Chase Sapphire Preferred Card Review (In-Branch) : 70,000 UR Bonus Points

Available In-Branch only(YMMV), visit your local Chase branch and see if you can apply for the Chase Sapphire Preferred® Card to earn 70,000 Bonus Points when you spend $4,000 on purchases in the first 3 months from account opening. You can also get an additional 5,000 points when you add an authorized user within the first 3 months and they make a purchase.

The card gives you double points on all dining and travel expenses while still giving you one point on all other purchases. It also offers no foreign transaction fees and has the annual fee waived the first year, then $95. I recommend linking this card with a Chase Freedom to transfer points for hotel and airfare credit. Travelers everywhere, this is one of those cards that are a must have in your wallet, and now, you can take advantage of this offer as well as get your hands on a Sapphire Preferred!

Editor’s Note:

1. Some readers have reported being targeted for a 70,000 point sign up bonus after $4,000 in spend on the Chase Sapphire Preferred when they applied in the branch. Most of them are Chase Private Client Status and they were pre-approved which helps them to bypass the Chase 5/24 rule
2. You may want to ask to be matched if you apply for the 50K points offer recently by sending a secured message. Or visit the branch and inquire about the 70K offer.

Key Features: 

• Apply In-Branch Only
• Earn 70,000 Ultimate Rewards (UR) points after spending $4000 in first 3 months!
• Add an authorized user and get another 5k points. So in total you get 75k UR points.
• Earn 2x points on travel and dining. On first Friday of every month, you get 3x points on dining. Earn 1 point per dollar spent on all other purchases.
• Ultimate Rewards (MR) earned by this card, if used to transfer to airline miles, worth about 1.6 cents/point; if used to transfer to Hyatt points, worth about 1.8 cents/point. So the 75k sign-up bonus worth over $1,000!
• 1:1 point transfer to leading frequent travel programs at full value – that means 1,000 Chase Ultimate Rewards points equal 1,000 partner miles/points
• No foreign transaction fees, plus chip-enabled for enhanced security and wider acceptance
• Premium Travel and Purchase Protection Benefits, including Trip Cancellation/Trip Interruption Insurance, Auto Rental Collision Damage Waiver, Purchase Protection and more
• 24/7 direct access to dedicated customer service specialists
• Introductory Annual Fee of $0 the first year, then $95

Pros:

• VERY Generous bonus
• High rewards rates on travel and dining
• Chase’s Ultimate Rewards

Cons:

• $95 annual Fee after first year
• Not valuable to those spending less than $10,000 per year (This card is for big spenders)

Conclusion:

I recommend this card for Individuals who are big on traveling or anyone who dines out often. There’s tons of travel benefits to choose from with the  Chase Sapphire Preferred® Card and now you can earn 70,000 points when you spend $4,000 within 3 months. Don’t forget there’s also an opportunity to get 5,000 points when you add an authorized user who makes a purchase within the first 3 months.

It’s easy point accumulation and you’ll receive twice as much points on dining and traveling, and 20% discounts on travels booked through Chase Ultimate Rewards. You will definitely reap the most of this card with Chase’s Ultimate Rewards. Now this card is designed for consumers who are willing to do a little more to get the most value out of their spending so I won’t necessarily recommend this card for small spenders. This is a targeted offer, it has been reported that most chase customers have received this in their mail or email so be sure to check! Find our complete list of Credit Card Promotions from our exclusive list!