Find the latest CenterBank bonuses, promotions, and offers here.
Currently, CenterBank is offering $500, $750 bonuses when you open a qualifying account and meet all the requirements.
CenterBank Bonuses Review
CenterBank, founded in 2000, was built upon an old concept: community banking. We know our customers on a first name basis, keep an open-door policy, and work hard to find common sense solutions for customers. Specific product sets have been developed for deposits, residential mortgages and full-service banking to owner-managed businesses in our market. We specialize, and that gives us the opportunity to deliver best in class service to our specific customer niche while effectively managing operating risk. We will maximize growth within the constraints of acceptable profitability and capital levels to ensure stable and positive regulatory ratings. We hope you’ll stop by one of our offices and see how you can “Enjoy banking again”.
I’ll go over the CenterBank bonuses & offers below.
CenterBank $500 Checking Bonus
Earn a $500 bonus when you open qualifying checking account and meeting certain requirements.
- What you’ll get: $500 Bonus
- Eligible account: Checking
- Availability: OH (Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fees: $15; waivable
- How to earn it:
- Open a new Optimum checking accounts with electronic statements
- To receive the Optimum Checking offer, you must
- 1) Maintain at least a $10,000 daily balance in your eligible checking account for 90 days, from the offer enrollment, and
- 2) You meet the direct deposit requirement.
(Expires 11/30/2023)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Offer available on new Optimum checking accounts with electronic statements opened between October 1 – November 30, 2023, in person or online where the owner(s) meet all approval criteria.
- This offer is limited to joint and individual consumer account holders residing in the Greater Cincinnati area that are at least 18 years old and have not owned a CenterBank checking account in the last 180 days.
- Only one Optimum Checking offer per household is allowed.
- To receive the Optimum Checking offer, you must 1) Maintain at least a $10,000 daily balance in your eligible checking account for 90 days, from the offer enrollment, and 2) You meet the direct deposit requirement.
- If the balance falls into a lower balance for even one day during the maintenance period, you will no longer be eligible for the bonus offer.
- New-to-CenterBank Funds are funds deposited from account(s) external to CenterBank that are 1) payroll, pension, or government benefi ts direct deposits, 2) via check, or 3) through wire transfers.
- Person-to-Person payments and micro-deposits do not qualify as direct deposit for the bonus.
- After you have completed all the above requirements, the bonus offer will be deposited into your new account by the 100th day.
- The bonus offer is considered interest and will be reported on IRS form 1099 INT to the primary owner on the account.
- CenterBank reserves the right to withdraw this offer at any time without notice.
- Product terms subject to change.
- For more information, please see or contact a banker.
- The Optimum Checking account may have account fees.
- You cannot use another CenterBank account to maintain your balance as part of this offer.
CenterBank $750 Business Checking Bonus
Earn a $750 bonus when you open qualifying business checking account and meeting certain requirements.
- What you’ll get: $750 Bonus
- Eligible account: Business Checking
- Availability: OH
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: No
- Monthly Fees: Not listed
- How to earn it:
- Open a new Business Checking Account
- To receive the Business checking offer you must:
- 1) Visit a branch to open a new Business Checking account. Accounts are subject to approval.
- 2) Deposit a total of $30,000 or more in new money into your new checking account within 10 days of account opening.
- 3) Maintain at least a $30,000 daily balance for 90 days from the offer enrollment. New-to-CenterBank Funds are funds deposited from account(s) external to CenterBank; and
- 4) Complete any combination of 5 qualifying transactions within 90 days of offer enrollment.
(Expires 11/30/2023)
| Chase Business Checking ($300 or $500 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
Fine Print
- Offer available on new Business Checking Accounts opened between October 1 – November 30, 2023.
- Offer is not available to existing businesses with CenterBank business checking accounts, sole proprietorships, local, state or Federal Government entities or agencies, Not for Profit organizations, Political Action Committees, or those with campaign or other political accounts, or whose accounts have been closed within 90 days.
- Only one Business Checking offer per business is allowed.
- To receive the Business checking offer you must: 1) Visit a branch to open a new Business Checking account. Accounts are subject to approval. 2) Deposit a total of $30,000 or more in new money into your new checking account within 10 days of account opening. 3) Maintain at least a $30,000 daily balance for 90 days from the offer enrollment. New-to-CenterBank Funds are funds deposited from account(s) external to CenterBank; and 4) Complete any combination of 5 qualifying transactions within 90 days of offer enrollment.
- Qualifying transactions are: debit card purchases, CenterBank mobile deposits, ACH (Credits and Debits), wires (Credits and Debits), CenterBank Online Bill Pay.
- Person to Person payments and online transfers to CenterBank deposit or loan accounts are not considered qualifying transactions.
- After you have completed all the above requirements, the bonus offer will be deposited into your new account by the 100th day.
- To receive this offer, the enrolled account must not be closed or restricted at the time of payout.
- The offer is good for one-time use.
- The bonus offer is considered interest and may be reported on IRS Form 1099-INT.
- Business must have a physical address within the greater Cincinnati area.
- CenterBank reserves the right to withdraw this offer at any time without notice.
- Product terms subject to change.
- For more information, please see or contact a banker.
- The Business Checking account may have account fees.
- You cannot use another CenterBank account to maintain your balance as part of this offer.
How To Waive Monthly Fee
- Optimum Checking: $15 monthly fee waived with $2,000 daily balance, $5,000 average monthly balance, or $25,000 combined balance in checking, savings and CD accounts
- Velocity Checking: $7 monthly fee. Reimburse $0.50/posted payroll or gov’t benefit, direct deposit and $0.50/posted signature based debit card purchase per statement cycle up to $7
- Commercial Checking: None listed
- Cash Management: None listed
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Conclusion
If you live near a CenterBank location, you have the opportunity to earn a generous bonuses. To earn these bonuses, simply open the eligible accounts and follow the procedures and the bonuses should be in your hands!
Although these bank promotions are rather generous, you can also utilize our list of Savings, Money Market, and CD rates.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Check back often for more CenterBank Bonuses, Promotions, or Offers!
