CheapOair & OneTravel VISA Signature Credit Card Review: $50 Statement Credit + 6x Points

Synchrony and FarePortal did a partnership just last year, it seems, to drop the CheapOair & OneTravel VISA Signature. The card could very well be one of Synchrony Bank’s more exceptional cards with chances to earn rewards: 6x the points on CheapOair.com and OneTravel.com purchases, 4x the points on dining purchases and 2x on all other purchases. On top of that, there’s also special financing for 6 Months on CheapOair purchases of $399 or more, all on top of no annual fees attached.

Alternative Credit Card Bonuses:

• Chase Freedom Unlimited^SM
• Blue Cash Everyday® Card from American Express

CheapOair & OneTravel VISA Signature Summary:

• Apply Now
• Maximum Bonus: $50 Statement Credit
• Spending Requirements: $500 or more in spending within the first 90 days of account opening. (excluding promotional financing purchases)
• Expiration: None
• Annual Fee: None
• Additional Advice: Earn Rewards on airline purchases 7X Faster! 1 Member Reward Point + 6 Credit Card Reward Points = 7 points for every

CheapOair & OneTravel VISA Signature Features:

• 6x points on CheapOair.com and OneTravel.com purchases
• 4x points on dining purchases
• 2x points on all other purchases
• Special financing for 6 Months on CheapOair purchases of $399 or more (after discounts) or choose to earn rewards
• No annual fee
• Redeem Points on Flights, Hotels & Cars on CheapOair.com

(These will be in addition to the 6x points you earn)

• Airline tickets: 1 point per $1 spent
• Hotel rooms: 3 points per $1 spent
• Rental cars: 3 points per $1 spent
• Trip Extras: 1 point per $1 spent

Pros:

• Rewards Earning Rate
• No Annual Fee
• Redeem Points on Flights, Hotels & Cars on CheapOair.com

Cons:

• Deferred Interest: 26.99% APR
• Points are only worth 0.5 CPP redeemed for airfare or CheapOair/OneTravel gift cards

Fine Print:

Offer applies only to qualifying purchases. No interest will be assessed on the promotional purchase if you pay the following (the “promotional balance”) in full within 6 months: 1) the promotional purchase amount, and 2) any related optional credit insurance/debt cancellation charges. If you do not, interest will be assessed on the promotional balance from the date of the purchase. Depending on purchase amount, promotion length, and payment allocation, the required minimum monthly payments may or may not pay off purchase by the end of the promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. Any discount, coupon, manufacturer rebate, or other promotional offer applied at time of purchase, will reduce your total purchase amount and may result in you not satisfying the minimum qualifying purchase amount required. Subject to credit approval.

Final Analysis:

Now the CheapOair & OneTravel VISA Signature, I admit does offer some rather rewarding-appealing benefits such as 6x the points on CheapOair.com and OneTravel.com purchases, 4x on dining and with a $50 Statement Credit Bonus after $500 in spend within 90 days of account opening, it’s definitely worth checking out, especially for those of you with not-so-perfect credit that have a hard time getting approval elsewhere.

Now, there is deferred interest on your whole balance, which can accrued a hefty 26.99% APR, in which case I wouldn’t recommend holding any balance throughout a statement and pay off your special financing on time! Don’t forget to check out our full list of Credit Card Bonuses if you’re not interested at the moment.