Find an updated list of Chartway Federal Credit Union bonuses, promotions, and offers here.
Update 1/31/25: We added a $300 checking bonus that’s good through 4/15/25.
Chartway Federal Credit Union Bonuses Review
Chartway Federal Credit Union is a full service credit union that offers a range of personal and business banking options to its members. Since its inception it has broadened its field of membership significantly and is now one of the largest credit unions in the country. Chartway FCU was founded in 1959 and is headquartered in Virginia.
| Eligibility: Membership in Chartway Federal Credit Union is open to those who make a $10 donation to the We Promise Foundation, or live, work, worship, or attend school in an area served by one of Chartway FCU’s branches. See current membership details |
I’ll go over all Chartway Federal Credit Union bonuses & offers below.
Chartway Federal Credit Union $300 Checking Bonus
- What you’ll get: $300 Bonus
- Eligible account: Checking Account
- Availability: Nationwide (ATM/Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: $0-$6; waivable
- How to earn it:
- Open a Cash Back Checking account by April 15, 2025 online or any of our branches.
- Make 10 debit card purchases in a calendar month
- Enroll in eStatements with valid email address
- Make $500 or more in deposits within a monthly cycle
- Have a positive balance
(Expires 04/15/2025)
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Offer ends April 15, 2025.
- Offer valid to individuals without a current Chartway consumer checking account.
- To earn $300 bonus, you must open a Cash Back Checking account and perform a minimum of 10 debit card purchases monthly using the Cash Back Checking debit card, enroll in electronic statements with a valid email address, and must have $500 or more deposits within a monthly cycle in the Cash Back Checking account.
- Bonus will not be deposited into any account with a negative balance.
- $300 bonus will be deposited into the Cash Back checking account the calendar month following meeting qualifications. (e.g. Qualifications met in January will be paid by February 14, 2025.
- Qualifications met in February will be paid by March 14, 2025.
- Qualifications met in March will be paid by April 18, 2025.
- Qualifications met in April will be paid by May 16, 2025. Qualifications met in May will be paid by June 13, 2025)
- Qualifications for 3% cash back: Must perform a minimum of 10 debit card purchases monthly using the Cash Back Checking debit card, must enroll in electronic statements with a valid email address, and must have $500 or more deposits within a monthly cycle in the Cash Back Checking account.
Chartway Federal Credit Union $500 Business Checking Bonus
- What you’ll get: $500 Bonus
- Eligible account: Business Checking Account
- Availability: Nationwide (ATM/Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: Yes
- Monthly Fee: See below
- How to earn it:
- Open a new Chartway business checking account with a minimum opening deposit of $100 and receive up to a $500 bonus with one of three options:
- A. Open a Community Checking account and receive a $100 bonus with a minimum deposit of $2,000 in new money within 30 days of account opening. Also, must maintain an average daily balance of $2,000 between days 31 to 90 after opening your account. OR
- B. Open a Small Business Checking account and receive a $100 bonus with a minimum deposit of $2,000 in new money within 30 days of account opening. Also, must maintain an average daily balance of $2,000 between days 31 to 90 after opening your account. OR
- C. Open a Premium Business Checking account and receive a $500 bonus with a minimum deposit of $20,000 in new money within 30 days of account opening. Also, must maintain an average daily balance of $20,000 between days 31 to 90 after opening your account.
- Open a new Chartway business checking account with a minimum opening deposit of $100 and receive up to a $500 bonus with one of three options:
(Expires 08/31/2024)
| Chase Business Checking ($300 or $500 Bonus) | Axos Business Premium Savings ($375 Bonus) |
| Axos Bank Basic Business Checking ($400 Bonus) | Axos Bank Business Interest Checking ($400 Bonus) |
| Huntington Unlimited Plus Business Checking ($1,000 Bonus) | Huntington Unlimited Business Checking ($400 Bonus) |
| Bluevine Business Checking ($300 Bonus) | Bank of America Business Checking ($200 bonus offer) |
| U.S. Bank Business Checking ( $500 or $900 Bonus) | |
Fine Print
- This offer is limited to a new Chartway business checking account opened and funded through August 31, 2024. Open a new Chartway business checking account with a minimum opening deposit of $100 and receive up to a $500 bonus with one of three options:
- A. Open a Community Checking account and receive a $100 bonus with a minimum deposit of $2,000 in new money within 30 days of account opening. Also, must maintain an average daily balance of $2,000 between days 31 to 90 after opening your account. OR
- B. Open a Small Business Checking account and receive a $100 bonus with a minimum deposit of $2,000 in new money within 30 days of account opening. Also, must maintain an average daily balance of $2,000 between days 31 to 90 after opening your account. OR
- C. Open a Premium Business Checking account and receive a $500 bonus with a minimum deposit of $20,000 in new money within 30 days of account opening. Also, must maintain an average daily balance of $20,000 between days 31 to 90 after opening your account.
- New money must be funds from outside Chartway Credit Union; deposits or transfers from existing accounts do not qualify. The bonus is deposited into the new Chartway business checking account within 120 days of account opening. Account must be open at the time the bonus is paid and must remain open for a minimum of 12 months. If the account is closed within 12 months, Chartway Credit Union reserves the right to deduct the monetary bonus from the account prior to closing.
- Offer limited to one per customer and cannot be combined with other specials or offers. Offer not available to members who have received a new business checking account monetary bonus within the last 24 months and have or have had an Chartway business checking account within the last 12 months. Primary owner on the account must be 18 years or older to qualify. For tax reporting purposes, the bonus may be reported to the IRS on Form 1099. The offer is subject to change, at Chartway Credit Union’s discretion, at any time without notice and other exclusions may apply.
Chartway Federal Credit Union $50 Referral Bonuses
Chartway Federal Credit Union is offering a $50 when you refer someone to open a new qualifying account.
- What you’ll get: $50 Bonus
- Eligible account: Cash Back Checking Account
- Availability: Nationwide
- Credit Inquiry: Unknown
- Direct Deposit Required: No
- Monthly Fee: $0-$6; waivable
- How to earn it:
- Enter your email associated with your Chartway account.
- Share with friends via personal link, email, or social.
- Your friends get $50 when they sign up for a Cash Back Checking account as a new member at Chartway and make 10 qualifying transactions.
(Limited time offer)
| Chase Private Client ($3,000 Bonus) | Fifth Third Preferred Checking ($300 Bonus) |
| KeyBank Checking ($300 bonus) | |
Fine Print
- Only current Chartway Federal Credit Union members ages 18 years and older are eligible to refer and receive a total of up to $550 in annual “referrer cash bonuses.”
- Reward only applies to qualifying referrals.
- A qualifying referral requires an individual, who is a new member to Chartway Federal Credit Union, to open a Cash Back Checking account and make 10 transactions of $10 or more in the first 90 days.
Chartway Federal Credit Union $800 Savings Bonus (Expired)
Chartway Federal Credit Union is offering a $800 when you open a new qualifying savings account.
- What you’ll get: Up to $800 Bonus
- Eligible account: Savings
- Availability: Nationwide (ATM/Bank Locator)
- Credit Inquiry: Soft Pull
- Direct Deposit Required: No
- Monthly Fee: None
- How to earn it:
- Earn up to $800 in Bonus Cash by opening a Bonus Savings account.
- Get $160 for every $15,000 deposited into your new account – up to $75,000 from an external account into your Bonus Savings account.
- New money must remain in the Bonus Savings account from 3/31/24 to 7/31/24 to be eligible for the bonus offer.
- Upon meeting the offer qualifications, you will receive $160 for every $15,000, up to $75,000, deposited into your account before 3/31/24.
(Expires 03/31/2024)
| CIT Bank Platinum Savings ($225/$300 Bonus + 4.10% APY). | Discover® Online Savings (Up to $200 Bonus + 3.70% APY) |
| SoFi Checking & Savings ($325 Bonus + 3.80% APY) | Harborstone Credit Union Money Market (4.30% APY) |
Fine Print
- Bonus offer is valid from 1/31/24 to 3/31/24.
- During the promotional period of 1/31/24 to 3/31/24, make deposits of up to $75,000 from an external account into your Bonus Savings account.
- External funds are defined as any new money deposited into your account from an account not affiliated with Chartway Credit Union.
- Funds transferred internally within Chartway accounts during the promotional period do not qualify for this offer.
- Funds transferred from IRA accounts do not qualify for this offer.
- New money must remain in the Bonus Savings account from 3/31/24 to 7/31/24 to be eligible for the bonus offer.
- Your total average daily balance at Chartway must increase by the end of the promo period.
- Upon meeting the offer qualifications, you will receive $160 for every $15,000, up to $75,000, deposited into your account before 3/31/24.
- Your promotional bonus will be reported in your year-end form 1099-INT as taxable income.
- Bonus will be credited to the account in the form of statement credit.
- Your account must stay open and in good standing when bonus is credited to your account.
- Please allow up to 60 days for the bonus to appear in your account.
- Chartway senior leadership positions (Vice President and above), Board of Directors, and volunteers are not eligible for this offer.
How To Waive Monthly Fees
- LiveNow Account: None
- Cash Back Checking: None
- LifePlus Checking: $6 monthly fee, waived with direct deposit or 10 monthly debit card purchases or average daily balance of $500
- Premium Business Checking: The Monthly Maintenance Fee is waived if you maintain an average daily balance of $2,500 in your business checking account during that month.
- Small Business Checking: The Monthly Maintenance Fee waived if business account is enrolled in e-Statements.
- Community Business Checking: No Maintenance Fees
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Conclusion
Chartway Federal Credit Union is offering a $100 bonus when you open a qualifying account! They offer a variety of banking features and accounts so be sure to sign up if this interests you!
Feel free to comment on this post with any questions you may have about Chartway Federal Credit Union or if you can let us know any information regarding this promotion.
Chartway Federal Credit Union rates are not that competitive, so be sure to check our best rates Savings, Money Market, and CD accounts.
Interested in the promotion above, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank and many more.
Check back often for more Chartway Federal Credit Union Bonuses, Promotions, or Offers!
