Ink Business Preferred® Credit Card 90,000 Bonus Points

The Ink Business Preferred® Credit Card is one of the best small business credit cards one could get, thanks to the excellent sign-up bonus, a high rewards rate in common business categories, and a plethora of valuable perks.

New applicants can earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That’s $900 cash back or $1,125 toward travel when redeemed through Chase Travel^SM.

Update 3/20/25: Applying for a business card from Chase won’t add to your 5/24. This card is similar to the Chase Sapphire Preferred because you can transfer points to Chase travel partners such as Southwest, Hyatt, British Airways etc.  The current 120K sign up offer is the currently the highest ever bonus for this card!

You don’t need to have a formal business to apply for this card. In fact, your business is a “sole proprietorship” if you ever sell something on eBay, Craigslist, or do any freelance work.

Simply use your name as business ID and Social Security number as tax ID on your application to apply. However, the earning rates and added perks are more appealing toward those with an actual company.

Ink Business Preferred Card Bonus Summary

The Ink Business Preferred® Credit Card offers 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That's $900 cash back or $1,125 toward travel when redeemed through Chase TravelSM. You'll earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year; 1 point per $1 on all other purchases - with no limit to the amount you can earn. Furthermore, points are worth 25% more when you redeem for travel through Chase TravelSM. This card does come with a $95 annual fee but does not have any foreign transaction fees. Learn More About This Card Here

Ink Business Preferred Bonus

Earn 90,000 bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That’s $900 cash back or $1,125 toward travel when redeemed through Chase Travel^SM.

What are Chase Travel Points Worth?

The value of your points depends on how you use them, on average the value of each Chase Travel point at around $0.02.

You can redeem your points for:

• Travel: Premium vacation packages, cruises or fly any class on most major airlines. Points are worth 25% more if redeem for travel through Chase Travel.
• Cash back: As a statement credit to apply towards your card balance, or get it directly deposited to most U.S. checking and savings accounts. There are no minimums to redeem as cash back.
• Gift cards: Over 70 gift card options available including Home Depot, iTunes, Amazon and Staples.
• Amazon items: Instantly redeem your points to pay for all or part of your eligible Amazon order, including taxes and shipping.

You can also transfer your points to a variety of travel partners at a 1:1 ratio. Depending on the booking scenario with a transfer partner, the average value of up to two cents per point.

Chase Business Checking Option

• Earn up to $500 when you open a new Chase Business Complete Checking® account. For new Chase business checking customers with qualifying activities. • Multiple ways to waive the $15 Monthly Service Fee, including maintaining a minimum daily balance or purchases on your Chase Ink® Business credit card. • Full-service business banking. Convenient access to all your business banking services in one place -- lending, checking, credit card and payment solutions. • Your choice of payment types. Choose from a full range of options for accepting payments and making deposits that include Zelle®, Online Bill Pay, wire transfers and ACH payments. • Convenient access to payment processing. Process all major debit and credit cards with QuickAccept®. It's a built-in feature with your Business Complete Checking account. • Get support you can rely on. Get access to our customer support team, plus a wide array of solutions that carter to every stage of your business • Full-featured banking online and on-the-go. Manage your business' finances on your terms with the latest online and mobile banking technology. • Associate Debit and Employee Deposit Cards available upon request Apply Now at Chase

Conclusion

If you do a lot of traveling for business or your spending matches the bonus categories, the Ink Business Preferred may be well worth its annual fee.

In addition, this card is subject to Chase’s 5/24 rule. If you’ve  opened 5 or more credit cards over the last 24 months, you’ll most likely be denied.

So, this card (or another Chase product) should be among the first ones for which you apply.

However, if these categories don’t match your spending, you may be better off with another card to maximize your earnings.

You can find some that may fit your liking in our credit card promotions list or the latest banking offers from Chase.

If you’re looking for more Chase credit card options then check out our Chase credit card promotions master list for more information.

See rates and fees here.

Opinions, reviews, analyses & recommendations are the author’s alone, and have not been reviewed, endorsed or approved by any of these entities.