Find the latest updates on Centra Credit Union bonuses, promotions, and offers here.
Currently, Centra Credit Union is offering $150 bonuses when you open a new checking account.
Centra Credit Union Bonuses Review
Centra Credit Union is headquartered in Columbus and is the 6th largest credit union in the state of Indiana. It is also the 223rd largest credit union in the nation. It was established in 1940 and as of December of 2022, it had grown to 385 employees and 155,264 members at 25 locations. Centra Credit Union’s money market rates are 9X the national average, and it has an A health rating.
| Eligibility: Membership in Centra Credit Union is open to those who live or work in the Indiana counties of Adams, Allen, Bartholomew, Blackford, Boone, Brown, Carroll, Cass, Clark, Clay, Clinton, Crawford, Dearborn, Decatur, Delaware, Fayette, Floyd, Franklin, Grant, Greene, Hamilton, Hancock, Harrison, Hendricks, Henry, Howard, Huntington, Jackson, Jay, Jefferson, Jennings, Johnson, Lawrence, Madison, Miami, Monroe, Montgomery, Morgan, Ohio, Orange, Owen, Parke, Perry, Putnam, Randolph, Ripley, Rush, Scott, Shelby, Sullivan, Switzerland, Tippecanoe, Tipton, Union, Vigo, Wabash, Washington, Wayne, Wells, or White and 8 townships in Marion County, or the Kentucky counties of Bullitt, Henry, Jefferson, Oldham, Shelby, Spencer, or Trimble. See membership details here. |
I’ll review the Centra Credit Union Checking Account below.
Centra Credit Union $150 Checking Bonus
To earn this $150 bonus, just open a new checking account and meet all of their requirements.
- What you’ll get: $150 Bonus
- Eligible account: Checking Account
- Where it’s available: IN, KY (Branch Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fee: None
- How to earn it:
- Open a new Cashback Checking or High Interest Checking account. To earn up to $150:
- Get $50:
- Sign up for eStatements.
- Receive at least one direct deposit into your new checking account.
- Get $100:
- Sign up for eStatements.
- Receive at least one direct deposit.
- Bring $10,000 in new business with Centra.
- Get $150:
- Sign up for eStatements.
- Receive at least one direct deposit.
- Bring $10,000 in new business with Centra.
- Have a consultation with Centra Financial Services.
(Limited time offer)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Offer is available on Cashback Checking and High Interest Checking accounts only.
- To qualify for this offer, you must qualify for Membership with Centra. You will have 90 days from the date you open your checking account to complete qualifying activities to earn an incentive.
- All earned incentives will be deposited into your Member Loyalty Account within 30 days after the 90-day qualification period. 2. To earn the $50 incentive, you must have signed up for electronic statements (eStatements) and received at least one direct deposit into your new checking account within the qualification period. Electronic statement enrollment requires an active digital banking login. 3. You can earn the $100 incentive by meeting the qualifications for the $50 incentive and also bringing a total of $10,000 in new loans, credit lines such as credit cards, or deposits to the Credit Union. Your qualifying loans, deposits, and credit lines must be new money to Centra Credit Union. You may refinance an existing loan with cash out or increase an existing line of credit to qualify, but only new money out or increases to your existing credit lines with Centra will count toward your $10,000 qualification. 4. You can earn the $150 incentive by meeting the qualifications for the $100 incentive and also meeting with a Centra Financial Services (CFS) representative to discuss your financial needs.
- You are not obligated to open any new accounts or services with CFS to earn your incentive.
- CFS is not insured by NCUA.
- Annual Percentage Yield. Subject to change at anytime.
How To Waive Monthly Fees
- Cashback Checking: No monthly maintenance fees
- High Interest Checking: $5 monthly fee waive with Direct Deposit and eStatements
- Business Community Checking: No monthly maintenance fee
- Small Business Checking: No monthly maintenance fee
- Select Business Checking: No monthly maintenance fee if you maintain an average daily balance of $10,000 or more (otherwise monthly fee is $15)
 |
 |
Conclusion
Now, when you open a new account with Centra Credit Union, you’ll be able to earn this great bonus offer today! Additionally, there are several perks that you’ll be able to enjoy as well. However, if you don’t reside in Texas, check out other checking bonuses below.
I would check out a list of our Savings, Money Market, and CD Rates to find other generous promotions you can utilize.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Feel free to comment on this post with any questions you may have about Centra Credit Union, the accounts they offer, or coupon codes.
Check back often for more Centra Credit Union Bonuses, Promotions, or Offers!
