Are you trying to transfer money in or out of your CIT Bank checking or savings account? Well continue reading our post below to find out how to find your CIT Bank routing number and learn more about money transfers.
Basically, routing numbers are 9-digit numbers that banks use to identify themselves. Simply, it is like an address that banks and other financial institutions use to locate your money.
Banks with branches in more than one state typically have more than one routing number. However, since CIT Bank is an online bank, all customers use the same one.
CIT Bank routing number for all personal banking accounts is 124084834.
CIT Bank has branches all throughout the United States and has different routing numbers or “addresses” for different regions. To find out the right CIT Bank routing number for you, check out the list below.
What Is a Routing Number?
A routing number is a 9-digit code that banks use to identify themselves. Think of it as an address that lets other banks know where to find your money. Routing Numbers are used to identify your bank whenever you make a financial transaction like writing a check, setting up direct deposit, or using your bank’s Bill Pay feature.
You need your routing number for many tasks, including:
- ACH payments
- Setting up direct deposit
- Receiving benefits from the government, including tax refunds
- Transferring money between accounts at different banks or investment firms
- Automatic bill payment
- Domestic wire transfers
Many banks have more than one routing number, especially if they have branches in several states. TD Bank has branches throughout the United States and uses different routing numbers for each state.
Find Your CIT Bank Routing Number
Use a Check: For checking accounts, you can find your routing number in the lower left hand corner of the check. It will be the first 9 digits located at the bottom of your check.
Call Customer Service: Call CIT Bank at 855-462-2652. After you provide a few specific details to identify yourself, a representative will be able to confirm your account’s routing number.
Routing Numbers for Wire Transfers
Wire transfers are a quicker way to send money than an ACH transfer. Anyone can wire funds to your CIT Bank account for a small fee.
You can even set up a domestic or international wire from you CIT Bank account online.
If the wire transfer is within the US
You can use the routing number listed above to wire money to other bank accounts in the U.S. To receive a domestic wire transfer, use the routing number 124084834.
Additionally, you will need to have the following information:
- Recipient’s name as it appears on the account
- Location of the recipient’s bank (including city and state)
- Account number
- Bank routing number
CIT bank doesn’t charge for incoming wire transfers. Outgoing wire transfers are free for customers with an average daily balance greater than $25,000. Otherwise, you will pay $10 per wire.
For international transfers, you will simply use the routing number 124084834. CIT Bank does not have a SWIFT code, used for international transfers. Once you send your domestic wire transfer, you will need to fill out the CIT wire transfer paperwork and:
- Upload it to the Document Center in your online account OR
- Fax it to a CIT Bank representative using the fax number (866) 914-1578.
Conclusion
If you bank with CIT Bank, then knowing or keeping your routing number on you is important when it comes to managing your finance. Having this on hand will help you set up direct deposit, automatic payment, or wire transfer.
However, if you don’t have a bank account yet, definitely take a look at our list of CIT Bank Bonuses or CD Rates for all your banking needs.
I need my entire account number to set up auto savings transfer. Where do I find this in my acct info. All I show is the last 4 numbers.