The United MileagePlus Club Card has an introductory offer for: 50,000 bonus miles. The value for these miles will be worth about $700.
The United MileagePlus Club card will keep you away from any disasters and overcrowding airport and towards the United’s special lounges. Other than the United Club membership, you’ll be able to make use of their valuable travel benefits. But, it does have an annual fee of $450 which is quite a bit for a credit card.
Other than being a regular flyer with United Club, their card would really only suit you if United Club/Star Alliance lounge access and free checked bags (1st and 2nd bag for you and travel companion) would benefit you.
If you don’t really care about having a lounge access or only have 1 bag to check, then you should consider the United Explorer credit card. This will be offered to you at a smaller price and would be of better value towards your needs.
United MileagePlus Club Card Quick Facts
Bonus Available | Receive 50,000 bonus miles once you make a minimum of $3,000 in expenses in the first 3 months of opening your account. |
Bonus Value | $700 |
Travel Credit | No travel credit |
Ongoing Rewards/Benefits | Gain 2 miles for each $1 used on tickets bought from United and 1.5 miles for each $1 used towards other expenses.
Get a free 1st and 2nd checked bags on United flights for you & 1 companion in the same flight. Get a priority check-in, security screening, boarding and baggage handling privileges. |
Foreign Transaction Fees? | No |
Airport Lounge Access | Yes; United Club & Star Alliance locations |
Annual Fee | $450 |
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
*United MileagePlus Club is issued by Chase. Compare this card to other credit card offers.*
Pros
- Bonus miles
- Lounge membership
- 1st & 2nd checked bags free
- Partner airlines
- No foreign transaction fees
Cons
- High annual fee
- Excellent credit needed to qualify
Editor’s Alternate Pick
![]() The Chase Sapphire Reserve offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase TravelSM. You'll earn • 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel immediately after the first $300 is spent on travel purchases annually. • 3x points on other travel and dining • 1 point per $1 spent on all other purchases Get 50% more value when you redeem your points for travel through Chase Travel. This card does carry a $550 annual fee and there are no foreign transaction fees. However, you're able to earn a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year & up to $120 application fee credit for Global Entry or TSA Pre✓®. Member FDIC |
United MileagePlus Club Card 50,000 Bonus Miles
Make use of the 50,000 MileagePlus bonus miles offer. The value for these bonus miles will be worth about $700 (more on that below). This is a decent bonus if you compare this card to other credit cards that come with the same annual fee charges.
You must charge your card with a minimum of $3,000 in the first 3 months of having your account open to be able to qualify for this bonus miles offer.
Here are some ideas on meeting the spending requirement:
What are MileagePlus Points Worth?
Compared to other airline branded credit card offers, depending on how you use your miles will reflect their worth. The value for each MileagePlus mile will range from about $0.005 to $0.021. Typically, every MileagePlus mile will be worth about $0.014. With this in mind, 50k miles will be worth about $700 in value.
Your MileagePlus Miles can be redeemed towards:
- Flights and upgrades (United Airlines and Star Alliance partners)
- Travel (hotel stays, car rentals, cruises)
- Enhanced travel (United Club membership, WiFi, etc.)
- Dining
- Merchandise
- Gift cards
- Experiences
- Subscriptions (magazines and newspapers)
- Donations
To receive the best value for your miles, you should consider redeeming them towards flights and seat upgrades for United and Star Alliance partner flights. The other choices will normally give you a smaller vale for your miles that would be lower than $0.01. View the partner airlines down below.
You don’t have to worry about your MileagePlus miles expiring as long as your account remains open and in good standing.
United MileagePlus Club Card Top Features
Being a member or a qualifying travel companion, you will have access to all of the United Club locations along with participating Star Alliances lounges. Their lounges will give you a space to work, relax, and benefit from their complimentary snacks, drinks, and WiFi.
A United Club membership will normally cost about $550 annually. With this perk by itself, it will for sure cover the MileagePlus Club cards annual price.
Free checked bags. Members and one travel buddy will be able to check their first and second bags free of charge. If it’s a one-way travel ticket, it will be a $30 value for the first bag and $40 value for the second for each person. You should save about $280 for each round trip you take with your travel companion.
Premier Access travel services. Get special treatment when you make your time in the airport simple. This means the priority check-in, security screening (where available), boarding, and baggage-handling.
Close-in fees waived. Members will be given the option to reserve award tickets for close-in dates without having to stress over a close-in award ticket fee. Close-in dates will be about 21 days or less from the departure date. The fee for this is normally about $75 every time it happens.
You can receive and use your MileagePlus miles for United and for over 35 partner airlines globally. Down below is the Star Alliance member airlines.
Adria | Aegean | Air Canada |
Air China | Air India | Air New Zealand |
ANA | Asiana Airlines | Austrian Airlines |
Avianca | Brussels Airlines | Copa Airlines |
Croatia Airlines | EgyptAir | Ethiopian Airlines |
EVA Air | LOT Polish Airlines | Lufthansa |
SAS | Shenzhen Airlines | Singapore Airlines |
South African Airways | Swiss International Airways | Air Portugal |
Thai Airways International | Turkish Airlines |
More of their global partners will include:
Aer Lingus | Aeromar | AirDolomiti |
Azul Brazilian Airlines | Boutique Air | Cape Air |
Edelweiss | Eurowings | Hawaiian Airlines |
Olympic Air | Silver Airways |
Buy things overseas without having to stress over any foreign transaction fees with the United MileagePlus Club credit card.
Bottom Line
The main reason you should get this United MileagePlus Club credit card is for their United Club lounge access. Even when the club membership with no credit card will cost you more. Another appealing persk would be the 1st and 2nd free checked bags you get.
With this exquisite credit card, you will be able to gain boosted features that most United rewards cards won’t give you. If you’re a regular traveller with United and their partner airlines, and if you enjoy receiving premium perks, then the MileagePlus Club card is your match. If not, then you should consider looking into a general travelling rewards credit card that has more to offer you.
What’s the Competition?
There are some of United MileagePlus Club credit card’s top competitors listed below.
![]() The Chase Sapphire Reserve offers 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase TravelSM. You'll earn • 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase Travel immediately after the first $300 is spent on travel purchases annually. • 3x points on other travel and dining • 1 point per $1 spent on all other purchases Get 50% more value when you redeem your points for travel through Chase Travel. This card does carry a $550 annual fee and there are no foreign transaction fees. However, you're able to earn a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year & up to $120 application fee credit for Global Entry or TSA Pre✓®. Member FDIC |
![]() The Platinum Card® from American Express offers 125,000 Membership Rewards points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership. You'll earn: • 5X Membership Rewards Points for flights booked directly with airlines or with American Express Travel up to $500,000 on these purchases per calendar year. • 5X Membership Rewards Points on prepaid hotels booked with American Express Travel. • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts(R) or The Hotel Collection bookings through American Express Travel using your Platinum Card(R). The Hotel Collection requires a minimum two-night stay. • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required. • With American Express Global Lounge Collection you can enjoy access to over 1,400 airport lounges globally, including The Centurion Lounge, Unlimited Delta Sky Club® Access when flying an eligible Delta flight, Escape Lounges, Lufthansa Lounges when flying Lufthansa Group, Plaza Premium, Priority Pass Select Lounges, & Additional Global Lounge Collection Partner Lounges subject to visit limitations. Lounges may have their own rules, like additional access rules and guest fees, and for Priority Pass Select, you need to enroll and there are unlimited airport lounge visits for Card Members. With Delta Sky Club Access, Card Members will receive 10 Visits to the Delta Sky Club to be used from February 1 until January 31 of the next calendar year and can unlock Unlimited Delta Sky Club Access by spending $75,000 in eligible purchases on their Card in a calendar year. To find a lounge, visit the membership section in the American Express App or visit http://www.americanexpress.com/findalounge#/loungefinder. • $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month. • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card. • $200 Uber Cash: Platinum Card Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction. • $199 CLEAR® Plus Credit: CLEAR Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues. • Receive either a $120 statement credit every 4 years for a Global Entry application fee or a statement credit up to $85 every 4.5 years for a TSA PreCheck (through a TSA official enrollment provider) application fee, when charged to your Platinum Card. Card Members approved for Global Entry will also receive access to TSA PreCheck at no additional cost. • Shop Saks with Platinum: Get up to $100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on your Platinum Card. That's up to $50 in statement credits semi-annually. Enrollment required. This card comes with a $695 annual fee.¤ (See Rates & Fees), but you cardholders can enjoy Uber VIP status and up to $200 in Uber savings on rides in the US annually. Uber Cash and Uber VIP status is available to Basic Card Member and Additional Centurion Cards only. Terms Apply. |