The United Travelbank card from Chase has an introductory bonus offer of: $150 as TravelBank cash. The $150 offer is on the same competitive platform as other no annual fee cash back credit cards.
The United TravelBank card will allow you to redeem rewards without building them up in large sums. However, this credit card has restricting redemption choices and very little airline benefits.
With this credit card, it will not allow you to gain United MileagePlus miles. It will allow you to gain TravelBank cash, which you can redeem for booking flights with United. Some of the Chase co-branded credit cards that will let you gain United MileagePlus miles will be:
People who typically spend a large amount of money, would be better with another United brand credit card listed above or a general travel rewards credit card instead.
United TravelBank Card Quick Facts
| Bonus Available | Gain $150 in TravelBank cash once making a minimum of $1,000 in expenses in the first 3 months of opening your account. |
| Bonus Value | $150 |
| Travel Credit | No travel credit |
| Ongoing Rewards/Benefits | Earn 2% in TravelBank cash on airline tickets booked from United and 1.5% on other qualifying expenses. Receive 25% back on inflight food, beverages and WiFi purchases. |
| Foreign Transaction Fees? | No |
| Airport Lounge Access | N/A |
| Annual Fee | $0 |
Recommended Free Credit Score (Get Free Score)
690 – 850 (Good – Excellent)
*The United TravelBank is issued by Chase Bank. Compare this to other credit card bonuses.*
Pros
- No annual fee
- Welcome bonus
- Inflight discount
- No foreign transaction fee
Cons
- Good-Excellent credit needed to qualify
- Inflexible rewards
Editor’s Alternate Pick
 The Chase Freedom Unlimited® Card offers a $250 bonus after spending $500 on purchases in your first 3 months from account opening. Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. In addition, you can earn: • 6.5% cash back on travel purchased through Chase TravelSM, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • 3% on all other purchases (on up to $20,000 spent in the first year). After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase TravelSM, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases. There is no minimum to redeem for cash back & your cash back rewards do not expire as long as your account is open. This card comes with no annual fee and you'll get a free credit score that is updated weekly with Credit JourneySM. Member FDIC |
United TravelBank Card $150 Bonus TravelBank Cash
One of the best benefits you’ll receive with the United TravelBank credit card would be the introductory welcome offer of: $150. This offer will be given to you in TravelBank cash. You will only be able to use the TravelBank cash for United flights (more on that later).
You must charge your card with a minimum of $1,000 in the first 3 months of having your account open to be able to qualify for this bonus offer.
Here are some ideas on meeting the spending requirement:
What is TravelBank Cash?
TravelBank cash isn’t difficult to use. You will only have one redemption choice which would be towards a United flight. Having $1 in TravelBank cash would be equivalent to $1. It’s pretty easy.
However, if you don’t have enough money to pay for an entire flight, then you can use your TravelBank card to pay it off.
United TravelBank Card Top Features
As a cardholder, you’ll be able to receive 25% back for statement credit for: food, beverages, and WiFi bought on the United flight.
Buy things overseas without stressing over any foreign transaction fees with the United TravelBank credit card.
Bottom Line
The United TravelBank card is the only co-branded United credit card that won’t have an annual fee included. This will give you a good fixed rate for rewards. However, you won’t get lots of certain airline benefits. With the redemption choices offered, they are pretty restricted.
With that in mind, the TravelBank credit card will catch the attention of some people such as:
- If you aren’t a frequent flyer.
- When you fly, you use United.
- You want simple rewards.
If this doesn’t seem like something you would do, then you should look into a different United brand credit card or a non-branded travel rewards card. These cards can give you more for your moneys worth with flexibility and value.
(Visit United TravelBank for more information)
What’s the Competition?
There are some of United TravelBank credit card’s top competitors listed below.
 The Chase Freedom FlexSM offers a $200 bonus after spending $500 on purchases in your first 3 months from account opening. 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR. You'll earn: • Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter! • 5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more • 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service • Unlimited 1% cash back on all other purchases You cash back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. This card has no annual fee. |
 The Capital One Quicksilver Cash Rewards Card offers $200 Cash Back after spending $500 on purchases within 3 months from account opening. 0% intro APR on purchases and balance transfers for 15 months; variable APR after that; balance transfer fee applies You'll earn: • 1.5% Cash Back on every purchase, every day with no rotating categories or sign-ups needed to earn cash rewards. • Unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply. This card comes with no annual fee and no foreign transaction fees which makes this card a viable option for your go-to everyday card. |
 The United Explorer Card offers 50,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. You'll earn: • 2x miles on United® purchases, dining, and hotel stays. • 1x mile on all other purchases Perks of this card include: • Enjoy priority boarding privileges and visit the United Club with 2 one-time passes each year for your anniversary • Free first checked bag - a savings of up to $160 per roundtrip. Terms Apply. • Up to $120 Global Entry, TSA PreCheck or NEXUS fee credit • 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card There is a $0 introductory annual fee for the first year, then $95. Member FDIC |
