bonus per household.
- Offer not available to existing Bankers Trust checking customers or those that have had a checking account with Bankers Trust within six months of Bonus Account opening.
- Employees of Bankers Trust and/or its affiliates are not eligible for bonus. Offer available for a limited time.
- Early closing fee of $250 will be charged if your Bonus Account is closed within 12 months of opening.
- Annual Percentage Yield (APY) on Break Free Checking Plus is 0.10% for balances less than $5,000.00 and 0.05% for balances $5,000.00 and over, effective March 31, 2021, and subject to change without notice.
- Fees may reduce earnings.
How To Waive Monthly Fees
- Vault: $5 statement fee will be assessed on all accounts that do not sign up for e-statements within 90 days of account opening.
- MAXX: $5 monthly statement fee will be assessed on accounts that do not sign up for e-Statements within 90 days of account opening.
- Free: None listed
- Cedar Rapids: Maintain a $500 minimum or $750 average daily balance to earn APY; $6.00 monthly service charge if below minimum
- Step Up Teen: None
- Wisdom: None
- Premier Plus: $10.00 monthly service charge if below minimum
- Steady Savings: $100 average daily balance required; $5.00 monthly service charge if below minimum
- Select Savings: $10,000.00 minimum balance required; $10.00 monthly service charge if below minimum
- Money Market: $1,000.00 average daily balance required; $5.00 monthly service charge if below minimum
- Christmas Fund / Future Fund Savings: None listed
- Piggy Bankers: None listed
- Business Essentials: None
- Business Preferred: None
- Business Analysis: $15
 |
 |
Conclusion
For a limited time, you can earn a bonus when you refer someone to open a new checking account. This is a wonderful opportunity for current members looking for some extra cash. Furthermore, Cedar Rapids Bank & Trust makes it easy by allowing your new referrals to use ClickSWITCH to move all their bills and direct deposits to their new account.
This bonus from Cedar Rapids Bank & Trust is super simple to earn and I recommend taking advantage of this offer before it expires. Cedar Rapids Bank & Trust rates aren’t that great, so check our best rates Savings, Money Market, and CD accounts.
If you’re not local to any of the States above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Leave a comment below if you have information about Cedar Rapids Bank & Trust.
Check back often for more Cedar Rapids Bank & Trust Bonuses, Promotions, or Offers!
