Find the latest Cinfed Credit Union bonuses, promotions, and offers here.
Update 3/20/25: The former $150 checking bonus offer has been increased to $200 through 12/31/25 with new offer code FRIENDS2025 or FULL200.
Cinfed Credit Union Bonuses Review
Cinfed Federal Credit Union is headquartered in Cincinnati and is the 10th largest credit union in the state of Ohio. It is also the 579th largest credit union in the nation. It was established in 1975 and as of March of 2023, it had grown to 124 employees and 38,533 members at 9 locations. Cinfed Federal Credit Union’s money market rates are 8X the national average, and it has an A health rating.
| Eligibility: Membership in Cinfed Credit Union is open to those who in live, work, worship, or regularly conduct business in the Kentucky counties of Boone, Bracken, Gallatin, Grant, Kenton, Pendleton, or Campbell; the Ohio counties of Brown, Butler, Clermont, Dearborn, Hamilton, or Warren; or Union County in Indiana. For more information on eligibility requirements please check out their full list of membership requirements. |
I’ll go over the Cinfed Credit Union bonuses & offers below.
Cinfed Credit Union $200 Checking Bonus
Earn a $200 bonus when you open qualifying checking account and meeting certain requirements.
- What you’ll get: $200 Bonus
- Eligible account: Checking
- Availability: OH, KY (Locator)
- Credit Inquiry: Hard Pull or Soft Pull? Let us know.
- Direct Deposit Required: Yes
- Monthly Fees: None
- How to earn it:
- Open a new checking account using promo code FRIENDS2025
- For new Kasasa Checking, Basic Checking, or Zoom Checking accounts with recurring direct deposit and minimum opening balance of $100 or more.
- Bonus will be deposited in member share account 60 days upon account qualification or loan funding, pending account status.
(Expires 12/31/2025)
Editor’s Note: Here’s an alternative link to the offer. To redeem your reward, use promo code FULL200 on your application. Offer ends 12/31/2025.
| Chase Total Checking ($300 Bonus) | KeyBank Checking ($300 bonus) |
| Bank of America Checking ($300 Bonus Offer) | SoFi Checking & Savings Account ($325 bonus) |
Fine Print
- Account must be opened or submitted between 3/1/2025 – 12/31/2025. New members only. Limit one bonus payout per individual. Promotional code FRIENDS2025 must be included with all applications. Bonus will be deposited in member share account 60 days upon account qualification or loan funding, pending account status. Account must qualify within 60 days of account opening. Bonus will be reported on form 1099-INT.
- For new Kasasa Checking, Basic Checking, or Zoom Checking accounts with recurring direct deposit and minimum opening balance of $100 or more. Rate and rewards are variable and may change after an account is opened. Account approval, conditions, qualifications, limits, time frames, enrollments, log-ons and other requirements may apply. Qualifications and rewards may vary by account. Limit one rewards checking per social security number. Contact a Cinfed representative for additional information.
How To Waive Monthly Fee
- Kasasa Cash Checking: No monthly maintenance fees
- Kasasa Cash Back Checking: No monthly maintenance fees
- Zoom Rewards Checking: No monthly maintenance fees
- Basic Checking: No monthly maintenance fees
- Basic Business Checking: Not listed
- Advantage Business Checking: This dividend-bearing account waives the $7 monthly fee with an average daily balance (ADB) of $2,500 or a total relationship of at least $10,000
- Premium Business Checking: This dividend-bearing account waives the $15 monthly fee with an average daily balance (ADB) of $15,000 or more or a total relationship of at least $25,000.
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Conclusion
If you live near a Cinfed Credit Union location, you have the opportunity to earn a generous bonuses. To earn these bonuses, simply open the eligible accounts and follow the procedures and the bonuses should be in your hands!
Although these bank promotions are rather generous, you can also utilize our list of Savings, Money Market, and CD rates.
If you are not eligible for these promotions, use our bank bonuses page to find other offers. Some popular bank offers include Chase Bank, Discover Bank, TD Bank, Huntington Bank, HSBC Bank, and many more.
Check back often for more Cinfed Credit Union Bonuses, Promotions, or Offers!
